liability insurance for CCW holders.

[Dreaded Claymore]

The problem is that many insurance companies will bend over backwards to reject your claim even in a good shoot.

Fixed it for you.

[boxbro]

While I am very much opposed to insurance as a prerequisite to exercise of a fundamental right, I would absolutely agree that having a large liability/UMB policy with appropriate coverages is a prudent risk management decision.

^^^^^^What he said

[vincewarde]

The source is..........

Our friends at the Violence Policy Control! I'm sure we can trust them to be honest. Anybody want to by a bridge?

http://www.ichv.org/facts-about-gun-violence/research/

To drive a car you must meet absolute minimum requirements. Pass a test in your language, even if you don't speak American English.
Drive two block without hitting anyone, using the state mandated safety requirements and not piss off the testing agency.
As we all know, when some of these folks are let loose in the streets, sometimes very serious stuff happens. Many of these folks let their insurance lapse. That is why we buy on our own Insurance to cover these turds.
Ahhhhhh but gun people are different. Riiiiiigggghhhhhtttt! We see them at the range, we read about them in the paper. If a CCW holder had insurance to cover mistakes, it would make it more palatable for the non gun owners to accept. The Insurance companies would regulate the risk, price and availability of this product. I don't condone insurance for ccw holders because Insurance companies seeking high profits could very well price the insurance out of the normal person's reach.
If Alan mall ninja is lucky enough to live in an area that gives CCW to him, would his 10 dollar an hour job be enough to pay for a liability suite for killing 4 year old Sarah because Alan forgot to check his backstop before trying to shoot the man in front of him with a knife?
We don't read a lot of such things happening, but with only 4 millon ccw holders in the US, it isn't common place.

Since May 2007, concealed handgun permit holders have killed at least 189 individuals--including nine law enforcement officers--in 26 states. Of the 114 incidents that resulted in the deaths, in more than half (63 incidents) the concealed handgun permit holder has already been convicted, committed suicide after the shooting, or was killed in the incident. Of the 51 cases still pending, the vast majority (44) of concealed handgun permit holders have been charged with criminal homicide, two were deemed incompetent to stand trial, two incidents were unintentional shootings, and three incidents are still under investigation. Of the 114 incidents, 16 were mass shootings where concealed handgun permit holders claimed the lives of 65 victims.

New incidents added this month include:

In July 2010, Michigan concealed handgun permit holder Justin Luckhardt, 32, shot and killed Kim Luchie, 25, at the Cabin bar in what was described as a "jealous, race-fueled rage" before taking his own life. Luckhardt, who was separated from his wife and was convinced she had an African-American boyfriend, had spent his day drinking and playing golf when he saw Luchie, an African-American, drinking with Luckhardt's sister-in-law. Luckhardt shot and killed Luchie with a .357 Glock pistol. Luchie, who had a long-time girlfriend, was not romantically involved with Luckhardt's wife or his in-laws. Luckhardt then left the bar, crashed his car, and fatally shot himself.

In July 2009, Alabama concealed handgun permit holder Laquintta Turk, 23, shot and killed Rosetia Smith, 24, in a parking lot. The shooting occurred during a confrontation involving two other women--Tiffany Allen and Lashan Catlin, both 23--over the fact that Allen's sister had had a baby with Catlin's ex-high school boyfriend. Each woman had arrived in a separate car with additional passengers, including friends and children. As Catlin and Smith fought, Turk shot Smith. The fatal bullet landed at the foot of Smith's oldest child. During Turk's trial, Prosecutor Mike Philpott told jurors, "This is a case about a woman who brought a gun to a fist fight, and the tragedy that resulted." Turk was convicted of reckless murder and faces up to life in prison. Turk and Smith did not know each other.