Medi-share anyone?

[FresnoRob]

Just got a notice of another price increase in our health insurance. Looking at Medi-Share. Anyone use it? If so are you happy?

Thanks,

Rob

[RAMCLAP]

I am looking to retire in 2 years and have looked at this for some time. I'm convinced this how I'm going.

[FresnoRob]

Having a hard time finding someone who has it. The reviews are good. My wife in a cancer survivor I need to be sure she’s cover (no cancer last 5 years) if so I’m going to try them. Worst that can happen is I have to go back to insurance during open enrollment. I’ll have Medicare in few years but she’s younger.

[RAMCLAP]

I don't believe they have pre-existing issues. You simply agree to pay into someones account for their procedures.

[FresnoRob]

Their info says:
Medical bills for treatment of a pre-existing condition (a condition that existed prior to membership) are eligible for sharing as follows:
Up to $100,000 per Member per calendar year IF:
The condition has gone 36 consecutive months without signs, symptoms, treatment or medication.

The wife still takes medication that is intended to prevent any re-occurrence and still sees the doctor several times a year. No cancer has returned but she is still under the same doctors care.

[dennis9288]

My brother is self-employed. He has this coverage for himself, wife and child. He absolutely loves it. He has had some health issues lately - lots of tests. Very pleased with his coverage.

[Doheny]

My step-daughter and her family use it. They've been happy with it although they haven't had any major health issues.

[RAMCLAP]

I'm very glad to hear about your wife's healing Rob. If you don't mind, I'll pray for her.

[FresnoRob]

Thank you, I don’t mine at all. I’ll be updating this thread after I call Medi-Share.

[FresnoRob]

An update if anyone is interested. If you have had cancer and have not had a reoccurrence in 3 years, and are NOT seeing your doctor more than once a year and NOT taking drugs related to said cancer then they will cover a new case of the same cancer if it occurs. While my wife had had no cancer in the last 5 years she still sees her doctor every 6 months and takes an estrogen blocker which also excludes her from being covered under existing conditions. They would cover other types of cancer and if she was a member for 3 years without the same cancer they would cover up to $100,000 after that 3 years.

The wife had breast cancer and they took one breast. If they had taken both I expect it would be safe for us to use Medi-Share since not I think it's a huge gamble for us. I may drop me from Blue Cross and go with Medi-Share.
Sorry for the long post.

Rob

[RAMCLAP]

If you do go that route please keep us informed on well it works out for you.