How many have used "Layaway" for a gun purchase?

[ArmyofMike]

I'd like to begin financing/saving for my next purchase, but am interested in using layaway (Not sure which gun, which shop and if the shop allows it), but wanted to see what has been others experience with it. Is it really worthwhile to use layaway? Or should I just try to build a slush fund on my own and then buy outright?

Just wondering your thoughts?

Thank you in advance CG!

[hoisumguo]

Subscribed. I had the same question, thx for posting.

-Hoi

[M1NM]

With the shortage I'd suspect shops won't want to tie up their cash while they wait for you to pay - too many cash buyers in the mix right now.

[ih8ca]

All the time at turners. Just put the deposit down and pay in full at pickup.

[Fatgunman]

I have put a handgun on layaway at Field Time Sports and Guns ind Westminster, I put a third of the total down and paid the rest off within the sixty day period they give. I have also done this through Gunbroker with The Wild Indian Gun Company with them I made a 2/3 deposit and paid the rest off within a month. I would have to say that I had a great experience with both companies and I would do it again if I thought it was nesissary again.

[The Paper Pimp]

I have gone to 2 local shops that require only a 20% down payment and if they see that you're a regular (or the potential to become one) then they'll be flexible with you and give you ample time beyond their usual time frame.

shout out to DAS in Solana Beach, thanks Colby, Gregg, Jeremy and Nic (you too Shawn)

[Shasta Frog]

Just bought a Marlin 795 at Sportsman's Warehouse yesterday and they have signs posted that there is no more layaway on semi-autos due to the high demand. You still have 30 days to pick up the gun though.

[The Soup Nazi]

I've put a Walther P-38 and a Colt Officers Model Target on layaway so I could secure the guns since I was still in my 30 days. Definitely worth it if you know you want a particular piece and you can't buy it that exact moment.

[Fishslayer]

I have but try not to. Kind of takes away the "cash on the barrelhead" discount.

[Twhite5555]

I do if there is a gun on sale and I can't dros it due to the stupid one gun every 30 day rule.

[09rubicon]

My LGS lets me put 1/2 down and 1/2 on pickup, I have used that before. Closest to layaway I know of.

[Feanor]

I put several guns on layaway decades ago. Nothing recently. My experience at that time is that the store saw that as a legitimate purchase with no differentiation between that and say, a customer coming in and paying for a gun with a credit card. There was no apparent hesitation or unwillingness to go thru whatever extra "hassle" there might have been.

In the end, if I was a gun store owner I might look at it like this; Times are hard, and yet here is a person who is willing to put off the idea of instant gratification in order to honorably pay for something in a way they can afford it, rather than piling on credit in possibly an irresponsible way.

Also, the sale avoids the credit card service charge which at times can be fairly substantial... A person buying something on layaway doesn't hold up inventory because in essence that gun is "sold" and in the process you've made the store a little extra profit (no service charge) for basically no extra work (they have a bunch of guns they have to store anyway)

Look at layaway as a method that represents reverting back to a more responsible way of doing things, and not what the credit and banking industry is forcing down your throat in the media that somehow, whipping out that plastic is some kind of sign of sophistication...

[The Paper Pimp]

edit: don't use your cc to buy a gun.

[RamonSJC]

I did @ budsgunshop.com

Also available at Markley's in watsonville

[Thedomsaww]

well you can pay for half with one check then wait till your next one and pay the second half and you wont wait much longer than the 10 days anyway. why not i would