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Insuring guns in luggage (plane flight), need info quick!

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  • diddler
    Member
    • Jun 2006
    • 422

    Insuring guns in luggage (plane flight), need info quick!

    Hey all,

    Google seems to have let me down so I'm turning to everyone here. In about a week I'm going to take part of my gun collection out of storage in California and transport them in checked luggage to Hawaii, where I'm living at the moment. I've read over the rules for transporting firearms on my airline's website (Alaska Airlines) and the procedures seem fairly straightforward. What seems near impossible to find is affordable insurance for my guns should they get lost or stolen in transit.

    As best as I can tell I can pretty much bring any amount of guns with me as long as they all fit in one standard side chunk of luggage (I'm thinking one fairly large rifle case) as long as it's less than 50lbs. I can bring a combination of long guns and handguns in that case. My plan is for two rifles and 3 or 4 handguns, somehow nestled safely in one case. Luckily for me I'm making just one single flight, no connections. So far the only thing I can find is "Trip Insurance" that happens to include a bit of luggage insurance. They all seem to insure me for things that I don't care about, like if I need to cancel my trip or my travel partner comes down with Malaria or something. The luggage insurance is woefully inadequate, like $500 total coverage. I've checked with my bank/credit card company to see if they offer anything, they don't. A friend recommended I check with my Renter's Insurance carrier, only I don't have renter's insurance.

    I don't see why this whole mess is any different from shipping my property via UPS or FedEx. I want this box sent from Point A to Point B, and the box is worth $1000. I pay UPS some small amount of money for $1000 worth of insurance and if my box gets stolen or lost...I get $1000! Seems a simple enough system, right? Why can't luggage be handled the same way?

    I'm still not entirely certain about which guns I'm bringing but I figure that if the whole box gets lost/stolen the replacement costs will run around $4000. It occurs to me that I'm not the first person who has ever flown with expensive guns in luggage before, there must be plenty of hunters and competition shooters who fly with individual guns worth many thousands of dollars each. How do these people protect themselves from loss?

    I've read that even if stuff gets lost I'd need to provide receipts for my property proving the "value" of what they misplaced, and that they'll try to depreciate the value of my stuff due to age or use. A fair number of my guns were purchased from friends, there was no contract or receipt. Even if receipts existed the value of most of my guns has gone up from my purchase price, certainly not a depreciation! It wouldn't do me any good to have a receipt for my FAL that shows I paid $300 for it 5 years ago. What, I only get $300 if the airline loses it? It doesn't matter that I'd likely have to spend $800 to replace it? Any advice?

    Sorry for being long-winded, I'm pouring out the frustrations I've been feeling for the last week trying to research this mess. Any and all guidance on insurance or flying with guns would be appreciated. Meanwhile I'm continuing to search for answers on my own. The earlier I get this hammered out the better, my clock is definitely ticking.

    Please help!

    Thanks! Ryan

    how to apply value on guns?
  • #2
    BajaJames83
    Calguns Addict
    • Jun 2011
    • 6036

    Never heard of anything for flying, but you could send them to yourself via UPS or FEDEX with insurance. Sorry I couldn't be more helpful
    NRA Endowment Life Member
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    • #3
      diddler
      Member
      • Jun 2006
      • 422

      Part of the reason I'm not shipping this portion of my guns via UPS/FedEx is cost, (it's $20 for this case of guns as checked luggage on my flight) and the fact that I don't really want these out of my sight for any longer than needed. Still trying to figure out if I can ship a handgun to myself state-to-state without an FFL involved somewhere. I keep reading that you can't do that, though it might just be FUD.

      Comment

      • #4
        CenterX
        Senior Member
        • Feb 2008
        • 1721

        I've never thought of insuring mine when I fly. I can say that the chances of loosing them is pretty slim. Your bag will be handled better than any other on the flight. 9 out of 10 flights mine ends up in the office waiting for me.
        CAll Alaska air and talk to them about this - a supervisor.
        Great travels.
        sigpic
        - Aut Pax Aut Bellum - Volunteer LDW

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        • #5
          Chaos47
          Calguns Addict
          • Apr 2010
          • 6615

          Originally posted by CenterX
          I've never thought of insuring mine when I fly. I can say that the chances of loosing them is pretty slim. Your bag will be handled better than any other on the flight. 9 out of 10 flights mine ends up in the office waiting for me.
          CAll Alaska air and talk to them about this - a supervisor.
          Great travels.
          This. I always get better service when I fly with firearms. Your case will make it fine.

          Comment

          • #6
            kmca
            Senior Member
            • Oct 2005
            • 2371

            Check with the NRA, you already have a certain amount of coverage being a member.

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            • #7
              Ron-Solo
              In Memoriam
              • Jan 2009
              • 8581

              You can ship handguns to yourself, but you have to use FedEx or UPS next day air, which can be quite expensive.

              Watch out for Hawaii's gun laws. They are very restrictive, especially where handguns are concerned. Someone else will probably chime in with more info. Hawaii is not gun friendly at all.

              Aloha!
              Last edited by Ron-Solo; 05-07-2012, 9:51 PM.
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              • #8
                gbp
                CGN/CGSSA Contributor - Lifetime
                CGN Contributor - Lifetime
                • Jul 2006
                • 714

                at the nra you can purchase insurance for any number of guns
                "The only defense against violent evil people are good people who are more skilled at violence"
                Rory Miller


                Benifactor-Life Member NRA
                Life Member CRPA
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                Member IDPA
                Member NSSF

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                • #9
                  gbp
                  CGN/CGSSA Contributor - Lifetime
                  CGN Contributor - Lifetime
                  • Jul 2006
                  • 714

                  at the nra you can purchase insurance for any number of guns
                  "The only defense against violent evil people are good people who are more skilled at violence"
                  Rory Miller


                  Benifactor-Life Member NRA
                  Life Member CRPA
                  Life Member USPSA
                  Member IDPA
                  Member NSSF

                  Comment

                  • #10
                    stitchnicklas
                    Calguns Addict
                    • Feb 2010
                    • 7091

                    Originally posted by gbp
                    at the nra you can purchase insurance for any number of guns
                    ^^^^^^^^
                    this... anywhere and any theft

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                    • #11
                      duckman1
                      CGN/CGSSA Contributor
                      CGN Contributor
                      • Aug 2009
                      • 3706

                      If you have a homeowners or renters policy you can schedule these items and have them covered for a small fee. You will need a value and description of the items and any accessories.

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                      • #12
                        SanPedroShooter
                        Calguns Addict
                        • Jan 2010
                        • 9732

                        Originally posted by CenterX
                        I've never thought of insuring mine when I fly. I can say that the chances of loosing them is pretty slim. Your bag will be handled better than any other on the flight. 9 out of 10 flights mine ends up in the office waiting for me.
                        CAll Alaska air and talk to them about this - a supervisor.
                        Great travels.
                        When I check guns, I get bumped to the head of the line, people bring my bags out personally, stuff like that. Just my experinance.

                        They really keep a close eye on those bags.

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                        • #13
                          Paper Boy
                          Calguns Addict
                          • Dec 2009
                          • 5666

                          Originally posted by diddler

                          I've read that even if stuff gets lost I'd need to provide receipts for my property proving the "value" of what they misplaced, and that they'll try to depreciate the value of my stuff due to age or use.
                          Please help!

                          Delta wanted receipts to prove value when my 1911 was stolen from a locked container. They did not try and pull the depreciation card on me but I think that was because I was making their customer service reps life a living hell. I called EVERY day to check the status of my claim and their investigation. I think they ended up paying me just to get me to go away...

                          Since then I dont travel with weapons that I can not replace...

                          Originally posted by CenterX
                          I've never thought of insuring mine when I fly. I can say that the chances of loosing them is pretty slim. .
                          Great travels.
                          Tell that to my 1911 that was stolen after my case was broken into... Took me 4 months to get a check from Delta.
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                          • #14
                            Chaos47
                            Calguns Addict
                            • Apr 2010
                            • 6615

                            Originally posted by 8voice8
                            Delta wanted receipts to prove value when my 1911 was stolen from a locked container. They did not try and pull the depreciation card on me but I think that was because I was making their customer service reps life a living hell. I called EVERY day to check the status of my claim and their investigation. I think they ended up paying me just to get me to go away...

                            Since then I dont travel with weapons that I can not replace...



                            Tell that to my 1911 that was stolen after my case was broken into... Took me 4 months to get a check from Delta.
                            Crazy that sucks!
                            What airports?

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                            • #15
                              paul0660
                              In Memoriam
                              • Jul 2007
                              • 15669

                              Originally posted by Chaos47
                              Crazy that sucks!
                              What airports?
                              I would like to know too.


                              UPS's regulations allow for shipping a handgun to yourself

                              from and between persons not otherwise prohibited from shipping firearms by federal, state or local law,
                              overnight.

                              Fedex won't.

                              FedEx Express can only accept and deliver firearms between areas served in the U.S. under the following conditions: (1) you agree to tender shipments of firearms to us only when either the shipper or recipient is a licensed manufacturer, licensed importer, licensed dealer or licensed collector and is not prohibited from making such shipments by local, state or federal regulations; (2) the shipper and recipient must be of legal age as identified by applicable state law.
                              *REMOVE THIS PART BEFORE POSTING*

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