CCW Safe Insurance

[NERVOUS]

Ccpodcast for CCWSAFE if I remember correctly it’s 20% if paid for the year. I listen to their podcast regularly and they make mention of it fairly often.

EDIT - CCPODCAST = 10% discount w/ CCWSAFE

I just tried to sign up using this discount code (for annual payment option) and got error message:

Coupon "ccpodcast" does not exist!

[PipelineJunkie87]

I just tried to sign up using this discount code (for annual payment option) and got error message:

Coupon "ccpodcast" does not exist!

My apologies, according this link they have changed it to 15% discount however you now need to become a guardian nation member to access. https://guardian.concealedcarry.com/10-discount/

Sorry for the misinformation I was unaware that they have changed their methods.

[B-Fam]

My apologies, according this link they have changed it to 15% discount however you now need to become a guardian nation member to access. https://guardian.concealedcarry.com/10-discount/

Sorry for the misinformation I was unaware that they have changed their methods.

Is this membership as good as ccw safe?


B-Fam

[PipelineJunkie87]

Is this membership as good as ccw safe?


B-Fam

[B-Fam]

[NERVOUS]

Great information, thank you for sharing.

[PipelineJunkie87]

Great information, thank you for sharing.

https://guardian.concealedcarry.com/

[1911-CV]

Now "LOSD"

Update. Code is now LOSD. Only good on annual memberships, not monthly.

[PSLguy]

Looks like LOSD works. Is CCWSafe still considered one of the best?

[TrailerparkTrash]

I have one for the Best USCCA if you want it

I think ccw safe is better, simply because they don’t have a “recoupment clause,” unlike USCCA does. That means in the event you lose your criminal case in court, ccw safe will NOT come seeking their money back from you that they spent. That’s huge.

[antonio]

Trailer park trash. I will keep USCCA over any other one. Plus I get my First Responder discount.

[SharedShots]

I think ccw safe is better, simply because they don’t have a “recoupment clause,” unlike USCCA does. That means in the event you lose your criminal case in court, ccw safe will NOT come seeking their money back from you that they spent. That’s huge.

Just something to remember. If you lose your criminal case, the civil case that follows won't be covered and that is where the big bucks leak out of your bank account, your home, your retirement and anything else. Do yourselves a favor and research some typical wrongful death civil case awards where a shooting was involved. While there is no typical average, there are plenty of cases you can find to open your eyes. Once you are convicted of the criminal offense, the money isn't likely to be tens of thousands it's more likely to be many many hundreds of thousands and depending on what happened, could be over a million easily.

Doing just a little research past the marketing hype will open your eyes really wide. (and this my friends, is why you MYOB when you carry a gun - yeah-that issue).

If you lose your criminal case, any money you saved from not having to pay for your criminal defense will amount to peanuts compared to the very likely award a jury will decide since at that point, you have been convicted.

So in the end, what good will the tens of thousands do you when any civil case judgement will likely be many times that not to mention your civil case defense? (IOW, you aren't saving a darn thing). That money will just go to a different lawyer or someone else, you aren't getting to save that.

The chances of there not being a civil case if you lose your criminal case is almost nil.

Take the money you put into some insurance deal put that toward your estate planning and securing your assets so that if the worst happens your family isn't living under a bridge. Once you have that all locked up, sure, some insurance if you really think it's going to matter (and that doesn't mean the fluff marketing on the insurance website).

It's so easy to think that insurance is going to make any criminal case you lose any easier on you or your family - it will not because that criminal case is just the beginning of your financial life being destroyed beyond recovery and no CCW insurance anything is going to make much difference. It would be bad enough winning a criminal case which could be just for lack of evidence or a technical mistake but as you should know, the burden of proof in a civil trial is a much lower barrier than in a criminal case.

If you haven't really dig deep into this and just go about your day carrying without a very good understanding of this and instead put all your marbles in the ammo, the gun, the accessories and some scenarios of when you might try getting involved in something while carrying, you are just one situation away from a total destruction of you and your family's financial future.

This is not legal advice (because there are always some - you know who you are), it's common sense. Probably many people who carry a gun just think some insurance is going to save something, these aren't car collisions, you draw and use your gun and lose the criminal case and unless you've done a lot more than buying into some insurance scheme, it is over and there is unlikely any recovery. Think about that real hard and remember it before you see something that doesn't directly affect you and flashes of the word HERO come to mind.




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[Mute]

CCW Safe has an option for civil lawsuit coverage.

[SharedShots]

CCW Safe has an option for civil lawsuit coverage.

It isn't the legal fees, its the judgement and award that does the damage.

You lost the criminal case (referring to the premise of the post I replied to earlier) and you are already a convicted felon. Now you, convicted felon go to the civil trial. The last thing making a difference in your life will be legal fees, it's going to be the award. Is CCW Safe going to pay for opposing attorney fees? Remember, this is a civil case and IIRC the winning side asks for attorney fees.

I am not in any way saying some form of insurance isn't worth having but I read the CCW Safe website and it's pure marketing and as usual, they like everyone tell you about the case where they were successful in a criminal defense and then there was a civil case. That isn't what I was talking about nor what the other post referred to. The premise is that you've lost the criminal case and those fees are taken care of by the insurance.

Big whoop, you are in prison. Then the pile on comes in the form of the civil case. What are the chances of someone convicted of a criminal act (shooting) being found not liable in the civil case? I'm not a lawyer but I think it's probably not in the cads you get the bus back to prison and everything you own doesn't get taken away from you and your family is left with zip.

Insurance? Ok. But if anyone think these CCW insurance programs are going to do much if you shoot and are found guilty in the criminal case that it's going to matter, good luck with that.

These threads tie together so often. The MYOB issue is a big deal because the chances of you being on the wrong side of things when you use your gun in a situation where there is no direct threat to you goes way up. I bet not that many people who carry give that a second thought.

We all hope that day never comes. Just remember, the fees charged by the attorney if you lost the criminal case is nothing compared to what comes afterward, it's peanuts. You draw you had better be 100% on the right side and not in someone else's nonsense because the siphon into everything you own just got connected.


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[TrailerparkTrash]

Doing just a little research past the marketing hype will open your eyes really wide. (and this my friends, is why you MYOB when you carry a gun - yeah-that issue).