I really think this fear is overstated. How many waiters are carrying around card skimmers? Seems like they'd be caught fairly quickly. Besides, that scenario is no different than if some thief got your wallet.
$99 a year? Where are you getting this? The FAQ says they suspect it'll last 2 years, and that's with several card changes daily. I'm guessing in actual practice it will be longer for many. I only have 2 or 3 cards, and there are days when I only use one of them.
As for adding the card, you're not paying attention. Simply having the card isn't enough, you have to add it to YOUR Coin account, which you authenticate, and then have to provide additional authentication to add the individual card, probably some sort of security question. Where would your waiter get that?
$99 a year? Where are you getting this? The FAQ says they suspect it'll last 2 years, and that's with several card changes daily. I'm guessing in actual practice it will be longer for many. I only have 2 or 3 cards, and there are days when I only use one of them.
As for adding the card, you're not paying attention. Simply having the card isn't enough, you have to add it to YOUR Coin account, which you authenticate, and then have to provide additional authentication to add the individual card, probably some sort of security question. Where would your waiter get that?

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