Card reader "WHY NOT" (square_Clover etc)

[glock33slinger]

I love calguns it is way better than othersites for selling any thing firearms related.

I have sold firearms PPT , AMMO etc. I love cash but man oh man I also love using my credit card.

I hardly find anyone on CAlguns that uses a card reader like square or clover. My question is why?!?! Is there some dumb CA law that prevents us from doing transactions via card reader hahah? We are there in an FFL doing the transaction the FFL doesnt care how the goods are paid for so why not just pull out your phone with a card reader and get paid that way? I mean come on guys lets face it think of how many more buyers and things you could sell if you got a card reader. I know lots of people that like to swipe.

I find awesome PPT guns on here and I have thousands on my CC ready to empty on gems AKA firearms on Calguns haha.

The card reader itself is super cheap and its only a 1-3% fee per transaction.

Thoughts, questions feedback?!??!?!


Thanks calguns family I look forward to responses

[jcj]

Well, I imagine most people who don't have a business that necessitates a credit card reader have very little use for one.

I personally wouldn't use one for a firearm transaction, because it seems to be an easy way for an over zealous prosecutor to call you an unlicensed dealer, were any issue to ever arise.

[ElDub1950]

Can't imagine why any average seller would want the hassle of setting up and account losing 3% and increasing the risk. If you want to buy something and can't afford it - don't have the cash - go get a cash advance on your credit card.

I'm not going to take a credit card from a complete stranger then have them call the CC company and it a fraudulent charge.

[glock33slinger]

I agree to an extend but lets say the average PPT sale is $500 and the card reader or bank charges you 1-3%. Its worth it not only for firearms ,look at all the sites and apps out there used to sell things. People dont really have yard sales anymore they have virtual yard sales. For example myself I am a sales guy I get a base and commissions I like to go put some money down an dpay at pick up when I get my commissions. I see a lot of awesome PPT sales on here but by the time my commissions come in they have sold lol. So Id rather just swipe my card and pay my card when commissions come in...Make sense?
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As for the legal part you mentioned I could see it if you are selling a bunch yes. Even if it for one transaction though having a card reader is aweosme for future things becasue you never know its super cheap too. Go to a big coffee or book store and they sell em for 20-30$ pop it in your charging port on phone and bam you just sold your PPT gun funds go straight to your bank account. Now guys like me can buy from you hahah. Eah I guess there is just not enough of guys like me around hahaha

[Ron-Solo]

Like PayPal, the terms of service for Square specifically prohibit firearms sales with their system. PayPal has been known to freeze people's funds for extended periods of time.

Who wants that kind of hassle?

[ojisan]

I was thinking of getting a Square for gun show use (seller) but Square does not allow any gun biz so f them.

Same for many banks and internet credit card processors.
No gun biz allowed.
While we realize that these are private businesses, we are talking about not only legal products but Constitutionally protected ones.
Of course, there is also this behind it all:

https://en.wikipedia.org/wiki/Operation_Choke_Point

[glock33slinger]

Ron-solo ..thank you I did not know that about Square I do know others though like clover and one other do not prohibit.

[CoopsDad]

Many e-payment service providers don't allow anything firearm related.

[glock33slinger]

Just to clarify I am speaking of portable and detachable card reader for a mobile device. Not paypal or other e payment services. Purely module card readers

[ojisan]

Just to clarify, I was talking specifically of Square.
All Square does is read the card and use your phone to link with a Internet Merchant Services Provider.
Whoever the MSP is that Square uses is probably calling the shots on this.

As regards using your phone to transmit credit card numbers and charge info, websites have to have a Secure Socket Link (SSL) that encrypts and transmits the customer's card data.
I suspect that getting a SSL is also needed to use Square.
I can't imagine transmitting the data openly.

[glock33slinger]

See the tech part of it Im not sure hahah hence why I posted the discussion to get answers. So this will either kill my dreams of using my CC for PPT purchases or spark more sellers to get a card reader hahaha

[sl0re10]

Like PayPal, the terms of service for Square specifically prohibit firearms sales with their system. PayPal has been known to freeze people's funds for extended periods of time.

Who wants that kind of hassle?

this

[sl0re10]

Just to clarify, I was talking specifically of Square.
All Square does is read the card and use your phone to link with a Internet Merchant Services Provider.
Whoever the MSP is that Square uses is probably calling the shots on this.

As regards using your phone to transmit credit card numbers and charge info, websites have to have a Secure Socket Link (SSL) that encrypts and transmits the customer's card data.
I suspect that getting a SSL is also needed to use Square.
I can't imagine transmitting the data openly.

square does not allow gun related sales.

I looked into it once.

[71MUSTY]

Like PayPal, the terms of service for Square specifically prohibit firearms sales with their system. PayPal has been known to freeze people's funds for extended periods of time.

Who wants that kind of hassle?

^^^^THIS^^^^

Plus all credit card processing companies including Square NOW report transaction data to the IRS.