Calgun Lawyer Insurance

[johncmng]

I was wondering if Calguns lawyer is interested in an insurance to gun owners in California. Pay something $20 a year, so if you need a lawyer they will be there for you. They make some money and the gun owners pay little money. Just an idea.

[ervaztec]

I'd buy it.

[berto]

The idea has been discussed. $20/year is not even close to feasible.

[jeferd]

I'd be in..whatever the fee was determined to be..so long as it made sure I had the best representation

[Loco45]

I would buy it too!

[Noggles]

Laughable at $20/year.

I have mine on retainer for $2,500.

[NorCalDustin]

lol... You'd probably be looking at a pool like system and would be looking at in excess of $500/yr.

But, as others have said... Some of us pay nasty retainers and I wouldn't mind something like this.

[RandyD]

I am an attorney and a member proposed such a plan to me about 2 years ago. The problem is insurance has a lot of regulations, and unless you are an attorney with an additional background involving insurance regulations, you will most likely run a foul of the California regulatory scheme.

[RippSpeed]

I would buy it as an insurance ...

[intruder1_92tt]

Has anyone looked at the PrePaid Legal system? You pay something like $25 a month for a set number of hours in court and preparation time. Would something along those lines be feasible?

[bwiese]

1. "Pre-Paid Legal" gets you a "mall lawyer" at their $99 price.

2. There's not that many gun lawyers.

3. The system could be easily overwhelmed with just a few cases.

4. "Utilization bias" = people feel insured so they go out and do more risky things - much like problems with health insurance

[call-in]

Anyone tried http://www.armedcitizensnetwork.org/? It's $125/yr I believe. I think Massad Ayoob is an adviser there.

[berto]

Has anyone looked at the PrePaid Legal system? You pay something like $25 a month for a set number of hours in court and preparation time. Would something along those lines be feasible?

The pre-paid plans are less than optimal. If you read their provisions you'll discover the limitations of such plans and find most don't really cover subscribers to the depth that many subscribers think they're covered. Basic questions get answered as part of the plan but time intensive work, like a trial, exceeds the plan's coverage. Subscribers are offered a discounted rate on services outside the coverage of the plan.

A gunnie plan would be difficult. What would be covered? What would be excluded? How many subscribers would be needed and how much would they need to pay? The size of the state necessitates having a network of lawyers. Add the regulatory issues Randy mentioned and such a plan becomes difficult to set up and manage and $25/month is short.

[johncmng]

OK, maybe I shouldn't have called it an insurance. How about a Calgun Lawyer Fund. I know that $20 would not covered the normal fee, but if a lot of Calgunner "Donate" a fund in their name, does it get away from the insurance liability. My point was to have a lawyer just in case you need one, but can't afford one. Calgun would keep all this money in a pot and use it when one of our Calgunner is in trouble.

[ziegenbock]

Check with your insurance company. You can get an umbrella policy of $1 million and it probably only set you back about $200 a year.