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  • #31
    SmallShark
    Senior Member
    • May 2011
    • 1395

    This is how credit card companies make their money.

    If everyone just pays off on time, there won’t be any credit card no more.

    Anyway, my mothers taught me when I was young “only borrow money for food”

    Comment

    • #32
      5.56Geo
      Senior Member
      • Feb 2010
      • 1889

      Live free or die trying!

      Comment

      • #33
        SG29736
        Senior Member
        • Nov 2009
        • 1111

        I got my Wilson CQB about 10 years ago. A bit cheaper then. I was doing some training at work and used the extra money for the purchase. Could have afforded it anyway, but the extra money helped justify it. I wanted to get it then for IDPA, USPSA matches.

        Comment

        • #34
          newbie1234
          Veteran Member
          • Feb 2016
          • 3121

          OP, does your "second-half" know about your problem ?

          Comment

          • #35
            Yodaman
            Veteran Member
            • Aug 2012
            • 2749

            Bad move. I understand. But posting about just makes you look bad. 🤦🏼*♂️


            Sent from my iPhone using Tapatalk

            Comment

            • #36
              Bigtwin
              Veteran Member
              • May 2010
              • 2639

              Social experiment my tushy. Yay Calguns gets more playful trolls.
              Last edited by retired; 10-16-2018, 10:55 AM.
              NRA MEMBER

              Comment

              • #37
                7.62user
                Member
                • Jan 2014
                • 281

                Don't see what the problem is? Once statement comes in just pay it off. Again, I don't see any issues.
                Last edited by 7.62user; 10-10-2018, 9:01 PM.

                Comment

                • #38
                  0ddl0t
                  Banned
                  • Jul 2018
                  • 60

                  Originally posted by hunterb
                  The only thing you should ever buy on credit is a HOUSE.
                  If you need to finance a car, you cannot afford it.
                  Not necessarily. If you can afford a decent house outright, you shouldn't finance a luxurious one unless you are reasonably certain it'll appreciate at a higher rate than your loan.

                  And if you're just starting out in life (or rebuilding from the bottom), it may make sense to finance a decent, reliable car rather than throw time & money away on mass transit or taxi/uber (or buying a cheap, but problematic, used car).

                  The difference between debt and leverage is that leverage offers a rate of return in excess of the cost of capital. If financing a car allows you to get a job, a second job, or a better job -- it probably fits that bill. But if you're just doing it to obtain something nicer that you really can't afford, that's just debt...

                  Originally posted by SmallShark
                  This is how credit card companies make their money.

                  If everyone just pays off on time, there won’t be any credit card no more.
                  They make ~2.5% off the top of every sale. People who carry balances just juice the profits...

                  Comment

                  • #39
                    enorbit3
                    Veteran Member
                    • Oct 2011
                    • 2655

                    OP is a chump
                    LAPD CCW Timeline:
                    Application Sent/Rec'd - 10/11/22
                    Interview Scheduled - 2/20/22
                    Interview & Live Scan- 2/21/22
                    DOJ/FBI - 2/22/23
                    CCW Training - 2/25/23
                    Firearms - 3/1/23
                    LAPD CCW Approval Call - 3/20/23
                    CCW Permit Issued/picked up - 4/11/23

                    Comment

                    • #40
                      Jim925
                      Junior Member
                      • Oct 2018
                      • 70

                      Trollin

                      Comment

                      • #41
                        plumbum
                        Calguns Addict
                        • May 2010
                        • 5394

                        Credit cards profit is in the merchant fees - interest is to offset losses - losses are to offset profits. It’s almost like they try to make money off people anyway they can...
                        Originally posted by ysr_racer
                        Please don't bring logic and reason into an interwebs discussion

                        Comment

                        • #42
                          tbc
                          Calguns Addict
                          • Jun 2011
                          • 5955

                          Originally posted by AN40
                          I'll end it here guys. This was all a social experiment. I was curious how people would react to individual(s) who act irresponsibly in this manner. I am not one that spends out of my means and know their are many who do. Was looking to see if I could gauge spending habits of others on this forum.

                          Anyway, I did buy the Wilson 1911 but the $3k I paid for it is a drop in the bucket. Good to see some people are willing to offer the right advice in this situation.

                          Work Smart, Play Hard!


                          After 25 posts and you were done with your experiments?




                          Sent from my iPhone using Tapatalk

                          Comment

                          • #43
                            Pretty fly for a Cabinetguy
                            CGN/CGSSA Contributor - Lifetime
                            CGN Contributor - Lifetime
                            • Feb 2016
                            • 4256

                            Originally posted by newbie1234
                            OP, does your "second-half" know about your problem ?
                            Do You mean that he is a gun owner or a troll

                            OP...it is a Wilson...they have instructions ...in the paperwork. No need to disassemble and lube. Can if you want to fondle all the parts...not necessary, at least with my shooter.

                            Shoot often, lube, repeat....you will enjoy that gun...very nice shooter.
                            Wilson Protector .45, Springer 9mm Loaded, Franchi Instinct SL .12ga. and some other cool stuff for the kiddos...

                            Comment

                            • #44
                              E Michael
                              Veteran Member
                              • Jun 2012
                              • 2513

                              Ok so either he spent the money and regretted people judging him more than he cared about making a mistake, making him a douche. Or he was trolling, making him a douche.

                              So which is it, douche or douche?

                              Comment

                              • #45
                                yzErnie
                                CGN/CGSSA Contributor - Lifetime
                                CGN Contributor - Lifetime
                                • Mar 2007
                                • 6309

                                Holy Christ, DonaldBabbett by another name.
                                The satisfaction of a job well done is to be the one who has done it

                                Originally posted by RazoE
                                I don't feel a thing when some cop gets ghosted.

                                Comment

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