CCW Safe Insurance

[Mute]

It isn't the legal fees, its the judgement and award that does the damage.

You lost the criminal case (referring to the premise of the post I replied to earlier) and you are already a convicted felon. Now you, convicted felon go to the civil trial. The last thing making a difference in your life will be legal fees, it's going to be the award. Is CCW Safe going to pay for opposing attorney fees? Remember, this is a civil case and IIRC the winning side asks for attorney fees.

I am not in any way saying some form of insurance isn't worth having but I read the CCW Safe website and it's pure marketing and as usual, they like everyone tell you about the case where they were successful in a criminal defense and then there was a civil case. That isn't what I was talking about nor what the other post referred to. The premise is that you've lost the criminal case and those fees are taken care of by the insurance.

Big whoop, you are in prison. Then the pile on comes in the form of the civil case. What are the chances of someone convicted of a criminal act (shooting) being found not liable in the civil case? I'm not a lawyer but I think it's probably not in the cads you get the bus back to prison and everything you own doesn't get taken away from you and your family is left with zip.

Insurance? Ok. But if anyone think these CCW insurance programs are going to do much if you shoot and are found guilty in the criminal case that it's going to matter, good luck with that.

These threads tie together so often. The MYOB issue is a big deal because the chances of you being on the wrong side of things when you use your gun in a situation where there is no direct threat to you goes way up. I bet not that many people who carry give that a second thought.

We all hope that day never comes. Just remember, the fees charged by the attorney if you lost the criminal case is nothing compared to what comes afterward, it's peanuts. You draw you had better be 100% on the right side and not in someone else's nonsense because the siphon into everything you own just got connected.


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You seem to make a lot of assumptions about what other people think or will do while at the same time berating anyone who would dare to even try to do the same thing about your statements. I doubt many people in this thread thinks that these programs will do you any good if you made bad decisions in your choice to use a gun in a shooting but if you want to believe everyone else is a complete idiot, be my guest.

[riderr]

You seem to make a lot of assumptions about what other people think or will do while at the same time berating anyone who would dare to even try to do the same thing about your statements. I doubt many people in this thread thinks that these programs will do you any good if you made bad decisions in your choice to use a gun in a shooting but if you want to believe everyone else is a complete idiot, be my guest.

I concur. I don't see anywhere in CCWSafe T&C that the civil coverage will be denied if the defendant loses the criminal case.

[mps9]

I mean the cost of any decent defense lawyer in CA has got to be what $300/hr+? So paying $500/yr for insurance just to cover that expense alone is worth it IMHO. How much are we paying for home insurance and car insurance and when was the last time it was used if ever?

As for losing the criminal case it's in your best interest to not lose it so hire the best lawyer possible which having insurance allows you to do...but also it's in the insurance company's best interest to not lose the case so you're on the same team. But yeah, even before you find yourself in a situation where you're charged with a crime it's best to avoid it. To repeat what the CCW class teaches us, it really *is* the last option to save your own life (or your loved ones') that's it. You can't take someone's life if they take/want your property. Property does not equal taking someone's life. You're not a cop and you're not Thor nor Superman.

Having said that I would like to know if there's more we should be doing to protect our assets should things go wrong. Is that an irrevocable trust or an LLC etc? I don't know the answer here but would like to know.

[TrailerparkTrash]

The “recoup” clause is an immediate red flag. USCCA has a recoup clause. CCW Safe does not.

This guy talks in detail about all the pros of CCW safe, vs USCCA….

https://youtu.be/B6EHrsoev4M

[MissiontoMars]

https://youtu.be/B6EHrsoev4M

thanks for this post. listening to him now. It's between CCWsafe and USCCA for me.