My XD 40 is the same with 10rds in the mag and the slide closed. If it dont fit get a bigger hammer...
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XD45 - can't load unless slide locked back?
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use the loader...us old guys with arthritis recommend it.
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<4 years till retirement, can't wait to leave this state
California, where all of the good stuff is banned, registered, regulated or prohibited, yay.....
Law abiding firearm owners have no chance in this state.
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My XD40 10 rnd. mags go in nice and smooth everytime.Comment
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My daughters MP9 one factory mag loads 10 the other even with a LULA, no go, 9 only.Must be girly hands. Mine load up just fine.

I don't know why people are loading up only 9 rounds. Load 10 rounds, give it a smack. That goes for all of my pistols with 10 round mags. You don't have to try to hit it out of the park, but just pushing it in is not going to work. You have to exert a little bit of force to get it in.
It really depends on the magazine, these non-standard magazines are an after thought to the original design, I doubt the manufactures really care, except for not loading 11, the market is too small."The California matrix of gun control laws is among the harshest in the nation and are filled with criminal law traps for people of common intelligence who desire to obey the law." - U.S. District Judge Roger T. BenitezComment
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This isn't just a XD problem. The 10 rounder magazines in Cali are all pretty tight to load into the gun with a full mag. Thats because of the 11th round fear!! It they make the mag just a little looser the 11th round might fit in. That said when the mag goes into the gun with a closed slide/bolt, the ammo is pushing against the bottom of the slide/bolt. Since the mag has no give it just makes it hard to load. Just load with the slide/bolt locked back.Wanna learn to shoot SKEET? I am here to introduce all shooters to the sport of SKEET Shooting ....
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Blame our CA lawyers... this is a common problem for all of us. On my AR it is almost impossible to seat a 10-round mag on a closed bolt. Sucks for doing any kind of tac-reloads for sure.
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@evidens83..I've never had a problem with mine. Now the mag release can be stubborn but thats a whole different story..." the slide lock/release is something else also. On my m&p, I can't close the slide by pressing the lock.sigpic PM 4 Front Sight diamond
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you have to slap it in pretty hard. the first bullet in the mag pushes against the bottom of the slide so you have to fight that tension to get it seated. In my night stand I keep my mag in the well but not seated because i was worried about that tension upwards on the rear of the slide messing with the frame-slide fit. Im not sure if that is a legit issue or if im paranoid.Comment
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My XD.40 is more difficult to insert a loaded 10rounder with the slide forward, but not tough. I don't need to "slap it in", just a firm push. My buddies Xd .45 is no more difficult. The way I see it is if you can rack the slide back, inserting a loaded mag should not be a problem.
I used a friends pro mag in my Xd, it was (IIRC) a 25 or 30 rounder promag out in S.Dakota, fully loaded it inserted just the same as my 10rounders.(other than the fact that the hicap stuck out of the bottom of the grip 2-3 inches). Oh, and the fact that he laughed at me for my short little mags, I told him he was just compensating for a lack of something in his life.
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