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  • #46
    E Pluribus Unum
    Calguns Addict
    • Dec 2006
    • 8097

    Originally posted by say12
    I tried joining USAA.was told state defense forces were not eligible.
    You have to have a Leave and Earnings Statement.

    SMR on paid SAD get one every month. Anyone that goes on paid SAD, even for a short term will get one.

    If you do your 1 drill per month and are not on paid SAD, you wont get it.
    Originally posted by Alan Gura
    The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
    Originally posted by hoffmang
    12050[CCW] licenses will be shall issue soon.

    -Gene
    sigpic

    Comment

    • #47
      E Pluribus Unum
      Calguns Addict
      • Dec 2006
      • 8097

      Originally posted by say12
      My unit drills 2 days a month.
      So does mine... what's your point?

      Even units that drill two days per month, only one is required. We that have an increased drive to serve do so willingly. You don't get a browny button for it....
      Originally posted by say12
      Very few of the us are paid SAD.
      You don't have to be on full-time SAD to get a LES. Anyone that goes on a single paid SAD mission will get one. All you have to do is go on one single paid mission and then apply at that point.

      Originally posted by say12
      When benefits were discussed nothing was said about SAD to qualify forthem.
      Thanks for the reply.
      Are you serious?

      Originally posted by E Pluribus Unum
      That being said, there are full time State Active Duty billets. There are paid missions. Many of the benefits given to CalGuard soldiers are given to us. College tuition assistance after 2 years; veteran home loans after 6 years, USAA membership, 10% discount at Home Depot, but none of that compares to the notion that you do your job better than those that are paid a lot more. If you join with the idea that you are going to get more than you put in, then you wont be happy.
      Home Depot discounts and USAA membership are private corporations. You don't "Deserve" anything from them.

      As it turns out, you picked the ONE thing that requires SAD. All normal SMR get everything else.

      As said previously, you must stop looking at it as "what can I get".
      Originally posted by Alan Gura
      The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
      Originally posted by hoffmang
      12050[CCW] licenses will be shall issue soon.

      -Gene
      sigpic

      Comment

      • #48
        E Pluribus Unum
        Calguns Addict
        • Dec 2006
        • 8097

        Originally posted by say12
        I am not looking at "what i can get" ! The USAA membership was the first time i had applied for ANYTHING in regards to the CSMR. You do not know me! your reply is unnecessary and insulting!!
        No need to get butt-hurt. Just being matter-of-fact. And... odds are... we probably do know each other if you are at Los Al.
        Originally posted by Alan Gura
        The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
        Originally posted by hoffmang
        12050[CCW] licenses will be shall issue soon.

        -Gene
        sigpic

        Comment

        • #49
          tienquach82
          Member
          • Nov 2010
          • 132

          The CSMR is all about Selfless Service.

          I Served 8 years in the CSMR and loved it. I served with ISC at Los Al for 6 years (all volunteer work, which I really enjoyed) then at JFHQ for 2 years with several Emergency State Active Duty paid orders.

          Then finally gave up my CSMR SSG stripes for an Army National Guard gold bar in 25APR17. I took a Direct Commission from the Army National Guard and discharged from the CSMR recently.

          I received the California National Guard Educational Assistance Award Program https://nationalguard.csac.ca.gov/ which paid for college. (Thank you National Guard, it was a blessing). This got me the Direct Commission in the Army National Guard after graduate school.

          I do not believe CSMR service members qualify for the VA home loan program:
          To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs. Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.
          It's ultimately up to the VA to determine eligibility for the home loan program, but prospective borrowers can get a good idea by looking at the VA's basic eligibility guidelines.You have served 90 consecutive days of active service during wartime, OR
          You have served 181 days of active service during peacetime, OR
          You have more than 6 years of service in the National Guard or Reserves, OR
          You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
          The VA has service requirements, and lenders have credit and income requirements for a VA loan. Here’s how both of these factors affect your VA loan eligibility.


          From reading this I do not believe I qualify for a VA home loan with my CSMR service, but will be able to qualify with my Army National Guard service in the future.

          This is the requirements for the CALVET Home Loan program:
          All veterans who served on active duty a minimum of 90 days (not including active duty for training purposes only), whether during wartime or peacetime, are eligible.

          Eligibility requires service under honorable conditions.

          There are no prior residency rules. A veteran may have entered service from outside California. National Guard or reservists who have been ordered to active duty, including Active Guard/Reserve (AGR) duty are eligible. https://www.calvet.ca.gov/HomeLoans/...igibility.aspx

          I don't think CSMR service members are eligible for this either, but correct me if i'm wrong. Typically the word reserves refers to Army, AirForce, Marines, Navy and Coast Guard Reserves, title 10 eligible reserves. The only exception that I know of is the US Public Health Service, they also receive VA benefits.

          If you can find the regulations that say a CSMR service member is eligible for a Home Loan I'm all ears! I'm currently looking for purchase my first home.
          Last edited by tienquach82; 09-19-2017, 7:38 AM.

          Comment

          • #50
            E Pluribus Unum
            Calguns Addict
            • Dec 2006
            • 8097

            Originally posted by tienquach82
            The CSMR is all about Selfless Service.

            I Served 8 years in the CSMR and loved it. I served with ISC at Los Al for 6 years (all volunteer work, which I really enjoyed) then at JFHQ for 2 years with several Emergency State Active Duty paid orders.

            Then finally gave up my CSMR SSG stripes for an Army National Guard gold bar in 25APR17. I took a Direct Commission from the Army National Guard and discharged from the CSMR recently.

            I received the California National Guard Educational Assistance Award Program https://nationalguard.csac.ca.gov/ which paid for college. (Thank you National Guard, it was a blessing). This got me the Direct Commission in the Army National Guard after graduate school.

            I do not believe CSMR service members qualify for the VA home loan program:
            To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs. Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.
            It's ultimately up to the VA to determine eligibility for the home loan program, but prospective borrowers can get a good idea by looking at the VA's basic eligibility guidelines.You have served 90 consecutive days of active service during wartime, OR
            You have served 181 days of active service during peacetime, OR
            You have more than 6 years of service in the National Guard or Reserves, OR
            You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
            The VA has service requirements, and lenders have credit and income requirements for a VA loan. Here’s how both of these factors affect your VA loan eligibility.


            From reading this I do not believe I qualify for a VA home loan with my CSMR service, but will be able to qualify with my Army National Guard service in the future.

            This is the requirements for the CALVET Home Loan program:
            All veterans who served on active duty a minimum of 90 days (not including active duty for training purposes only), whether during wartime or peacetime, are eligible.

            Eligibility requires service under honorable conditions.

            There are no prior residency rules. A veteran may have entered service from outside California. National Guard or reservists who have been ordered to active duty, including Active Guard/Reserve (AGR) duty are eligible. https://www.calvet.ca.gov/HomeLoans/...igibility.aspx

            I don't think CSMR service members are eligible for this either, but correct me if i'm wrong. Typically the word reserves refers to Army, AirForce, Marines, Navy and Coast Guard Reserves, title 10 eligible reserves. The only exception that I know of is the US Public Health Service, they also receive VA benefits.

            If you can find the regulations that say a CSMR service member is eligible for a Home Loan I'm all ears! I'm currently looking for purchase my first home.
            LT,
            Yes sir, I appreciate your opinion on the matter. I am no longer on the Army side of the SMR, but when I was, my 1SG spoke several times of soldiers that had received the loans. I have implicit trust in the honesty of my 1SG so I find it hard to believe he would fabricate such stories, and since I have not yet been in for 6 years, I have not visited the possibility.

            ALCON,

            I've had several private messages regarding SMR getting home loans. I will post the reply here so that over time anyone reading this post will have the information.

            When I was on the Army side, my 1SG spoke of several SMR that were able to partake in VA home loans. As with anything else, this is going to require documentation. Currently, I can't even get orders from HQ for the awards I am due, so good luck on getting documentation of 6 years of service, through 2 reorders and 3-4 CGs. That being said, there have been those that have fought the uphill battle and won. The pertinent information can be found here: https://www.benefits.va.gov/guardres...ional-tech.asp

            Originally posted by The Website Above
            VA Home Loan benefits help Servicemembers and Veterans purchase, retain, or adapt a home. National Guard and Reserve members may qualify for a VA-guaranteed home loan by meeting one of the following conditions:

            Six years of service in the Selected Reserve, AND
            Were discharged honorably, OR
            Were placed on the retired list, OR
            Were transferred to the Standby Reserve or an element of the Ready Reserve other than the Selected Reserve after service characterized as honorable, OR
            Continues to serve in the Selected Reserve longer than six years, OR
            Served for 90 days or more on active duty during a wartime period, OR
            Were discharged or released from active duty for a service-connected disability
            So, an SMR soldier that has been in longer than 6 years, and still serves should be eligible for said loans. I have not been in for 6 years so I am not willing to put in the work to make it happen.

            My former 1SG knows of several that have received the loans; whether or not that was because they slipped through the cracks, or those soldiers were simply tenacious enough to jump through all of the hoops, I don't know.

            If anyone has any information regarding the process, feel free to post here.

            V/r,

            EPU
            Originally posted by Alan Gura
            The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
            Originally posted by hoffmang
            12050[CCW] licenses will be shall issue soon.

            -Gene
            sigpic

            Comment

            • #51
              tienquach82
              Member
              • Nov 2010
              • 132

              Were those CSMR soldiers prior Federal Service or National Guard? And were those home loans through the VA Federal Government or through Cal Vet California Government?

              Best benefit that I received from the CSMR was wearing the uniform and serving the National Guard. I enjoyed Serving in the CSMR so much that I commissioned into the Army National Guard.
              Last edited by tienquach82; 09-26-2017, 2:05 PM.

              Comment

              • #52
                CrazyCobraManTim
                Senior Member
                • Feb 2005
                • 1779

                LT Quach - CONGRATS! I was probably at your Commissioning - if you did it at Camp SLO 2 months ago. I would have been the "weird" looking one in naval khaki's.

                For the the rest of posters - let's focus on "Ask not What My Country Can Do for Me, but What I Can (or will) Do for My State". The rest will work itself out. We aren't Title 10 US Armed forces, and those that are prior Title 10 will enjoy (?) some hard-earned benefits above and beyond what Title 32 State Volunteer service members may be eligible for.

                LT Out.

                Comment

                • #53
                  CrazyCobraManTim
                  Senior Member
                  • Feb 2005
                  • 1779

                  PS - Selected Reserves = Army, Navy, Marine, Coast Guard and Air Force (not to mention US Health Services and NOAA). That's it.

                  SMR service members simply are not Title 10. If SHTF - could you be asked (voluntold) to join the US Armed Forces - absolutely! SMR members are not exempt from Selective Service and every abled bodied man between 18-45 are automatically part of the Unorganized Militia of the US of A. SMR service does not preclude Uncle Sam from grabbing you if Dear Leader or Iran decide to get frisky.

                  Comment

                  • #54
                    nevets
                    Member
                    • Jun 2012
                    • 135

                    Have any SMR seen this or have any info on it? I just saw it posted by NGAC a few weeks ago. Looks like the governor approved it on 21JUL17. Looks interesting...

                    AB-1711 State Military Reserve: Leave Benefits

                    Comment

                    • #55
                      nevets
                      Member
                      • Jun 2012
                      • 135

                      Regarding the question about VA Home Loans for SMR service members, I personally do not believe that SMR qualify for any type of benefit coming from the VA or the federal government, HOWEVER, I too have heard of SMR members with no prior federal service being granted VA or "VA type" home loans and I know one such service member personally.

                      Myself and this service member served in the same unit and had discussed with me how he received "a home loan that is very similar to a VA home loan" using his CSMR service to qualify. He had served in the SMR without a break in service since 2010 and had no prior federal service, nor did he have a family member/spouse that had served in the military. Of course, my ears perked right up and when I asked him how he qualified without prior service, he told me he gave a copy of his orders and some other documentation (he had been on paid SAD at JFHQ for several months the year before) to whoever was servicing his loan and they took care of the rest.

                      After looking into it and conducting my own research, I believe that he may have utilized what is known as a CalVet 97 Home Loan. The "CalVet Home Loans Fact Sheet" available at www.calvet.ca.gov says this about the CalVet 97 product:


                      "CALVET 97 - This loan provides alternative financing for veterans or property types that fall outside the CalVet/VA loan requirements. If you need a loan that exceeds your available VA entitlement only a 3% down payment is required."


                      I strongly believe that this may possibly be the "VA type" home loan that he qualified for. The other possibility is that he was able to obtain some sort of low interest/low down payment home loan that was product sponsored by his bank that is specifically geared towards military members, if there is such a thing. While I don't believe that we in the SMR qualify for such things, and I've never really looked into if we did or did not, I will say that I have been serving in the CSMR going on 5 years now and I wouldn't be the least bit surprised if things like this started to become a reality for all SMR members given the leaps and strides that I have seen this organization make in the last few years. All this being said, I'm with tienquach82 in that the CSMR is all about selfless service and I am perfectly fine with earning nothing more than a pat on the back and an "atta boy" as payment for my service. In a way, it's kind of a bragging right :-)
                      Last edited by nevets; 10-12-2017, 1:57 PM.

                      Comment

                      • #56
                        caliprep
                        Member
                        • Nov 2014
                        • 126

                        I'm for all militias recognized by our states, and I appreciate the concepts of it, however I don't support militia members being entitled to any sort of VA benefits (unless member was prior service which would have nothing to do with serving for state militia anyways.)

                        A state militia is a different type of commitment and obligation. Yes the armed forces is voluntary too, but the level of obligation and commitment is so much higher.

                        State militia is something you devout your time and money to helping surrounding agencies (main focus I believe in california is search and rescue.) You can walk out whenever you want. Reserve/NG/active are required at some point to serve under title 10 thus entitling them for VA benefits.

                        State benefits is an entirely different issue and if California allows it so be it

                        Comment

                        • #57
                          E Pluribus Unum
                          Calguns Addict
                          • Dec 2006
                          • 8097

                          Originally posted by tienquach82
                          Were those CSMR soldiers prior Federal Service or National Guard? And were those home loans through the VA Federal Government or through Cal Vet California Government?

                          Best benefit that I received from the CSMR was wearing the uniform and serving the National Guard. I enjoyed Serving in the CSMR so much that I commissioned into the Army National Guard.
                          Thank you sir. I posted everything I knew of the situation. The following poster may have pinpointed it:

                          Originally posted by nevets
                          Regarding the question about VA Home Loans for SMR service members, I personally do not believe that SMR qualify for any type of benefit coming from the VA or the federal government, HOWEVER, I too have heard of SMR members with no prior federal service being granted VA or "VA type" home loans and I know one such service member personally.

                          Myself and this service member served in the same unit and had discussed with me how he received "a home loan that is very similar to a VA home loan" using his CSMR service to qualify. He had served in the SMR without a break in service since 2010 and had no prior federal service, nor did he have a family member/spouse that had served in the military. Of course, my ears perked right up and when I asked him how he qualified without prior service, he told me he gave a copy of his orders and some other documentation (he had been on paid SAD at JFHQ for several months the year before) to whoever was servicing his loan and they took care of the rest.

                          After looking into it and conducting my own research, I believe that he may have utilized what is known as a CalVet 97 Home Loan. The "CalVet Home Loans Fact Sheet" available at www.calvet.ca.gov says this about the CalVet 97 product:


                          "CALVET 97 - This loan provides alternative financing for veterans or property types that fall outside the CalVet/VA loan requirements. If you need a loan that exceeds your available VA entitlement only a 3% down payment is required."


                          I strongly believe that this may possibly be the "VA type" home loan that he qualified for. The other possibility is that he was able to obtain some sort of low interest/low down payment home loan that was product sponsored by his bank that is specifically geared towards military members, if there is such a thing. While I don't believe that we in the SMR qualify for such things, and I've never really looked into if we did or did not, I will say that I have been serving in the CSMR going on 5 years now and I wouldn't be the least bit surprised if things like this started to become a reality for all SMR members given the leaps and strides that I have seen this organization make in the last few years. All this being said, I'm with tienquach82 in that the CSMR is all about selfless service and I am perfectly fine with earning nothing more than a pat on the back and an "atta boy" as payment for my service. In a way, it's kind of a bragging right :-)
                          That may be indeed what it was. I simply do not know.

                          Originally posted by caliprep
                          I'm for all militias recognized by our states, and I appreciate the concepts of it, however I don't support militia members being entitled to any sort of VA benefits (unless member was prior service which would have nothing to do with serving for state militia anyways.)

                          A state militia is a different type of commitment and obligation. Yes the armed forces is voluntary too, but the level of obligation and commitment is so much higher.

                          State militia is something you devout your time and money to helping surrounding agencies (main focus I believe in california is search and rescue.) You can walk out whenever you want. Reserve/NG/active are required at some point to serve under title 10 thus entitling them for VA benefits.

                          State benefits is an entirely different issue and if California allows it so be it
                          It's obvious to me that you don't know anything about "State Militias". The California organized "State Militia" is controlled by the California Military Department. That department has two branches, the California National Guard, and the California State Military Reserve. Both are the state militia. Any other organization claiming to be a California "militia" is just a bunch of civilians camping in the woods with rifles....they are not recognized by the state.

                          Soooo... if you truly believe in your own statements, you are saying that no one in the national guard should be given benefits either.

                          Your comments are really outside the scope of this post. I would ask you would take the dialog into PM.
                          Originally posted by Alan Gura
                          The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
                          Originally posted by hoffmang
                          12050[CCW] licenses will be shall issue soon.

                          -Gene
                          sigpic

                          Comment

                          • #58
                            caliprep
                            Member
                            • Nov 2014
                            • 126

                            Nobody said the CSMR is an unorganized militia, also you clearly missed the part where I mentioned that the NG should be entitled to VA benefits due to them falling under title 10 orders if need be.

                            CSMR are not federal employees they are unpaid state volunteers (who are only paid when activated by the state.) so please tell me why or how they are entitled to the same benefits as a NG member who are federal employees. Are CSMR units deployed overseas? VA benefits are federal. It is why I believe if there are any benefits to give, it should strictly be state and not federal.

                            Do you understand now? You can PM me if you disagree, but you are very wrong or confused on this subject

                            Comment

                            • #59
                              caliprep
                              Member
                              • Nov 2014
                              • 126

                              Originally posted by E Pluribus Unum
                              Thank you sir. I posted everything I knew of the situation

                              Soooo... if you truly believe in your own statements, you are saying that no one in the national guard should be given benefits either.

                              Your comments are really outside the scope of this post. I would ask you would take the dialog into PM.
                              Actually speaking of the NG, I believe they are ones considered to be the 'organized militia' not the CSMR.
                              Again I appreciate the CSMR especially the NG...I'm a firm believer of state employees and volunteers being able to handle domestic issues.

                              From what I understand now, with the immediate reserve response act, the reserve component of the US ARMY (which are entirely federal) can be used like the NG and get involved domestically in a time of crisis. Furthermore, the commanders of these reserve units have the ability to make that call without an immediate civil authority permission or their own direct chain of command. I feel it infringes on the posse com act, but it is what it is.

                              Comment

                              • #60
                                CrazyCobraManTim
                                Senior Member
                                • Feb 2005
                                • 1779

                                Strictly speaking - the CSMR is part of California's Organized Militia. We report to the Governor via our Commanding General, TAG and California's Military Department. We are covered by California's Military and Veteran's Code Section 550, which many parts are enjoined to the CAARNG and Naval Militia sections. Without debating it too much - both the state and federal code predominately (virtually explicitly) prohibits using CSMR forces for direct Title 10 activities OCONUS. But as a sage USMC SgtMaj (ret.) told me - Never say Never....

                                The CSMR predominately augments & supports the California National Guard and local 1st Responder agencies (local, county or State). Once or twice - we've gone to other states to help out (Katrina for example). The CSMR may occasionally assist the Big Army (Regular or Reserve) with training and Soldier Readiness Prep. And rarely - we've worked along these aforementioned Title 32 and Title 10 agencies, and even played OPFOR against friendly foreign nation's equivalent Title 10 branches.

                                You may be surprised at what nooks and crannies some of our service members end up in, depending on their past experience (MOS) or their current lot in life (allowing them the time or special skill set to assist).

                                *******************************************

                                The current United States Code, Title 10 (Armed forces), section 311 (Militia: Composition and Classes), paragraph (a) states: "The militia of the United States consists of all able-bodied males at least 17 years of age and, except as provided in section 313 of title 32, under 45 years of age who are, or who have made a declaration of intention to become, citizens of the United States and of female citizens of the United States who are members of the National Guard."[52] Section 313 of Title 32 refers to persons with prior military experience. ("Sec. 313. Appointments and enlistments: age limitation (a) To be eligible for original enlistment in the National Guard, a person must be at least 17 years of age and under 45, or under 64 years of age and a former member of the Regular Army, Regular Navy, Regular Air Force, or Regular Marine Corps. To be eligible for reenlistment, a person must be under 64 years of age. (b) To be eligible for appointment as an officer of the National Guard, a person must – (1) be a citizen of the United States; and (2) be at least 18 years of age and under 64.")
                                These persons remain members of the militia until age 64. Paragraph (b) further states, "The classes of the militia are: (1) the organized militia, which consists of the National Guard and the Naval Militia; and (2) the unorganized militia, which consists of the members of the militia who are not members of the National Guard or the Naval Militia."[53]



                                Last edited by CrazyCobraManTim; 11-08-2017, 4:37 AM. Reason: missing puncuation

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