Eviction Help

[skyboi]

Ok I m a tenant who is renting an house. The owner fail to disclose that he has stopped making payment and kept collecting my rent money. I just learned that the house will be on the market forclosure in 1 week.

I have no written agreement with the owner. I do have a record of rent money being cashed. also the owner is MIA now...

I m a victim of Fraud. What can i do?



Please feel free to give advice or tips.

[Hozr]

If the owner is MIA who are you sending rent to? If you have no written agrreement then he really has no recourse. Neither do you though. California favors the tenant usually.

If you had a written agreement then you should keep paying the rent.

Look for new housing ASAP. If you have no written agreement how do you prove the things in the house are yours and you are legally there?

[cntrolsguy]

Contact the bank that holds the note on this property, I have heard of the banks assisting tenant's financially in order to move out.

[c good]

Contact the bank that owns the house. Many times they will allow you stay at a reduced rate. They usually will prefer to have someone there to help keep the place up and generate some revenue. It beats having it empty and being vandalized and losing more value. They will often accept an offer that is considerably less than what you've been paying. Offer them half of what you have been paying, with an agreement to maintain the place and keep it ready for potential buyers. HTH c good

[Unit74]

How are you a victim of fraud? You received a place to live in exchange for rent. It's irrelevant what the landlord did with the rent money. You received a service in exchange for money.

If the home is being foreclosed on I don't see how you have any recourse against the land owner. He is not releasing his interest in the property willfully. It is being taken by legal force.

I believe the lien holder taking possession of the property must evict you via the legal process. That is, unless you agree to leave. I would take their relocation assistance for what it's worth. Either way your going to have to leave. Might as well get help or something for the troubles.

[Carsgunsandchics]

Been there done that twice!

I have had this happen twice. Get confirmation from the bank foreclosing on the house. Once confirmed that they are foreclosing inform them that you are the tenant not the owner. The house has to go thru foreclosure before auction/sale typically. Once the house is confirmed by the bank to be foreclosed, do not send rent payment to former owner, hold onto the money. Typically approx 3+ months later you might be served eviction papers from the bank, but most likely they will work with you quite alot. A friend also had this happen and the bank gave him $3,000 and a good tenant letter to leave, and to leave the house in good repair.

[PhantomII]

The same thing happened to me. My landlord was an alcoholic and drank away my rent money instead of sending it on to the mortgage lender.
When they came out to put a foreclosure notice on the house, I contacted them and after a bit of negotiation I was able to assume the mortgage myself.
In other words, I bought my house for no money down and take over payments so I got seven years equity for free.

It also worked out that my mortgage payments were less than I was paying for rent.

[skyboi]

ok. so i decided to stay here until the bank comes to my house. I'll ask for the Cash for Keys program.

I'll also contact a lawyer because the guy i pay rent to is actually not the owner of the house. This guy that is cashing my check maybe even using someone else identity.

If the attorney said he can do anything. I guess i get to live here for free until the bank gives me the red light.

For now i m packing.

[Unit74]

I'll also contact a lawyer because the guy i pay rent to is actually not the owner of the house. This guy that is cashing my check maybe even using someone else identity.

Wow... Now it gets interesting.... I would fnd it very odd though if the owner had a house they were not occupying and did not have any rent coming in.


I'm wondering if the guy sublet it to your and he is the actual "Renter". Maybe he got it dirt cheap on rent, charges you and extra $$$ over the rent cost and pockets the profit?