I've loved my M&P Compact for LTC carry, but I would kill for it to have a grip safety. Holstering an M&P into an IWB holster means that you have to make sure that your shirt (or anything else) isn't in the trigger guard when you seat the gun. Since I wear my IWB behind my centerline, there is an element of assumption that obstructions are clear since I cannot visually confirm this.
With an XD, you can do this safely by making sure the grip safety isn't depressed when you seat the gun (pushing down on the back of the slide rather than the grip).
We all know that a safety is not a substitute for safe practices, but I have personal experience in believing the trigger guard to be clear when it wasn't. Happened with an unloaded gun, but it happened nonetheless.
With an XD, you can do this safely by making sure the grip safety isn't depressed when you seat the gun (pushing down on the back of the slide rather than the grip).
We all know that a safety is not a substitute for safe practices, but I have personal experience in believing the trigger guard to be clear when it wasn't. Happened with an unloaded gun, but it happened nonetheless.

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