*Urgent and important: Please read* Why you shouldn't use paypal

[anthonyca]

Has anyone started using gunpal?

[audihenry]

Has anyone started using gunpal?

Fees are higher than PayPal with an unproven track record. Time to wait and see how it develops to reconsider.

[Capt. Speirs]

This is nothing new, read the contract.

[nn3453]

Fees are higher than PayPal with an unproven track record. Time to wait and see how it develops to reconsider.

Paypal charges $3% + 30 cents. Gunpal charges 2.8% + 30 cents.

[ilbob]

Fees are higher than PayPal with an unproven track record. Time to wait and see how it develops to reconsider.

The fees are actually slightly lower.

You are right about the unproven track record.

Lots of people have tried to compete with PayPal and so far the track record is pretty dismal.

I think GP might have a chance because it has a niche it is trying to exploit. Whether that niche is big enough to give them enough of a boost to make it viable long term is the real question. Check back in a couple of years to find out.

[stormy_clothing]

OMG OMG the sky is falling the sky is falling!!! - lol

You broke Paypal's T.O.S. and they canned you just like if you willfully violated "any" organizations T.O.S.

Paypal like every large service uses a bot to find people and terminate them it's nothing personal, all automated.

That being said there are many people who know what to do and have gone many years doing so.

Personally I would rather not use Paypal just in case the buyer is a scammer and problems arise as now they can no longer assist you.

[nn3453]

OMG OMG the sky is falling the sky is falling!!! - lol

You broke Paypal's T.O.S. and they canned you just like if you willfully violated "any" organizations T.O.S.

Paypal like every large service uses a bot to find people and terminate them it's nothing personal, all automated.

Perhaps you should have read my post carefully before responding. I did not complain that paypal closed my account. This was a warning to other sellers who accept "discreet paypal." It can and will happen.

+1 for gunpal.

[joepamjohn]

The fees are actually slightly lower.

You are right about the unproven track record.

Lots of people have tried to compete with PayPal and so far the track record is pretty dismal.

I think GP might have a chance because it has a niche it is trying to exploit. Whether that niche is big enough to give them enough of a boost to make it viable long term is the real question. Check back in a couple of years to find out.

These days "track record" is most important to me. Maybe in a year or so if feedback is positive.

[Vinz]

Me too....I'll wait till the Directer gets all the bugs worked out. Looking forward to using it. Also can't wait till Gunbay comes out.

vinz

[joefrank64k]

Paypal charges $3% + 30 cents. Gunpal charges 2.8% + 30 cents.

I don't like PP's anti-gun stance any more than the next guy, hopefully GunPal will get off the ground and become accepted everywhere.

The great thing is, there is no reason to pay PP ANY fees!

It KILLS ME when I see listings on CG "PP + 3%" or "PP + 4%" or something...we're giving PP 3% to 4% of each transaction for NO REASON!!! STOP THE MADNESS!!!

It's SO EASY!

Here's how:

When you click on the "Send Money" tab:



there are 2 choices for you..."Purchase" or "Personal":



Select "Personal", then "Payment Owed", then "Continue":



Notice in my example below that "Your fee" is $0.00, the "Total charge" is $20.00 and the recipient is getting the whole $20.00...NO FEES!!!



OK, SO WHAT'S THE CATCH???

The catch is that it's fee-free only if the money comes from the buyers PP balance or straight out of their linked Bank Account.

If the Buyer uses a CC to fund the Personal Transfer, then PP charges 2.9% + $0.30...but the Buyer can take the hit, not the seller:



The default selection if the Buyer uses a CC is for the Buyer to take the fee, not the Seller.

I've been sending and receiving payments using the "Personal" option without incurring fees and it's a great way to "stick it to the man"!!!

Not sure if this warrants a "Sticky" since they're trying to get GunPal off the ground, but I would love to get the word out to CG so we can stop giving PP money! MODS, if you think this warrants being "stuck" please have at it!