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  • 3S16
    Senior Member
    • Mar 2011
    • 801

    Social Security

    I retired from Law Enforcement after 32 years with a pension from the County. I also had SSI credits from the military and work in the aerospace industry. After retiring, I worked 8 months with a 5 man PD in northwestern Colorado and reached the forty quarters required to collect Soc. Sec. when I turned 62.
    So, every six months months or so, I received a benefits letter from SSI showing I would receive $589 monthly upon turning 62, or I could wait until I turned 65 and receive more. As an added bonus, I would receive $100 for my Viet Nam service! Not having much faith in the Federal Govt. I elected to go early.
    So, in February, I turned 62 and filled out the app. on line looking forward to an extra $689 a month. In March, I recieved a letter from SSI asking me to come into the local SSI office with proof that I'm an American citizen and to discuss my "Benefits". Interestingly enough, I was the only English speaking person in the waiting area.
    So, it's finally my turn at the window. I show the lady my drivers license, birth certificate, DD214 and am deemed to be an American citizen. I showed her the benefit letter showing I was "entitled" to $689 per month. She says, "oh, wait, you have a pension from the County. You fall under WEP." I ask, what is WEP? She says, "Windfall Elimination Provision". I asked what the hell is that? She said you already have a pension and don't "need" Social Security! I told her that I earned it. She said it doesn't matter, others who are less fortunate need the money more! You fall under WEP so we have to reduce your SSI accordingly. Your new "benefit" is $291. I said what about my Viet Nam sevice? She said that's included! I protested rather boisterously and asked to see a supervisor - who told me the same thing, and that I could file a written protest with the Social Security Administration.
    So let me get this straight - I save up my money for 10 years (40 quarters) and go to the Mercedes dealership to buy my dream SL300. I give the guy my cash and he says, "Thank you for your money, here is your used Kia - you don't "need" a Mercedes!"

    Today I received my first "benefit" check for $291.
  • #2
    kel-tec-innovations
    Veteran Member
    • Apr 2009
    • 3931

    I'm so sorry to hear. I never believe a word the government says. I know the generation I am in and all the money being put into SS we will get ZERO.
    WTS: Mossberg RARE Bullpup
    WTS: Glock 27 Nickel Boron coated 2 tone
    American Defense 20 MOA mount, AK47 AK74 Bullpup kit, Midwest AK rails Krink
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    Comment

    • #3
      yzErnie
      CGN/CGSSA Contributor - Lifetime
      CGN Contributor - Lifetime
      • Mar 2007
      • 6310

      SSI is prorated based upon any retirement earnings you receive. Been that way for a couple years now and is explained on their website.
      The satisfaction of a job well done is to be the one who has done it

      Originally posted by RazoE
      I don't feel a thing when some cop gets ghosted.

      Comment

      • #4
        ankyle62
        Senior Member
        • Dec 2008
        • 1449

        Wow, that is sad. I would be enraged.

        Comment

        • #5
          SVT-40
          I need a LIFE!!
          • Jan 2008
          • 12918

          Sorry brother. Those obese lazy illegal folks need the $$ more than you do....It's sad just sad that this is how low our country has sunk.

          I know it's no consolation but your brothers in law enforcement and the military admire you for your years of service and sacrifice. It's not $$$ but it is something money cannot buy, and something the rotten BAST$#DS can't take from you.
          Last edited by SVT-40; 04-14-2011, 1:12 AM.
          Poke'm with a stick!


          Originally posted by fiddletown
          What you believe and what is true in real life in the real world aren't necessarily the same thing. And what you believe doesn't change what is true in real life in the real world.

          Comment

          • #6
            safewaysecurity
            Calguns Addict
            • Jun 2010
            • 6166

            Social Security is not about being a "safety net". It's a creative way for the government to get more revenue without raising taxes.
            Originally posted by cudakidd
            I want Blood for Oil. Heck I want Blood for Oil over hand wringing sentiment!
            ^

            Comment

            • #7
              Bobby Ricigliano
              Mit Gott und Mauser
              CGN Contributor
              • Feb 2011
              • 17439

              Another slap in the face to an honest American citizen. I'm sure your hard earned dollars are feeding a welfare queen, a parolee, or children of illegal aliens somewhere.

              Comment

              • #8
                jtmkinsd
                Senior Member
                • Mar 2010
                • 2352

                I expect it will be even worse when I am ready to retire...believe me, I am not even expecting anything! I figure when I retire...it'll be so bad they'll send me a bill every month.
                Originally posted by orangeglo
                Welcome to failtown, population = you.

                Comment

                • #9
                  johnthomas
                  Calguns Addict
                  • Mar 2009
                  • 7001

                  The Windfall Elimination Provision affects how the amount of your retirement or disability benefit is calculated if you receive a pension from work where Social Security taxes were not taken out of your pay. A modified formula is used to calculate your benefit amount, resulting in a lower Social Security *benefit than you otherwise would receive.

                  I just looked it up. That stinks.
                  I pledge allegiance to the Flag of the United States of America, and to the Republic for which it stands, one Nation under God, indivisible, with liberty and justice for all.

                  Comment

                  • #10
                    nick
                    CGN/CGSSA Contributor
                    CGN Contributor
                    • Aug 2008
                    • 19152

                    Great to hear that it's "need" based rather than based on what you've earned. Talk about scams...
                    DiaHero Foundation - helping people manage diabetes. Sending diabetes supplies to Ukraine now, any help is appreciated.

                    DDR AK furniture and Norinco M14 parts kit: https://www.calguns.net/calgunforum/....php?t=1756292
                    sigpic

                    Comment

                    • #11
                      Eirerogue
                      Member
                      • Dec 2010
                      • 495

                      WEP is a surprise to many who apply for SS benefits and are not aware of it's provisions. There has been a push for years to eliminate WEP, but like taxes, once the money is in the federal coffers, they're not inclined to make any changes.

                      I retired as a federal agent and at 62, WEP struck (ELIGIBILITY for SS) and I lost $460 a month from my pension. I now have my 40 SS quarters, so when I reach my maximum benefit age of 66 next year, I'll get reduced SS.

                      We played by the rules and they changed the rules in the last quarter of the game.

                      Live strong, live long and the best revenge is collecting that money for as long as you can!

                      Comment

                      • #12
                        3S16
                        Senior Member
                        • Mar 2011
                        • 801

                        Thanks for the kind words guys. I'm thinking a fairer way of doing it would be for an opt out provision that would allow us to take out what we put in as a lump sum upon reaching retirement age. At least some POS wouldn't benefit from my 10 years of working.
                        I guess most of us are in the same boat - that's why we are a Brotherhood.

                        Comment

                        • #13
                          Boo_Radley
                          Member
                          • Mar 2008
                          • 263

                          I'm surprised you were caught off-guard by this. You can't go to a work-endorsed retirement preparation seminar without a thorough discussion of WEP. It's true for all who collect a pension.

                          I worked 40+ quarters in private before going public, and I don't expect to receive a dime of the SSI I paid in. Hell, I'll be lucky if I collect on the pension I'm promised at this point.

                          Comment

                          • #14
                            FLIGHT762
                            Veteran Member
                            • Mar 2009
                            • 3072

                            I'm in the same boat as you. I retired after 30 years service and I do have 40 quarters in SS. In a few years, I will be 62 and will get WEP'ed like you did.

                            I have been aware of WEP for a number of years from other retired employees talking about it and from the H/R department where I worked. When you get blind sided like you did, it stings.

                            I'm in for about what you get.

                            Comment

                            • #15
                              gogogadget
                              Junior Member
                              • Jan 2011
                              • 97

                              That's ridiculous. Ironic as well, spent your time protecting the the public only to get robbed by the government.

                              Comment

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