USAA

[hitman13]

Do not know if this has been announced but I just logged on and the membership guidlines have expanded to include:

* Military retirees who served honorably, regardless of when they retired
* Military personnel honorably discharged on or after Jan. 1, 1996
* Widows and widowers of military members killed in action while eligible

I STRONGLY encourage anyone who has never been a member to join up!

Robert

[EOD3]

So, what's the difference between separation after 1996 and post Nam separation? Popularity?

[Nikola]

USAA has the best cutomer service I've ever experienced over the phone or via email. Their employees really seem to care about their jobs, and they are always courteous, dilligent, and relentlessly helpful.

[6172crew]

Ive been with USAA for along time now..I crashed a Ferrari last year and it wasnt covered but I was. They paid over 30k to fix the POS and saved my 6.

Great company!

[Fate]

Been a member for over 20 years. USAA simply does it best. They've been my company for both car and homeowner's/renter's insurance the entire time. Not a single complaint against them.

[Coastey]

So, what's the difference between separation after 1996 and post Nam separation? Popularity?

I've been a member of USAA for over 25 years. Prior to '96, eligibility was limited to commissioned officers. In '96 membership was opened to enlisteds. To keep the eligible membership down to a size USAA could handle, it was decided that once you left active duty (separated, not retired), only enlisteds and officers who had recently separated (i.e. '96 and after) would be eligible. If you retired from active service at any time, you're eligible for membership.

[hitman13]

jUST GOT PREAPPROVED FOR A MORTGAGE!

THANKS USAA!

[striker3]

USAA is hands down the best bank that I have ever been a member of. The best customer service and the best programs for its members out there. A few years ago, before they setup their online check deposit feature, they even had an account with UPS and you sent in your checks for deposit overnight express on their dime!

Their pre-negotiated car prices are not bad either. I got a dodge charger for $400 over dealer invoice through them.

Another program they used to run was a $75 "rebate" for buying your newborn's first car seat. Yeah, they go above and beyond for their members.

[trapshot68]

good insurance rates, renters rate, deals on two of my cars, and moved most of my checking/savings accounts to them.

And discount with shipping and cellphone.

Yeah, I'm happy.

[eckerph]

+1 for USAA if you don' have them get them! Funny i was just talking to a customer about the new USAA membership rules.

[5hundo]

Do not know if this has been announced but I just logged on and the membership guidlines have expanded to include:

* Military retirees who served honorably, regardless of when they retired
* Military personnel honorably discharged on or after Jan. 1, 1996
* Widows and widowers of military members killed in action while eligible

I STRONGLY encourage anyone who has never been a member to join up!

Robert

I'm a member...

Honestly, I've had some ups and downs with them but all-in-all, they're FAR BETTER than BofA or Wells Fargo. A lot of people used to try to convince me to move to WaMu. I even considered it a few times. BOY, am I glad I didn't do THAT!!!

[RGR1/75]

Deposit At Home

It used to be if you didn't get it with in two years of separation you couldn't get it unless you were retired. Now Pretty much anyone who served can get it which is great. So my previous advice would have been get it while you can, but now it's just get it. It's the best bank I've ever used. I think my favorite part about USAA is the deposit at home feature. If you've never used it, basically use you just follow the steps on their site, use your scanner to scan a check into their system, and it is instantly deposited into your account. You can just rip the check up when you're done. I use it to transfer money to my USAA checking account by writing myself a check from accounts held at other banks. When I need the money transferred fast, it's instant vs. the regular transfer time of 2 or 3 days. USAA is awesome!

[hitman13]

oh dang! Ive never known about that!

[CSDGuy]

We have USAA, but I've never used their bank. I do like the Bank at Home feature though. When I do set up a bank account there, I'll most definitely use that feature.

As it is, I LOVE the customer service that I've gotten from USAA. It's by far better than most places I've been to or had to call on the phone. If you're eligible, you need to at least get into their system... it simplifies things later when/if you need other services from them.

[4literranger485]

oh dang! Ive never known about that!

are you the same hitman from dezertrangers???

We have USAA, but I've never used their bank. I do like the Bank at Home feature though. When I do set up a bank account there, I'll most definitely use that feature.

As it is, I LOVE the customer service that I've gotten from USAA. It's by far better than most places I've been to or had to call on the phone. If you're eligible, you need to at least get into their system... it simplifies things later when/if you need other services from them.

a lot of people at work really like the banking at home. i think you can deposit a check from home by simply scanning it to them and then voiding your copy. neat stuff for sure. beats long lines!