How you do it?

[till44]

I put everything on my credit card for the $ back, but only buy things if I have the $ to pay of the CC bill completely.

[Rascal]

Cash

[high_revs]

credit... i get 2% back. CCs balance hardly revolves here though. i just make sure i have "cash" in bank to pay it off. so in a sense... cash purchase.

[ck867]

i buy everything with credit due to receiving points but I use cash at the gun shops because I can get a little better pricing at my local shop

[popndrop]

I prefer AMEX, which I find less and less gun shops are taking. I like them since i get points, and they have an excellent waranty/stolen item program. I actually had to use it recently when someone stole a set of Swaro Binos from my luggage on a hunting trip. Amex reimbursed me for the full retail value within a couple of weeks.

[AraiGuma]

Amex if the shop takes, if not, VISA or Master card, but always pay full in that billing cycle. Just a convenience for me not to carry too much cash.

[The SoCal Gunner]

I pay on credit card to get the cash back then pay off my bill when it comes in.

[The SoCal Gunner]

I prefer AMEX, which I find less and less gun shops are taking. I like them since i get points, and they have an excellent waranty/stolen item program. I actually had to use it recently when someone stole a set of Swaro Binos from my luggage on a hunting trip. Amex reimbursed me for the full retail value within a couple of weeks.

Yep credit cards have some nice benefits. I used Amex's extended warranty benefit when my Toshiba laptop screen died after the mfg's 1 year warranty expired. Called Amex to file a claim and they reimbursed me for the full cost of the laptop, which was pretty old by then, and used only a portion of the funds to get a better laptop.

[thefifthspeed]

Credit- I get points, rewards, cash back etc...

I always pay off the entire amount each month so it's the same as cash to me except I get a bonus.

[gef]

I always use my credit card, it gives me more control over the purchase if something goes wrong, then it's paid off when the bill comes in.

[cleanguy46]

Always cash, makes life much more simple. If I can't afford it, I dont buy it.

I couldn't agree more.....cash is king!

[SeanCasey]

I pay using debit. I hate carrying cash on me, and never use checks. Debit gives me the ability to use plastic but take right out of my account as if it was cash. My financial institution reimburses any ATM/Debit fees so no worries there either.

[unamused]

I pay using debit. I hate carrying cash on me, and never use checks. Debit gives me the ability to use plastic but take right out of my account as if it was cash. My financial institution reimburses any ATM/Debit fees so no worries there either.

you should be careful... credit cards are safer than debit cards. If your account gets hacked, its a lot easier to get things back in order with a credit card since it is not directly connected to your bank.