Low mortgage rates for calguners and SoCal House Selling/House Hunting Guide Service

[huntingsocal]

Think you missed the boat for low mortgage rates?


Trade wars, Brexit, partial shut downs and the like have led to a drop in rates

There may be an opportunity to save money with a refinance; especially if you are consolidating debt or lower the term of your loan (i.e. from 30 year loan to 15 year)

PM for for a no cost, no obligation Home Loan Report to see if there is some room for improvement.

[huntingsocal]

No inflation on the horizon according to the Fed and trade war with China keeping rates at bay for the time being.



Rates are significantly lower than they were for most of last year so if you bought a house in the last 12 months, chances are you can save some money with a refi.

If you're in the market to buy a house, chances are your payment is going to be lower than you thought it would even a few weeks ago.

If you're planning on selling your home, you'll probably get a bit of a boost as buyers like it when rates are low.

If you'd like me to take a look at any of the above scenarios for you, PM me or contact me directly and we can chat about how I might be able to help you buy or sell a home or get a home loan.

[sigfan]

Micah is the real deal and is our agent for life. We have used him for a sale recently and a refi a couple of years ago and he has always made sure we were taken care of. He explained the process as we were walking through it clearly and made sure we understood everything we were signing. I have worked with other agents in the past but Micah is the best of them. I highly recommend him for any and all real estate needs and trust that he will always give us his honest opinion.

[huntingsocal]

Thanks sigfan! It has been a pleasure helping you and your family over the past couple years

I've said it many times, one of my favorite aspects of my business is getting to work with other calguners and the people they introduce me to.

On another note, a quick announcement,

I'm currently finalizing my mortgage licensing in Colorado and Idaho to build up my "Free State Escape" services so stay tuned!

[huntingsocal]

I just saved someone $222.22 on their mortgage for a house they bought last year, in October.

Rates are down this year over last year so if you or someone you care about bought a house even as little as six months ago, you might be surprised by how much you can save.

PM me for a no cost, no obligation check up to see if we can have some fun with numbers

[Rakso]

Hello fellow Calgunners,


If you have a mortgage or you'll be buying a home soon and you'd like some numbers crunched to see what might be available for you, PM or email me and I can run a side by side comparison of what you've got, and what some options are for a refi.

I'm not afraid to tell you that you're good to go with what you've got. No hard sell from me and you can check my itrader to at least feel comfortable knowing that I'm not a flake.

I've been in real estate and finance full time for over 14 years now and I can help with conventional loans, FHA, VA as well as commercial financing and apartments.

If you're thinking about buying a home this year I can help you with the pre qualification process and work with you to put together a plan so you are ready when the time comes to buy.

If you are looking for a home in SoCal, I also offer a house hunting guide service to help you find a home or investment property in L.A./Orange/S.B./S.D./Riverside counties

If you are thinking about selling your home in the next 6 months PM me and I'll email you a report on what you can do now to ensure you get top dollar when it comes time to sell.

Planning your Great Escape to a Free State? Check out post #28 for my Free State Escape Services

Cheers to low rates and cheap ammo!

Micah Peterson, Independent Real Estate Broker and Finance Expert
visit my website here for some more info about my services
check out my itrader and you can also what others are saying about me here on Yelp
B.R.E. 01366504
NMLS 361312
micah@lifesourcemortgage.com

Might take your word, I've been thinking about ReFi my house.

[SDnewbieshooter]

Might take your word, I've been thinking about ReFi my house.

You should definitely reach out to Micah to see what kind of options you have. I did earlier this year, and Micah was very helpful in laying out what my options were. I sat on it for a few months, and when I was ready to do it, he sprang right into action for me. I called around a bunch of places and no one came close to what he was able to offer me. The whole refi took a little less than a month and it went smoothly. I only wished I knew of him back when I first bought my house.

[Rakso]

You should definitely reach out to Micah to see what kind of options you have. I did earlier this year, and Micah was very helpful in laying out what my options were. I sat on it for a few months, and when I was ready to do it, he sprang right into action for me. I called around a bunch of places and no one came close to what he was able to offer me. The whole refi took a little less than a month and it went smoothly. I only wished I knew of him back when I first bough my house.

Good to know thanks.

[XDJYo]

[compshell]

I would wait till August. The fed bank is hinting at a .25-.50 rate drop at the end of july. It's putting pressure on rates already. We are going to see sub 3-2.8% 15 year rates...

[huntingsocal]

Is a Recession Coming?

All this talk about inverted yield curves and such has the markets spooked about a recession.

Came across this article on fortune.com and found the mortgage piece interesting:

When the Next Recession Hits, 4 Good Things Could Happen


from the article:

"Over the past five recessions, mortgage rates have fallen an average of 1.8 percentage points from the peak seen during the recession to the trough. And in many cases, they continued to fall after the fact as it takes some time to turn things around even when the recession is technically over.

Mortgage rates don’t have nearly as far to fall as they did in the past since the starting point is so much lower today. But even a little weakness in economic activity can send rates plunging."

It may or may not be the perfect time for you to refinance or buy a house right now, but it wouldn't hurt to check.

PM me and I'll let you know if it is a good time now or what you need to do to get ready so when the time is right you can pull the trigger

No cost, no obligation, no annoying follow up, and no sales pitch.

I'll just crunch some numbers for you so you know where you stand

[huntingsocal]

Just finished helping another calguner take advantage of low rates with a refi.

One of the things I pride myself on is the streamlined process that my team and I have in place.

This one was 18 days from submitting the application to underwriting until closing.

Quick but not rushed, and you'll know exactly what is going on the whole time

PM me for a no cost, no obligation Home Loan Report to see if a refi pencils out for you.

Worst that will happen is I'll let you know you are in good shape and don't need to change a thing

Cheers

[Rakso]

And quick it was!!!

I can not recommend Micah enough. So many positive adjectives to say it would take me a while to finish. Quick, painless, seamless, hassle less, even effortless I would say.

Plain and simple, you have nothing to loose and a lot to win, at least for me that was the case. Extremely satisfied with my Refi

Top notch professional here gentlemen. Highly recommended.

I will be sitting outside on my patio tonight enjoying my favorite craft beer thinking how great of a deal I just got.

[huntingsocal]

[RNursejitsu7]

interesting... i am looking to purchase in the near future. though i am in northern california.