To the OP...9mm works just fine. Use current generation hollow points from a reliable manufacturer. As mentioned above, take a look a Dr. Gary Roberts work on ballistics for a list of loadings that pass the FBI protocol (a good benchmark for defensive rounds). Enjoy practicing for about 2/3 the price as .40S&W and 60% of .45ACP.
In reference to post #4's comment "Also, a couple of duty ballistic vests ago.....the label on my vest said it would stop up to 9mm and .38. So, by inference, it was suggesting it was not guaranteed to stop .40 and above.". From a body armor perspective, this is an inaccurate assumption. The .40S&W at ~1150fps is a Level II threat as is a 9mm at ~1220fps. A 9mm at ~1300fps is a IIA threat (a higher level of threat). The 9mm at ~1440 fps is a Level IIIA threat (this is the top soft body armor rating). A 9mm projectile at 1440 fps is usually associated with the .357 Sig however there are several commercially available rounds that reach this mark (the Isreali 115 gr and the 124 gr Geco load come to mind). I don't know of any common commercial .40S&W rounds that hit a Level IIA threat (180gr faster than about 1100 fps). You would need to step to a 10mm Auto to generate a Level IIA threat with a .40 cal projectile in commercial loads.
In reference to post #4's comment "Also, a couple of duty ballistic vests ago.....the label on my vest said it would stop up to 9mm and .38. So, by inference, it was suggesting it was not guaranteed to stop .40 and above.". From a body armor perspective, this is an inaccurate assumption. The .40S&W at ~1150fps is a Level II threat as is a 9mm at ~1220fps. A 9mm at ~1300fps is a IIA threat (a higher level of threat). The 9mm at ~1440 fps is a Level IIIA threat (this is the top soft body armor rating). A 9mm projectile at 1440 fps is usually associated with the .357 Sig however there are several commercially available rounds that reach this mark (the Isreali 115 gr and the 124 gr Geco load come to mind). I don't know of any common commercial .40S&W rounds that hit a Level IIA threat (180gr faster than about 1100 fps). You would need to step to a 10mm Auto to generate a Level IIA threat with a .40 cal projectile in commercial loads.


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