Retirees: LEOSA/HR218 Insurance advice

[1029FD]

After almost 27 years at LASD I'm joining the retired ranks this December. I'm looking for insurance recommendations just in case I end up using a firearm in self-defense. Without the department coverage, it would be foolish not to have protection, especially in these times. You're thoughts? Thanks in advance.

[iguy]

PORAC RAM is the best insurance available.

[SB1942]

PORAC RAM is the best insurance available.

^^This^^ And, congrats!

https://porac.org/about/committees/retired-associate-membership/

[TrailerparkTrash]

I’ve heard CCW safe is excellent. They don’t have a “recoupment clause” which several other companies do. If they have a recoupment clause, avoid it like the plague and find somebody else.

I’m not sure if PORAC RAM has that or not.

[1029FD]

Thank you. I will check these 2 out.

[PeteH]

Thank you. I will check these 2 out.

I bought the CCW safe HR 218 policy.

[Frank1911]

After almost 27 years at LASD I'm joining the retired ranks this December. I'm looking for insurance recommendations just in case I end up using a firearm in self-defense. Without the department coverage, it would be foolish not to have protection, especially in these times. You're thoughts? Thanks in advance.

Congratulations 1029FD! What unit will you be leaving?

Sent from my SM-S906U using Tapatalk

[L-2]

I also have "CCW Safe";

https://ccwsafe.com/plans/

[yardsale]

FOP is also recommended.

[1029FD]

Frank1911- I'm retiring out of Airport Court/Scheduling.

[joefrank64k]

Another vote for PORAC-RAM coverage.

[3S16]

Plus one more for PORAC RAM. Have had it for 18 years.

[oddjob]

I just applied for PORAC/RAM after being retired for 13 years. Is it me or the web site a little awkward to navigate?

[Spanky8601]

It is a little awkward. Basically, you have to sign up as it is a two part. In my dealing with PORAC the staff has always been very helpful. Of course it could just be you. :-)

[Ron-Solo]

I have a policy thru Texas Law Shield. Very reasonably priced with good coverage.