Insurance

[anonymous308]

Looking for suggestions on the best place to have my guns insured and maybe add liability coverage as well. Looked into adding onto homeowners but seemed rather expensive. I am sure there are some better options out there...

Suggestions are appreciated.

[SkyHawk]

NRA

[GW]

If you are a homeowner, talk to your agent. They may have riders to attach to your homeowner's policy. Know this: Your homeowners policy does not cover your firearms or your wife's expensive jewelry. You need to add coverage for those.

[anonymous308]

If you are a homeowner, talk to your agent. They may have riders to attach to your homeowner's policy. Know this: Your homeowners policy does not cover your firearms or your wife's expensive jewelry. You need to add coverage for those.

I checked and you are right but the figures they gave me were not. That is why I am looking for other options.

[GW]

Then I suggest you try the NRA's offering
Good luck

[L84CABO]

Did you search? This question comes up once or twice a month. NRA and CollectInsur usually come up as the top two with regards to cost. I've got CollectInsur and am happy with them.

[scout II]

I have used these guys for about five years now. Very reasonable rates.

http://www.corevensguninsurance.com/firearms-collectors/

They don't require serial numbers or an appraisal unless an individual firearm is valued over $10,000.00.

[tileguy]

do you live in nor cal or so cal

[JDay]

NRA

This. You get free coverage with your membership and it's not expensive to add more.

[The Gleam]

NRA

Sort of; if you only have a few guns or lower values overall. It's pedestrian and basic - definitely not the best place for insurance and the rate available from Chubb (through Eastern Insurance) is better than that which can be had from NRA's ArmsCare once you start talking higher numbers.

Try here:

https://www.historicfirearms.com

Compare to here:

https://mynrainsurance.com/insurance-products/firearms-armscare-plus

[The Gleam]

This. You get free coverage with your membership and it's not expensive to add more.

Not an automatic "this" - see above.

And there is a reason it's free; because it's not the best coverage going. Keep in mind, the "NRA" is not an insurance company; they partnered with something in the way of low-hanging fruit attractive enough to offer members that own just a couple of guns, and the insurance company itself uses it as a loss-leader for the lower-tier member needs as a marketing tool to get to the higher-need members - but it's not the best available.

[anonymous308]

Did you search? This question comes up once or twice a month. NRA and CollectInsur usually come up as the top two with regards to cost. I've got CollectInsur and am happy with them.

Searched but it wasn't working for me last night.

do you live in nor cal or so cal

SoCal

[anonymous308]

Thank you for the suggestions fellas

[tileguy]

if you were in nor cal above Bakersfield AAA homeowners covers firearms at no extra cost they consider them as personal property and are covered up to your personal property limit

[johnny_boy02]

I added a "sporting goods" or something like that extention to my policy. Up to 20k for a bit over $200 a year. I have state farm.