Gun insurance

[Sidewaysammy]

I have a question.... and would appreciate any constructive input.

1) Gun Insurance. Who do you recommend for a stand alone gun insurance (replacement costs NOT...liability) quote/coverage? Costs? etc.


Thanks

[highpower790]

NRA offers insurance.

[NotEnoughGuns]

I believe the insurance through the NRA is %1 of covered amount so $10,000 in coverage runs $100 per year

You only have to provide serial numbers if the firearm is worth $2500 or more
you also must be a NRA member

[mike415stone]

NRA

[Sidewaysammy]

Thanks for the replies....

[Grakken]

I was doing research on this awhile back. I suggest you do too (here is a great start :-) . NRA offers "free" insurance of some kind but what I read, it is a joke.

These are (2) companies i did some research on and they seem good to go and respected. ymmv. Do your own diggin.

CIS

HFI

Check out how AM Best rates any insurance company. If it isn't A- or better, i would look elsewhere.

[BigPimping]

Tagged for later.

[GW]

I just had a rider added to my homeowners policy
No serial numbers required

[camaroguy2012]

what about if you have to replace an off roster gun? do you just get paid and have to buy a new gun thats on roster?

[L84CABO]

Did you search? The question comes up about once a month and much has been written on it. Seems like NRA and CollectInsur usually come up as the top two. Note that you get a couple thousand with your basic NRA membership so keep that in mind if you're a member.

I'm with CollectInsure and have been very happy with their service.

[L84CABO]

what about if you have to replace an off roster gun? do you just get paid and have to buy a new gun thats on roster?

I'm pretty sure they would look at what it would cost to buy a new one (the off roster one) and that's what you get. You're then free to go out and buy whatever you want.