Reason why gun vendors don't take AMEX??

[jrau13]

I was wondering why most gun related vendors don't take American Express? I used to own a business and know they charge a little more in fees for usage. I made sure my company took Amex and it was worth the fees.

I personally use my Amex for all of my larger purchases unless I have the cash in the bank. I like the points and know that I need to pay it off at the end of the month. There is an option to make payments on purchases over $200 on some accounts.

Either way what do you think the reason is?

[Darklyte27]

Amex charges ALOT more plain and simple.
I try to use my Amex alot too and I do because I get 1-5% cashback..

[AndrewMendez]

I think its just a money thing, a lot do it with Discover too! Either that, or maybe they dont want you to try and max out your card that has no limit!

[jrau13]

Amex charges ALOT more plain and simple.
I try to use my Amex alot too and I do because I get 1-5% cashback..

Yeah they do charge a lot but they do have some good advantages for the user.

[jksupplyco]

Most Merchant Services supply VISA/MC processing standard. AMEX processing is a whole different service. Some CC Processing companies offer it, some don't. If they do, you have to request it added to your service. I process all three, but my Merchant Services company is not set up with Discover Card, so I dont accept that one. Its just a matter of who they do business with, and whether they've added the AMEX services or not..

[xibunkrlilkidsx]

Basically Amex charges the company you buying for more per use, something like 3-4% of the purchase.

Discover is just as bad if not worse.

[Rule .308]

It is a simple matter of costs. AmEx and Discover card gouge hard. Let's face it, if the card pays you back, where do you think that money comes from, the tooth fairy? It comes out of the vendors backside. If I never process a Discover card for the entire year it costs me somewhere between 250-300 bucks a year just for the privelege of being able to take the card and I just got a letter in the mail from them that states that if I do not go paperless on my statement that they are going to charge me another $10.00 a month, yep another $120.00 per year. This stuff stacks up and at the end of the year you find that you have paid thousands of dollars in credit card fees and it really eats you alive. In the end though, it is the consumer that pays for it really. It just drives up the price of business across the board. This is why I get a real laugh at people that come into my place of business, try to grind me on the price and then want to pay with plastic. The first thing a grinder gets told in my place is "how do you intend to pay?" If it is cash then we can work a deal, if it is plastic then it is full hit, have a nice day

[geeknow]

Amex charges up the wazoo.

[ojisan]

Many CC processing companies do not have AmEx for the reasons above.
Yes, very expensive, and they wanted a whole separate agreement and have a much higher fee schedule than everyone else.
I do not want to charge a higher price or add a CC surcharge for orders placed by AmEx, so no AmEx here.

[Jimmy Deuce]

+1 on different sytem and Amex charges higher fees.

[eijjie33]

I think its just a money thing, a lot do it with Discover too! Either that, or maybe they dont want you to try and max out your card that has no limit!

mine has,according to the wife.

[dixieD]

It isn't just gun shops. I don't get the argument though. Merchants should just factor in the cost of a Amex transaction into the purchase price of the merchandise. If someone comes along and pays with a Visa then it is extra $$ money for the shop owner. I know this works because many stores do take Amex and prices are not noticeably higher.

[hoffmang]

Amex is more expensive. However, Amex users have more buying power and Amex is a far more sane entity to deal with than Visa or Mastercard.

One get what one pays for.

-Gene

[Beelzy]

Ok guys, the real reason:

Amex is the ONLY company that takes their fees "off the top" of the purchase, which makes it harder to track individual deposit transactions with
the bank.

For the Layman.....Bigger PITA.

[antiocharmory]

For us, we do not accept American Express because their fees are much higher in comparison to Visa, Mastercard and Discover. We've had problems with Amex as well since they are more customer oriented, they give retailers a hell of a time when there is a dispute with a charge.