Pensioned LEOs and Social Security

[71MUSTY]

You have completely missed the point. It's not about getting the same as you but getting back what was put in? I don't want the same as people who paid in for their entire working career, but I should be allowed to get the benefit's of what I paid in.

Many of us paid into social security just like you did, and some of us are still paying in, but because we have a separate government pension system we should not be allowed to get the full benefit we paid into?

It's about fairness since private sector pension holder's still qualify for full social security benefit's why shouldn't government pensions? If someone paid into the system shouldn't they be allowed the benefit's for the time they paid in? I guess if social security was reduced for IRA or 401k holder's it would be a different matter entirely.

No I didn't. I pay way more in then you ever did. I still pay in even though I can now collect and no matter how much more I pay in I will never get a dime of that back. Meanwhile your union exempted 80%+ of your income from SS tax by being a Govt Employee.

Your Union made a deal, Give us a really great pension and we will exempt out of Social Security. Can't have it both ways. That's why they call it DOUBLE DIPPING.

You think because you payed in 40 quarters you should get back the same amount as someone who payed in 200 quarters.

And more important it is called Social Security Insurance for a reason. It is not a pension it is an insurance policy. Most of the money I payed in goes to support some millennial who fried his brains on Norco and Extacy.

[71MUSTY]

Not true the law that takes away from what should be paid was enacted years after I left SS. Also our SS payments are based on having at least 40 quarters and what we paid in so it's not a give away program. Like 90% of all those who paid in I'll never get all my money back (orig payments and interest it's earned).

False, when you went to work for the Government you elected out of Social Security. You are receiving EXACTLY what someone who paid in 40 quarters and has a Government Pension is supposed to receive. You just think you are entitled to what the guy without the pension gets.

Social Security is not intended to give back what we put in, it is intended as a safety net for other less fortunate people.

Are you paying for someone else??? HELL YES,

just like my tax dollars funded your pension. But I don't get back one cent they took out of my pay to fund YOUR pension.

[Frank1911]

Interestingly, that was the trade-off you all made when you agreed to be Exempt from Social Security in exchange for that great Government pension. Now you want to have your cake and eat it too. Don't get me wrong I do understand but Social Security was never intended to support people who already have a great Government Pension.

Now consider this. Those of us who did not/don't work for the Government have to pay Social Security Tax on every dime of wages we make every day of our lives.

Why should you be entitled to the same Social Security benefit I am when you were able to exclude most of your income from Social Security Tax.

I will agree to give you the same social security benefit as me when you agree I get the same pension as you.

I would normally agree with you but many, if not most government employees have second jobs to make ends meet. I rarely or never hear government employees complaining that they have to have a second job (In which they do pay into SS) because they chose to serve their community or country instead of making those $ix figured $aleries like many in the private sector. It is only FAIR that if they paid into the system (While working that 2nd job) they get back their rightful share. NOT your share or anyone elses, Just their fair share.
MAGA.

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[rcslotcar]

I would hate to work a job and have 70% of my earned pay not given to me. Or maybe have a savings account that I could only draw out 30% of what I saved.

[Dano3467]

An people bit*h about Government employees having it sooooo good, this is BS, if you pay into it (the law), you should very well be able to tap it later IMHO.

[71MUSTY]

I would normally agree with you but many, if not most government employees have second jobs to make ends meet. I rarely or never hear government employees complaining that they have to have a second job (In which they do pay into SS) because they chose to serve their community or country instead of making those $ix figured $aleries like many in the private sector. It is only FAIR that if they paid into the system (While working that 2nd job) they get back their rightful share. NOT your share or anyone elses, Just their fair share.
MAGA.

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I pay tons of taxes to fund government programs like your job. When do I get my right full share?

As a small business man I pay taxes into tons of government programs. Disability taxes, unemployment taxes, etc, etc. I have no choice about this. I personally have never collected Unemployment or disability. Should I get back what I paid in?? I guarantee it was more then you paid into Social Security.

Why should you get money back from a Government programs just because you paid into them if I don't. Where is my right full share

Are you special?

By the way those "6 figure $aleries in the private sector" are mostly a lie government employees use to justify their Union Benefits.

[71MUSTY]

An people bit*h about Government employees having it sooooo good, this is BS, if you pay into it (the law), you should very well be able to tap it later IMHO.

Your right, I paid taxes which funded your pension. I'll stop by your house and tap in this afternoon.

See it all sounds different when it's me who paid in and now want to take your money.


Do you have any idea how many Government programs I am required to by law to pay into as a small business owner that I never see a dime of????????


I'm glad you feel so much more special them me. The Government should be fair to you when they aren't to me??

I've had the governments hand up my ***** and in my wallet for 50 years. But you cry because you have to pay a little and don't get it back.


I paid to fix the potholes 5 times already but California used that money to fund PERS.

[Frank1911]

I pay tons of taxes to fund government programs like your job. When do I get my right full share?

As a small business man I pay taxes into tons of government programs. Disability taxes, unemployment taxes, etc, etc. I have no choice about this. I personally have never collected Unemployment or disability. Should I get back what I paid in?? I guarantee it was more then you paid into Social Security.

Why should you get money back from a Government programs just because you paid into them if I don't. Where is my right full share

Are you special?

By the way those "6 figure $aleries in the private sector" are mostly a lie government employees use to justify their Union Benefits.

I obviously hurt your feelings Musty and never made it personal. This thread was talking about retirement. If you want to talk about taxes that's something different. I also pay taxes so I guess I'm paying my own salary. Some of your taxes go to pay for services like Fire, Police, Road Repair, etc.

If your are a businessman, I'm sure you already know this but maybe forgot. If you're not cooking the books (Only you would kow) and paying into SS then you too should get your share.

At the end of the day, I believe what people are saying is "If you contributed, then you should receive something back" unlike those that contributed nothing. BTW....Let it go, Hillary lost and quit your crying. [emoji12]


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[71MUSTY]

I obviously hurt your feelings Musty and never made it personal. This thread was talking about retirement. If you want to talk about taxes that's something different. I also pay taxes so I guess I'm paying my own salary. Some of your taxes go to pay for services like Fire, Police, Road Repair, etc.

If your are a businessman, I'm sure you already know this but maybe forgot. If you're not cooking the books (Only you would kow) and paying into SS then you too should get your share.

At the end of the day, I believe what people are saying is "If you contributed, then you should receive something back" unlike those that contributed nothing. BTW....Let it go, Hillary lost and quit your crying. [emoji12]


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No you didn't hurt my feelings. Point is YOU are not entitled to more Social Security. You just think you are. We all pay taxes. We all pay for government programs we don't receive benefit from.

Interesting you accuse me of "Cooking my books" and supporting "Hillary" when you are the one complaining because you don't qualify for a Social Program. You know your wrong so out comes the name calling.


I am not talking about other things I am talking about retirement.


Point is you have a Government Pension (that's a good thing). One cost of having a Government Pension is you get reduced SS benefits. It's a trade off you willingly made.

Now you are crying about how unfair it is. I'm just telling you to stop acting all entitled and live with the deal you made.

[doggie]

exactly ^

[Mike512usa]

I have to agree. It is the deal we made. I am happy with the results. The amount that I would pay into SS would be substantial. Instead I contribute heavily into a 401 and 457. I have a good pension through my job which is held by Calpers but I don't put total faith in anything.

Interestingly, that was the trade-off you all made when you agreed to be Exempt from Social Security in exchange for that great Government pension. Now you want to have your cake and eat it too. Don't get me wrong I do understand but Social Security was never intended to support people who already have a great Government Pension.

Now consider this. Those of us who did not/don't work for the Government have to pay Social Security Tax on every dime of wages we make every day of our lives.

Why should you be entitled to the same Social Security benefit I am when you were able to exclude most of your income from Social Security Tax.

I will agree to give you the same social security benefit as me when you agree I get the same pension as you.

[Frank1911]

Lol, you assume a lot of this that weren't said. The reality is you don't pay for my job. You may want one of my contracts, but you certainly do not pay for my job. You Assume you pay more taxes than others in this thread, I doubt that. You Assume I'm a government employee, you Assume, I belong to PERS (Thank God that I do not) and No one here ever said they are entitled to more than their share. No body accused you of cooking your books (But only you would know). You also Assume all government employees get their pensions paid for....Wrong.

Truth be told I too own a small business, I'm not in the "Union" nor did I make any deals with the government (At least not regarding my pension). I have my own 401k because I can only depend on me for taking care of myself. SS should be distributed equitably based on what someone puts into it. Let it be up to every American to decide if they would like to contribute more or take less than their share to support those that elected not to get educated or find a second, third, or fourth job like so many others.

If I'm wrong for wanting it to be fair for everyone, then so be it. And yes I do have friends that work for the government and they too deserve it if that paid into their own pension and also paid into SS.

What name were you called? A Hillary supporter??? Is that a bad thing? (Only you would know).

Have a wonderful Sunday! MAGA





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[3S16]

How about Social Security just cashes me out what I put into it?

[71MUSTY]

Lol, you assume a lot of this that weren't said. The reality is you don't pay for my job. You may want one of my contracts, but you certainly do not pay for my job. You Assume you pay more taxes than others in this thread, I doubt that. You Assume I'm a government employee, you Assume, I belong to PERS (Thank God that I do not) and No one here ever said they are entitled to more than their share. No body accused you of cooking your books (But only you would know). You also Assume all government employees get their pensions paid for....Wrong.

Truth be told I too own a small business, I'm not in the "Union" nor did I make any deals with the government (At least not regarding my pension). I have my own 401k because I can only depend on me for taking care of myself. SS should be distributed equitably based on what someone puts into it. Let it be up to every American to decide if they would like to contribute more or take less than their share to support those that elected not to get educated or find a second, third, or fourth job like so many others.

If I'm wrong for wanting it to be fair for everyone, then so be it. And yes I do have friends that work for the government and they too deserve it if that paid into their own pension and also paid into SS.

What name were you called? A Hillary supporter??? Is that a bad thing? (Only you would know).

Have a wonderful Sunday! MAGA





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Nice try.

If your were not a government employee why are you complaining that SS is reducing your benefit because of your government pension???

I assumed nothing.

You believe your Government wages did not come from tax dollars? Pray tell where you think they came from?

I never said you were part of PERS. You assume I said that.
I don't assume I paid more taxes then you, I know I do because I paid 15% SE tax on every dime I made, you were exempt on your government job. That is fact not assumption.
You assumed I said all Government employees get their pensions paid for. I never said that either.

If you do not have a government pension then your Social Security is not limited by your government pension.


If You agreed to take a government job, and get covered by a lucrative Defined Benefit pension. As part of that deal you agreed to exempt out of Social Security and have the money that would have gone to Social Security go into your lucrative Defined Benefit Pension.

Something no one else gets to do.

In exchange you agreed not to get full Social Security.

All facts. No assumptions.

Now you want the best of both worlds.

You do understand that Only Government employees get to exempt out of social security and put the money they would have paid into social security into a nice defined benefit plan pension?

That is a huge benefit.

That right there is where the unfairness started. That right there is why they don't get to double dip.

So lets be fair.

[71MUSTY]

Lol, you assume a lot of this that weren't said. The reality is you don't pay for my job. You may want one of my contracts, but you certainly do not pay for my job. You Assume you pay more taxes than others in this thread, I doubt that. You Assume I'm a government employee, you Assume, I belong to PERS (Thank God that I do not) and No one here ever said they are entitled to more than their share. No body accused you of cooking your books (But only you would know). You also Assume all government employees get their pensions paid for....Wrong.

Truth be told I too own a small business, I'm not in the "Union" nor did I make any deals with the government (At least not regarding my pension). I have my own 401k because I can only depend on me for taking care of myself. SS should be distributed equitably based on what someone puts into it. Let it be up to every American to decide if they would like to contribute more or take less than their share to support those that elected not to get educated or find a second, third, or fourth job like so many others.

If I'm wrong for wanting it to be fair for everyone, then so be it. And yes I do have friends that work for the government and they too deserve it if that paid into their own pension and also paid into SS.

What name were you called? A Hillary supporter??? Is that a bad thing? (Only you would know).

Have a wonderful Sunday! MAGA





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Nice try.

I assumed nothing.

You believe your Government wages did not come from tax dollars? Pray tell where you think they came from? If you did receive Government wages how did you get a Government pension?

I never said you were part of PERS. You assume I said that.
I don't assume I paid more taxes then you, I know I do because I paid 15% SE tax on every dime I made, you were exempt on your government job. That is fact not assumption.
You assumed I said all Government employees get their pensions paid for. I never said that either.

If you do not have a government pension then your Social Security is not limited by your government pension.


If You agreed to take a government job, and get covered by a lucrative Defined Benefit pension. As part of that deal you agreed to exempt out of Social Security and have the money that would have gone to Social Security go into your lucrative Defined Benefit Pension.

Something no one else gets to do.

In exchange you agreed not to get full Social Security.

All facts. No assumptions.

Now you want the best of both worlds.

You do understand that Only Government employees get to exempt out of social security and put the money they would have paid into social security into a nice defined benefit plan pension?

That is a huge benefit.

That right there is where the unfairness started. That right there is why they don't get to double dip.

So lets be fair.