Just canceled my CCW insurance.

[BigPimping]

I wonder if I were to carry and got stopped say at a restaurant? Is this an incident significant enough to revoke a permit or threaten 2a rights?

I will renew the permit when it expires in two years. It is brand new. If the courts blow this out of the water and SB2 is gone, I will renew my insurance. It doesn?t seem smart to pay for some thing. I?m not using right right now.

[otteray]

I wonder if I were to carry and got stopped say at a restaurant? Is this an incident significant enough to revoke a permit or threaten 2a rights?

I will renew the permit when it expires in two years. It is brand new. If the courts blow this out of the water and SB2 is gone, I will renew my insurance. It doesn?t seem smart to pay for some thing. I?m not using right right now.

As stated in the other discussion, Right to Bear, stated in an email yesterday that if it is a self defense situation, no matter the case you'll be covered.
Contrary to AOR's endless bashing of all of its competitors, some have apparently also relayed the same message.

[BigPimping]

Well, I know the police department will enforce this. I?m just wondering what would happen if I got caught with it in a sensitive area? Is it a misdemeanor? Is my permit forfeited? Is it worse?

[superhondaz50]

Insurance is still good for other defensive means, say if you use a knife, the baseball bat your kids or grandkids accidentally left in your car, hammer, etc

[BigPimping]

Given the fine advice of the wise members here. I?m gonna go ahead and keep paying it and see what happens. I think the advice given regarding a self-defense shooting inside the home is very valid. I did not think about that.

[Mute]

Keep your coverage if nothing for the monetary coverage and the access to attorneys that specialize in this area of law. Your typical public defender isn't likely to have or consider accessing all of the resources you'll want to use to defend your case should it ever be necessary.

[benjamin101677]

My opinion is no insurance is going be perfect and always have 100% coverage. Yet; most of these insurances are only $30-$40 a month or $350-$400 a year. That being said any good attorney is going be $300-$500 a hour to just hear your case. Based on that having the insurance is probably not a bad idea.

There is going be resources available to you; free of cost that would cost way more than the yearly dues in just attorney fees to ask basic questions.

My personal opinion ccw insurance is not a blanket coverage for everything; insurance companies are going want to limit their liability on any case. Yet; for the yearly dues it?s not a bad investment

[Dan_Eastvale]

Think they will prosecute CCW holders carrying in illegal areas more leniently than carrying WITHOUT a CCW permit?

One charge vs two charges.

[k1dude]

It will still be good for defending yourself in your home or on your property. It will also be good for when you're carrying with another state's CCW in that state. It'll also cover you in constitutional carry states.

[XDJYo]

Think they will prosecute CCW holders carrying in illegal areas more leniently than carrying WITHOUT a CCW permit?

One charge vs two charges.

Doesn't matter. They'll lock you away in solitary as a white (even if you're not) supremacist, ultra-MAGA conspiracy theorist.

[naz]

With SB2 enacted, it is now illegal to carry a firearm literally everywhere. What?s the point in having and paying the insurance?

Am I wrong?

Ccw insurance is still valid for home defense scenario.

Edit: looks like others already piled on that advice

[wpage]

Trust insurance companies...

Surely you jest.

[BigPimping]

That is a good point. When our house burned down during the 1991 Oakland Hills fire storm, it took nearly 3 years to get the insurance company to pay up.

[XDJYo]

Trust insurance companies...

Surely you jest.

That is a good point. When our house burned down during the 1991 Oakland Hills fire storm, it took nearly 3 years to get the insurance company to pay up.

And more recently the big fires up in Paradise etc. Many places are still struggling to get their homes rebuilt. And, not that the insurance companies would ever take your premiums and put them in an account until needed...nope! They just pay their bonuses/commissions and raise EVERYBODIES rates after that. What works for PG&E works for the others.

[Jeepergeo]

Dem or Lib or Union or Constitutionally Ignorant? If you are one or more of those things, you set the stage for SB2 and the December 30 set aside.

If you stay Dem or Lib or Union or Constitutionally Ignorant, you'll most likely fall into the Newsom for President camp, may even get him elected, where he'll take SB2 nationwide.