Firearm Insurance

[Pugster]

Hi All,

Just wanted to see if anyone out there have insurance for all their guns. If so, which one do you have? I have been thinking hard about it now that my collection is building up. I have heard some things about the NRA ArmsCare program but wanted to hear from you guys on what you use or wont use.

[caduckgunner]

NRA insurance was a lot cheaper than what my auto/home/etc insurance company wanted.

[MedSpec65]

I have NRA Insurance. Never heard any negative reports about it.

[QuarterBoreGunner]

Is there an upper limit to the NRA coverage?

[thedonger]

I think the limit is $1,000,000.

If thats too low, where do you live? Need a new friend?

[QuarterBoreGunner]

Ha! No I just had something in the back of my mind that the NRA insurance only covered $1000 of firearms and that's not very much.
Ok, so good to know. I'll look into it. I recently just re-joined the NRA, might as well see what they can do.

[thedonger]

you get $1,000 of coverage free with your membership.

[caduckgunner]

Ha! No I just had something in the back of my mind that the NRA insurance only covered $1000 of firearms and that's not very much.
Ok, so good to know. I'll look into it. I recently just re-joined the NRA, might as well see what they can do.

The $1000 limit is free with your membership. If you want to have more than $1000 coverage, you have to pay for it. It is still cheaper than throught the insurance company.

[Mute]

Definitely go with the NRA insurance program. On top of being the best value, you're also signing up for an NRA membership. A double plus in my books.

[QuarterBoreGunner]

he $1000 limit is free with your membership.

Ah, ok, that makes sense. I'll look into it now.

[Pugster]

Sounds good, I think I will go with it!

[ibanezfoo]

AAA has firearms insurance but my agent said don't worry about it that it is covered by normal property loss.

-Bryan

[Mute]

That may be true about AAA, but I suggest you keep copies of all your receipts in a safety deposit box, if God forbids, one day you may have to try to collect on those losses.

[JMB1911]

Guns are covered under your home insurance as long as you declare them. My home insurance covers all my personal property. Keep your receipts in case you have to make a claim.