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Shopping around for the best carry insurance...

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  • David Kirin
    Junior Member
    • Apr 2020
    • 26

    Shopping around for the best carry insurance...

  • #2
  • #3
    Divernhunter
    Calguns Addict
    • May 2010
    • 8753

    USCCA is what I have. Never needed it and that is the best kind to have
    A 30cal will reach out and touch them. A 50cal will kick their butt.
    NRA Life Member, NRA certified RSO & Basic Pistol Instructor, Hunter, shooter, reloader
    SCI, Manteca Sportsmen Club, Coalinga Rifle Club, Escalon Sportsmans Club, Waterford Sportsman Club & NAHA Member, Madison Society member

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    • #4
      Librarian
      Admin and Poltergeist
      CGN Contributor - Lifetime
      • Oct 2005
      • 44646

      If I understand USCCA terms correctly, it's a 'pay now' plan, not a 're-imburse later' plan.

      See also the interview with Andrew Branca at https://warriorpoetsociety.us/should...rry-insurance/
      Last edited by Librarian; 07-24-2020, 4:32 PM.
      ARCHIVED Calguns Foundation Wiki here: http://web.archive.org/web/201908310...itle=Main_Page

      Frozen in 2015, it is falling out of date and I can no longer edit the content. But much of it is still good!

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      • #5
        Maulerrr
        CGN/CGSSA Contributor
        CGN Contributor
        • Oct 2016
        • 2058

        I haven't had to 'use' my insurance yet, but I've got CCW Safe. Theyve got claim to winning a 1st degree murder charge and that was the main selling point.

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        • #6
          cz74
          Senior Member
          • May 2020
          • 912

          This topic discussed a lot on this forum, search for past threads. Summarize key ideas from past threads: if you have CCW, then go with CCWSafe+USCCA. CCWSafe is "boots on the ground" having their own investigators, they will work with USCCA to figure out how to pay each other. If no CCW (most of us here in CA) then look into umbrella rider policies with your homeowner insurance for potential civil suits if the creep or creep's family sues you in civil court.

          If you follow Tom Givens "appropriate use of deadly force" then the ONLY time you shoot someone is to defend yourself or your family in your own home/property when the creep is imposing "imminent deadly force" on you. CA has "castle doctrine" If you use deadly force as absolutely last resort, then DA will be reluctant to charge you for criminal because high probability they will lose. Since I don't have CCW, I don't need USCCA or other "carry insurance"; only my homeowner+umbrella

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