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  • #46
    nosmatt
    Junior Member
    • Jul 2009
    • 96

    no LEO's in this thread?

    no license in cali, your car will be impounded for 30 days, and you will pay the tow, the 25-40 bucks a day storage, and the release from the impound lot (contracted tow yards).
    no insurance, and a collision in cali, automatic 1 year suspension of your driving privlage. you must go to court to get restricted license.

    hit and run, well that i do not know, it is notin my line of work, but i cannot imagine that the person the OP is posting about drove away in that vehicle! she was walkin!
    i also doubt seriously she was arrested, unless she had a warrant... hell, even if she was illegal i doubt she was arrested.

    anyway, as to the damage to your car, this is where you find out if it was a GOOD idea switching to "XXX" insurace to save some cash.

    i wish you well. be glad aftermarket parts companies do not make crash parts for your vehicle, save for a couple of minor things.

    Comment

    • #47
      Fire in the Hole
      Senior Member
      • Oct 2008
      • 1563

      Originally posted by nosmatt
      no LEO's in this thread?

      no license in cali, your car will be impounded for 30 days, and you will pay the tow, the 25-40 bucks a day storage, and the release from the impound lot (contracted tow yards).
      no insurance, and a collision in cali, automatic 1 year suspension of your driving privlage. you must go to court to get restricted license.

      hit and run, well that i do not know, it is notin my line of work, but i cannot imagine that the person the OP is posting about drove away in that vehicle! she was walkin!
      i also doubt seriously she was arrested, unless she had a warrant... hell, even if she was illegal i doubt she was arrested.

      anyway, as to the damage to your car, this is where you find out if it was a GOOD idea switching to "XXX" insurace to save some cash.

      i wish you well. be glad aftermarket parts companies do not make crash parts for your vehicle, save for a couple of minor things.
      And this is precisely why people hit and run. They may have outstanding warrants, no license, no insurance, etc. It's not in their best personal interest to stop and wait for LE to show up. They have everything to loose, and nothing to gain; so they just keep on going.

      Comment

      • #48
        Ditch
        Member
        • Apr 2009
        • 169

        Originally posted by Fire in the Hole
        Because it's a scam man! Don't ya know? You go to some fly by night cheapo insurance. Buy a 90 day policy. Write the agent a check. Go right over to the DMV, show your newly acquired proof of insurance, from 30 minutes ago. Pay the DMV in cash for your registration fees. Get the current decal, and matching paperwork. Then go to your bank, place a stop payment on the check, and drive for 365 days without insurance. Of course you have to do this every year to stay on top of it, but some people have alot of time on their hands. And since insurance company computers and DMV computers are not linked to each other, and since a private company does not want to allow a government access to their data base, these scammers get away with it everyday.
        I know its a scam...lets stop it! But how? and buy the way how do these people that don't speak English now all this stuff?

        I sure don't know how to break the LAW in a legal manner.....it's bs you and I know it!
        Last edited by Ditch; 07-12-2009, 6:22 PM.

        Comment

        • #49
          Fire in the Hole
          Senior Member
          • Oct 2008
          • 1563

          Originally posted by Ditch
          I know its a scam...lets stop it! But how?
          Insurance fraud is one of the most under reported crimes in this country, and it costs all of us millions. It's also one of the hardest to investigate. I apprenticed in the Insurance Fraud Bureau for 9 months. I wasn't a computer guru, so I had an experienced investigator showing me the ropes. Here's the thing. When an insurance company reports to LE that they have been the victim of a string of frauds, and want it investigated, LE has to go to their regional corporate office. LE needs one of the higher ups with all the passwords on all customer data bases, money received, money paid out, claimes. It takes pain staking hours of at least 3 weeks to investigate, find a common thread, verify which agent or which office is writing the most bad policies, which group of customers submit the most claims of a certain dollar amount, etc., then home in on it. Insurance companies are not thrilled with LE having absolute access to all their files, nor to having one of their managers tired up with LE as well. Additionally, there is a serious PR and negative consumer confidence issue for their profit margin, when word leaks out that they are loosing a lot a money due to fraud. This is why insurance companies have their own fraud investigators, and deal with the matter civilly without involving LE, dealing with the DA, having to go to court for criminal prosectuion etc. They absorb a lot of loss in the process. Loss that is passed onto you and me.
          Last edited by Fire in the Hole; 07-12-2009, 6:50 PM.

          Comment

          • #50
            Ditch
            Member
            • Apr 2009
            • 169

            Originally posted by Fire in the Hole
            Insurance fraud is one of the most under reported crimes in this country, and it costs all of us millions. It's also one of the hardest to investigate. I apprenticed in the Insurance Fraud Bureau for 9 months. I wasn't a computer guru, so I had an experienced investigator showing me the ropes. Here's the thing. When an insurance company reports to LE that they have been the victim of a string of frauds, and want it investigated, LE has to go to their regional corporate office. LE needs one of the higher ups with all the passwords on all customer data bases, money received, money paid out, claimes. It takes pain staking hours of at least 3 weeks to investigate, find a common thread, verify which agent or which office is writing the most bad policies, which group of customers submit the most claims of a certain dollar amount, etc., then home in on it. Insurance companies are not thrilled with LE having absolute access to all their files, nor to having one of their managers tired up with LE as well. Additionally, there is a serious PR and negative consumer confidence issue for their profit margin, when word leaks out that they are loosing a lot a money due to fraud. This is why insurance companies have their own fraud investigators, and deal with the matter civilly without involving LE, dealing with the DA, having to go to court for criminal prosectuion etc. They absorb a lot of loss in the process. Loss that is passed onto you and me.
            I want to Thank you for your response....It's hell out there huh?

            I at times just want to go live in the outback of the USA and forget about it all....I just might do that in 3 years?

            Comment

            • #51
              TooManyHobbies
              Banned
              • Jul 2006
              • 11

              Originally posted by Superfly
              My wife and sister drove to LA Tuesday in my mint 1994 911s, on the way home a van side swiped her and kept going. Then began the chase, my sister in law got the plate # and called 911. The woman wouldn't stop, she just waved her hand to say go away. They came to a stop in traffic and my wife told her to pull over and she just shook her head no. My wife then told her that they call the police and she just kept driving. After another two exits she pulled over. She was around 30 and had a 12 year old with her and she translated for her. First she said it was my wife's fault, then she said let her go and she will pay for the repairs, yeah right. The CHP showed up. She didn't have a drivers lic and the insurance info she gave us and the CHP was false. I just found out that she wasn't insured at all.
              I know I'm out $ and will never collect, but did she get arrested for no drivers lic., no insurance or hit and run
              How would I find out.
              I'm sure this happens all the time but my car didn't have a scratch before this and I'm pissed
              If she did go to jail I hope she is still there or moved to another country.
              This (similar) happened to me in Beverly Hills. Driving down the road, illegal alien, no license or insurance, car register to who knows who sideswiped us, since he's looking at his phone for an address.

              Guy gets out of his car, and smells of beer, ten am, Sunday morning. I called the police. Police call back and ask if anyone was hurt, and I said no. Nobody shows up. I called back again, and finally got an officer to respond.

              The officer let the guy call his "wife" to get a driver's license #, which the officer accepted without ANY issue. Cop REFUSED to do anything about it.. Why? Well.. it was a hispanic cop, he took the man aside, and both spoke in SPANISH. I was the passenger so I couldn't press the issue. Needless to say, info was false, insurance was for another person, etc.

              Welcome to California.

              Comment

              • #52
                mala in se
                Senior Member
                • Sep 2008
                • 619

                Originally posted by Superfly
                yes, I had uninsured, but the fact is my rates are going to go up and I'm out a car for the length of repairs. It will now show as been hit and I know that my insurance won't pay to have porsche factory repair it.
                I am thankful, it could have been real bad considering the size difference.
                I am also thankful I wasn't there. I kept asking my wife where she was and she wouldn't tell me. Smart kid she is.
                i'm a claim adjuster and i can tell you that i have handled several claims w/ uninsured immigrant drivers. basically, there is nothing you can do to collect unless you file in small claims or litigate for damages more than $7500. Of course the claimant would have to be served, and you would need an adress. i know our subrogation department tries to get money back from uninsured motorist directly (collection agency, garnishing checks), but if the person isn't even a citizen it's very hard to do so.

                if you had collision coverage your deductible should have been waived. otherwise, if you had uninsured motorist collision, you could use that, which isn't much (my company caps at $3500).

                anyway, get in touch w/ your agent to verify if your premiums will actually go up. insurance companies use an ISO system that usually determines liability in CA (pure comparative negligence state). usually that coding will determine fault, and if your wife was found to 0% at fault, your premiums shouldn't go up.

                talk to your agent as some policy have different wording an can affect the outcome.


                also, LEO don't do much when it comes to being uninsured or even being an illegal immigrant in an auto accident. all the police reports i review always has them letting them go unless it was aggravated (hit & run, DUI).
                Last edited by mala in se; 07-14-2009, 5:17 PM.

                Comment

                • #53
                  mala in se
                  Senior Member
                  • Sep 2008
                  • 619

                  Originally posted by TooManyHobbies
                  This (similar) happened to me in Beverly Hills. Driving down the road, illegal alien, no license or insurance, car register to who knows who sideswiped us, since he's looking at his phone for an address.

                  Guy gets out of his car, and smells of beer, ten am, Sunday morning. I called the police. Police call back and ask if anyone was hurt, and I said no. Nobody shows up. I called back again, and finally got an officer to respond.

                  The officer let the guy call his "wife" to get a driver's license #, which the officer accepted without ANY issue. Cop REFUSED to do anything about it.. Why? Well.. it was a hispanic cop, he took the man aside, and both spoke in SPANISH. I was the passenger so I couldn't press the issue. Needless to say, info was false, insurance was for another person, etc.

                  Welcome to California.
                  LEO will not come to an accident scene unless there are injuries or if you request a collision report (because liability is an issue). most of the time there are no injuries they will come to the scene and will make sure all parties exchange info, and they leave it to the insurance adjusters to complete the invest.

                  Comment

                  • #54
                    mala in se
                    Senior Member
                    • Sep 2008
                    • 619

                    Originally posted by gunn
                    Q: Hrm. I was under the impression that underinsured/uninsured motorist coverage was a requirement in CA.

                    Either way, from what I understand from my wife (who got hit on the bay bridge a few years ago), if you don't have a positive ID (plate #), you aren't eiligible (at least under her company's policy) for UIM/UM coverage.

                    -g
                    you can actually waive that portion of the coverage, but would have to sign the waiver. UM/UIM is a very small portion of the policy cost you should always ge the highest amount you can, which is whatever your liability coverage are.

                    Comment

                    • #55
                      B Strong
                      CGN/CGSSA Contributor
                      CGN Contributor
                      • Feb 2009
                      • 6367

                      Originally posted by Steyrlp10
                      Sorry to hear about your troubles. That truly sucks!

                      My husband was in a similar situation, but here in the Bay Area. He's on the way to the PD in our private truck and is about to exist 780 to enter 80. Out of nowhere, a crazed woman cuts him off and nearly takes off the front end of the truck.

                      Well, my guy lays on the horn, trying not to pancake her. He brakes in time not to rearend her. Seconds later, they're alongside him, and the female passenger (two crazy chicks together!) lobs a can of soda onto his windshield.

                      To make it short, my guy calls in the CHPies (after telling the dispatcher to get her damn supervisor on the line); they blue light those b*****s, find out the driver has outstanding warrants, no insurance either, expired tags, arrest her butt, and tow the car. The passenger had to hike it in the middle of No Man's Land.

                      Karma -- what goes around, comes around.

                      Best of luck to you... scumbags are like roaches and need a good dose of Raid.
                      That works great when you're a LEO or connected, but the general rule today is that if it doesn't involve "serious" injury, the agency involved does little to nothing about it, and will tell the victim that the case is a civil matter - and they drop it in the victim's lap.

                      Ask me.
                      The way some gunshop clerks spout off, you'd think that they invented gunpowder and the repeating rifle, and sat on the Supreme Court as well.
                      ___________________________________________
                      "An unarmed man can only flee from evil, and evil is not overcome by fleeing from it."
                      - Jeff Cooper

                      Check my current auctions on Gunbroker - user name bigbasscat - see what left California before Roberti-Roos

                      Comment

                      • #56
                        Ron-Solo
                        In Memoriam
                        • Jan 2009
                        • 8581

                        Originally posted by B Strong
                        That works great when you're a LEO or connected, but the general rule today is that if it doesn't involve "serious" injury, the agency involved does little to nothing about it, and will tell the victim that the case is a civil matter - and they drop it in the victim's lap.

                        Ask me.
                        Your statement is way too broad for the subject matter. The policy varies by agency. Agencies are not required to take non-injury reports, with some exceptions. LASD handles both injury and non-injury reports, as well as reports on private property such as parking lots, which most agencies do not handle.
                        LASD Retired
                        1978-2011

                        NRA Life Member
                        CRPA Life Member
                        NRA Rifle Instructor
                        NRA Shotgun Instructor
                        NRA Range Safety Officer
                        DOJ Certified Instructor

                        Comment

                        • #57
                          TooManyHobbies
                          Banned
                          • Jul 2006
                          • 11

                          Originally posted by TooManyHobbies
                          This (similar) happened to me in Beverly Hills. Driving down the road, illegal alien, no license or insurance, car register to who knows who sideswiped us, since he's looking at his phone for an address.

                          Guy gets out of his car, and smells of beer, ten am, Sunday morning. I called the police. Police call back and ask if anyone was hurt, and I said no. Nobody shows up. I called back again, and finally got an officer to respond.

                          The officer let the guy call his "wife" to get a driver's license #, which the officer accepted without ANY issue. Cop REFUSED to do anything about it.. Why? Well.. it was a hispanic cop, he took the man aside, and both spoke in SPANISH. I was the passenger so I couldn't press the issue. Needless to say, info was false, insurance was for another person, etc.

                          Welcome to California.
                          Apparently since my post could be misconstrued per the moderators, let me clarify:

                          I have read, and just reread the rules. I did not intend it in the least to be LE bashing.

                          I was addressing the actions of a individual officer from a specific department in how I believe he mishandled one specific, relevant situation. I do believe that this was simply a like situation to the O.P. and therefore relevant to the overall discussion of unlicensed drivers and how LE handles it. I, like the O.P., received quality information which will (well hopefully won't have to) assist me in the future.

                          I have enough immediate and extended family and friend in law enforcement to give respect, and additional deference where due.

                          Nothing posted was denigrating, insulting, or otherwise biased beyond the actual facts.

                          Oh, and to be clear, "Welcome to California" was in reference to the uninsured motorists.

                          Comment

                          • #58
                            HotRails
                            Senior Member
                            • May 2008
                            • 1491

                            Bottom line if you love a car don't drive it. Your daily should be something very replacable. As far as illegals go, we can't get rid of em until we get rid of minumum wage which is a political hot potato.

                            Comment

                            • #59
                              retired
                              Administrator
                              CGN Contributor - Lifetime
                              • Sep 2007
                              • 9409

                              Originally posted by TooManyHobbies
                              Apparently since my post could be misconstrued per the moderators, let me clarify:

                              I have read, and just reread the rules. I did not intend it in the least to be LE bashing.

                              I was addressing the actions of a individual officer from a specific department in how I believe he mishandled one specific, relevant situation. I do believe that this was simply a like situation to the O.P. and therefore relevant to the overall discussion of unlicensed drivers and how LE handles it. I, like the O.P., received quality information which will (well hopefully won't have to) assist me in the future.

                              I have enough immediate and extended family and friend in law enforcement to give respect, and additional deference where due.

                              Nothing posted was denigrating, insulting, or otherwise biased beyond the actual facts.

                              Oh, and to be clear, "Welcome to California" was in reference to the uninsured motorists.
                              I fully accept you did not intend to bash leos, but sometimes intentions and actions are two different things. Read the below:

                              READ THESE RULES BEFORE POSTING!
                              1. This forum is for Calguns LEO members and those who would like to ask questions in a civil manner.

                              2. This forum is to give our LEO members a place to share their stories, pictures and videos as well as answer serious questions from the membership.

                              3. This is NOT a place to air your dislike of the Government, Law Enforcement, LEOs in general or the law in general. Doing so here will result in losing access to this forum.

                              4. Post denigrating or insulting our LEO members will be removed and the poster will no longer be able to access this forum.

                              5. Questions for LEOs should be both civil and serious. Questions like 'Why do you thugs..' will get you removed and possibly banned. Frivolous questions will be deleted.

                              6. 'Cop Bashing' will NOT be tolerated in this forum at all.

                              These are the rules for this forum as posted by Kestryll. Since you believe you are not violating them, I have pasted them here and bolded the specific ones and parts that apply to your post. In fact, the bolded part of your post, is in violation of #1, #3 and #6.

                              Did you notice that #1 basically says this forum is for non leos to ask questions of leos. You have not asked a question, you have related an incident that occurred to you. That is not what this forum is for.

                              The OP related an incident and then asked a question of the active and retired leos here. He had to relate the incident, otherwise there would be no thread and no subsequent question without the necessary facts.

                              Furthermore, this part of your original post:


                              Cop REFUSED to do anything about it.. Why? Well.. it was a hispanic cop,
                              It is not only leo bashing, you are also throwing a bit of racism in there too.

                              I would suggest you reread the rules a few more times, so you completely understand what you can and cannot do in this forum.
                              Last edited by retired; 07-16-2009, 5:07 PM.

                              Comment

                              • #60
                                TooManyHobbies
                                Banned
                                • Jul 2006
                                • 11

                                Originally posted by retired
                                I fully accept you did not intend to bash leos, but sometimes intentions and actions are two different things. Read the below:




                                These are the rules for this forum as posted by Kestryll. Since you believe you are not violating them, I have pasted them here and bolded the specific ones and parts that apply to your post. In fact, the bolded part of your post, is in violation of #1, #3 and #6.

                                Did you notice that #1 basically says this forum is for non leos to ask questions of leos. You have not asked a question, you have related an incident that occurred to you. That is not what this forum is for.

                                The OP related an incident and then asked a question of the active and retired leos here. He had to relate the incident, otherwise there would be no thread and no subsequent question without the necessary facts.

                                Furthermore, this part of your original post:




                                It is not only leo bashing, you are also throwing a bit of racism in there too.

                                I would suggest you reread the rules a few more times, so you completely understand what you can and cannot do in this forum.
                                I don't need to. I just won't post here anymore. Good job alienating another supporter.

                                I won't even respond to your racism comment because it's in poor taste... it was a prima facie situation...

                                But here's a question... is it SOP where you worked to release an intoxicated suspect in a possibly stolen vehicle with no identification, license, registration, etc, to drive away again? I think not. Find me another reason for the officer's "sympathy" and I'll withdraw my comment. Beyond that, the facts stand.

                                Comment

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