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[L84CABO]

http://www.collectinsure.com/

At least their rates were better a year ago when I looked at this.

[bigbully]

I did a quick estimate for $30k. Came to $189 annually. Is this good or bad for gun insurance?

[audiophil2]

I did a quick estimate for $30k. Came to $189 annually. Is this good or bad for gun insurance?

Pricey.

$125/yr for $35,000. Lets you insure ammo, optics, parts, etc.

http://www.historicfirearms.com/

[tileguy]

AAA in nor cal will cover firearms at no extra cost, they are covered under personal property in your homeowners or rental insurance. over 200k in personal property and regular homeowner stuff for around 100 a month.
call shannon at 530-538-8914 she can help you out at AAA

[rambutan316]

Wow, these prices are making me think I'm overpaying for my NRA Armscare insurace. I think I'm paying about $120 per year for only $8k coverage.

[tileguy]

120 for 8k sounds crazy

[Intimid8tor]

Pricey.

$125/yr for $35,000. Lets you insure ammo, optics, parts, etc.

http://www.historicfirearms.com/

I might have to check mine. I am paying a bit more per K but I also insure multiple locations on one policy.

[03fatboy]

Tagged for information.

[ely]

Overdue, also tagged.

[therealnickb]

AAA in nor cal will cover firearms at no extra cost, they are covered under personal property in your homeowners or rental insurance. over 200k in personal property and regular homeowner stuff for around 100 a month.
call shannon at 530-538-8914 she can help you out at AAA

You may want to call Shannon and ask her about sub limits for theft losses.

I'll bet it's around $2,000.

[greg36f]

You may want to call Shannon and ask her about sub limits for theft losses.

I'll bet it's around $2,000.

Sub limits? What's that?

Also, has anyone ever filed a claim?

I worry that some of these smaller companies would not or could not pay. A great rate is one thing, but if you don't get paid or if getting paid is a huge hassle, it's worthless.

Also, I got some quotes a while ago and the company wanted a detailed list of all my firearms. Not sure I won't that floating around out there. Don't get me wrong, I have a detailed list to include photos, but I don't want it sitting around my agents office.

[therealnickb]

Pricey.

$125/yr for $35,000. Lets you insure ammo, optics, parts, etc.

http://www.historicfirearms.com/

Do you know what actual insurance company they use? I couldn't find anything. Eastern looks like a broker.

[therealnickb]

Sub limits? What's that?

Also, has anyone ever filed a claim?

I worry that some of these smaller companies would not or could not pay. A great rate is one thing, but if you don't get paid or if getting paid is a huge hassle, it's worthless.

Also, I got some quotes a while ago and the company wanted a detailed list of all my firearms. Not sure I won't that floating around out there. Don't get me wrong, I have a detailed list to include photos, but I don't want it sitting around my agents office.

Sub limits are included in most every HO or renters policy for high theft items, difficult to value or replace and the like.

I've seen theft coverage as low as $500 for some categories. It doesn't matter what your dec page says. You have to actually read the policy or deal with an honest agent that has.

[tileguy]

sneaky bastards they always have a backdoor. ill call and find out about the sub limits and post my findings. thanks for the info. ill check back