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  • Capt. Speirs
    Senior Member
    • Oct 2008
    • 1232

    Gun Shop Insurance?

    I have a store front in the works and one of the things on my to do list is Insurance. Anybody that can recommend an insurance company. I am not looking for cheap, I am looking for quality at a fair price.
    _____________________________________________
    South Coast Outdoorsman
    2736 E Chapman Ave
    Orange CA 92869
    714-532-4867
    T - F (11 - 7pm) Sat (10 - 5pm) - closed Sun & Mon
    _____________________________________________
  • #2
    freakshow10mm
    Veteran Member
    • Jun 2008
    • 3061

    Joseph Chiarello & Co., Inc. is a New Jersey-based insurance company offering policies for businesses in the firearms industry. Request a quote today.

    Comment

    • #3
      tenpercentfirearms
      Vendor/Retailer
      • Apr 2005
      • 13007

      www.tenpercentfirearms.com was open from 2005 until 2018. I now own Westside Arms.

      Comment

      • #4
        freakshow10mm
        Veteran Member
        • Jun 2008
        • 3061

        If you are an 06 or 07 FFL, the NRA will not insure you. They only insure dealers and ranges.

        Comment

        • #5
          Capt. Speirs
          Senior Member
          • Oct 2008
          • 1232

          Originally posted by freakshow10mm
          If you are an 06 or 07 FFL, the NRA will not insure you. They only insure dealers and ranges.
          I am an 01 FFL
          _____________________________________________
          South Coast Outdoorsman
          2736 E Chapman Ave
          Orange CA 92869
          714-532-4867
          T - F (11 - 7pm) Sat (10 - 5pm) - closed Sun & Mon
          _____________________________________________

          Comment

          • #6
            freakshow10mm
            Veteran Member
            • Jun 2008
            • 3061

            Shop price between the two. GI.com sells insurance for a kitchen table FFL with no inventory (transfer only) for $800 a year.

            Comment

            • #7
              Capt. Speirs
              Senior Member
              • Oct 2008
              • 1232

              Originally posted by freakshow10mm
              Shop price between the two. GI.com sells insurance for a kitchen table FFL with no inventory (transfer only) for $800 a year.
              Wow, our Airsoft store, with a 2 million dollar policy is only $900.00. I am looking for a brick and mortar gun shop coverage.
              _____________________________________________
              South Coast Outdoorsman
              2736 E Chapman Ave
              Orange CA 92869
              714-532-4867
              T - F (11 - 7pm) Sat (10 - 5pm) - closed Sun & Mon
              _____________________________________________

              Comment

              • #8
                freakshow10mm
                Veteran Member
                • Jun 2008
                • 3061

                GI.com insures a lot of big names in the industry.

                Comment

                • #9
                  gunshack
                  Member
                  • Jan 2006
                  • 271

                  I just went through this myself. I was quoted coverage by several different brokers, and they all would have underwritten with Locton Risk Management, including Joseph Chiarello and NRABA. An agent from Locton Risk called me to ask why I had so many agents requesting quotes for me... (I think I called too many.)

                  The NRA Business Alliance wrote it up for the best price beating the next closest quote by 33%.

                  Comment

                  • #10
                    Capt. Speirs
                    Senior Member
                    • Oct 2008
                    • 1232

                    Originally posted by gunshack
                    I just went through this myself. I was quoted coverage by several different brokers, and they all would have underwritten with Locton Risk Management, including Joseph Chiarello and NRABA. An agent from Locton Risk called me to ask why I had so many agents requesting quotes for me... (I think I called too many.)

                    The NRA Business Alliance wrote it up for the best price beating the next closest quote by 33%.
                    Thanks for the heads up.
                    _____________________________________________
                    South Coast Outdoorsman
                    2736 E Chapman Ave
                    Orange CA 92869
                    714-532-4867
                    T - F (11 - 7pm) Sat (10 - 5pm) - closed Sun & Mon
                    _____________________________________________

                    Comment

                    • #11
                      ParallaxTactical.com
                      Vendor/CGN Contributor - Lifetime
                      CGN Contributor - Lifetime
                      • Feb 2009
                      • 1373

                      Over 2500 Firearms Retailers, Wholesalers, Gunsmiths, Ammunition Manufacturers and Shooting Ranges look to Joseph Chiarello & Co., Inc, to provide top quality commercial insurance. With over 30 years of service to the Firearms Industry, we can accommodate your insurance needs quickly and cost effectively. We understand the firearms industry and how to properly insure your business.
                      Joseph Chiarello & Co., Inc., is a proud supporter of the National Shooting Sports Foundation, The Hunting Heritage Trust and a member of the NRA Business Alliance.
                      We offer a Commercial Insurance Package, combining property coverage with premises and product Liability. We also offer a monoline Commercial General Liability policy. Liability coverages are written with minimum limits of $1 million per occurrence; umbrella limits of up to $5 million are available. This program is underwritten by the Granite State Insurance Company.

                      This is an occurrence form policy written on admitted paper. Coverage is available in all 50 states.
                      In the event of a claim, you can feel comfortable knowing that our claims adjusters handle firearms related claims every day. The familiarity with the industry can be the difference between claims against you being dropped or you ending up in a long court battle. Our program has a history of fighting claims and not settling them.
                      Please complete and return each page of the enclosed questionnaire. For consideration, we will also need a summary of previous insurance experience, along with a minimum 3-year hard copy loss run. In order to accurately quote an entire commercial package, all questions on the property questionnaire must be complete. Deductible options and theft coverage are available to those who qualify. Please return the completed application as well as any supplemental information to my attention. Applications can be sent via e-mail to applications@jcinsco.com or by fax to (908)352-8512.
                      Thank you for your interest in our specialized insurance program. Please contact our office with any questions.
                      Our toll free number is 800-526-2199. More information is available at www.guninsurance.com.
                      sigpic
                      http://www.parallaxtactical.com
                      5276 Eastgate Mall
                      San Diego, CA 92121
                      P: (619) 630-4869
                      Hours: Tue-Fri: 11am-6pm; Sat: 12pm-7pm
                      Closed Mon/Sun

                      FREE Shipping on online orders over $75!

                      Comment

                      • #12
                        feltonfitz
                        Junior Member
                        • Oct 2009
                        • 8

                        gun dealer insurance

                        Originally posted by Capt. Speirs
                        I have a store front in the works and one of the things on my to do list is Insurance. Anybody that can recommend an insurance company. I am not looking for cheap, I am looking for quality at a fair price.

                        www.collectinsure.com provides inventory coverage for gun dealers

                        Comment

                        • #13
                          freakshow10mm
                          Veteran Member
                          • Jun 2008
                          • 3061

                          Spamming up the board already?

                          Comment

                          • #14
                            ugimports
                            Vendor/Retailer
                            • Jun 2009
                            • 6250

                            Originally posted by tenpercentfirearms
                            Do you have any direct contact information? I filled out the form and never got a response for a quote
                            UG Imports - Fremont, CA FFL - Transfers, New Gun Sales
                            Closure Schedule: http://ugimports.com/closed
                            web​ / email / vendor forum

                            I AM THE MAJORITY!!!

                            Amazon Links Posted May be Paid Links

                            Comment

                            • #15
                              pnwcr
                              Junior Member
                              • Jun 2012
                              • 1

                              Originally posted by freakshow10mm
                              Shop price between the two. GI.com sells insurance for a kitchen table FFL with no inventory (transfer only) for $800 a year.
                              Freakshow10mm I have looked up the "GI.com" and it send me to a Motorola website...is there a different website I can check this out? I need liability insurance fast and am having a hard time find it that's reasonable I just got a quote $5000 for one year....thanks for any help.

                              Comment

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