Request gun values for insurance purposes.

[Call_me_Tom]

I'm looking to insure the following handguns but I have no idea of their values. Any help will be appreciated.

Ruger Blackhawk Bisley .41 Magnum* *47-193XX* (customized 5.5" barrel) (1 holster)
*
Ruger Service Six .357 Magnum* * 160-623XX** (with Fuzzy Farrent custom sized ebony grips) (2 holsters)
*
Beretta Model 96 Vertex .40 Calibur and 9mm* *Ber 3349XX** (with 6 magazines)
*
Beretta Model*70 .22 Cailbur*** A6745XX* (with 2 magazines)
*
HK P7 9mm** 331XX*** (with 5 factory magazines) (2 holsters)
*
*

[Revoman]

You can find many values by looking at GunBroker to see what the current market is doing.

Personally, since many guns can no longer be brought into this great State, I would consider doubling or tripling the insurance values. Remember if it ain't here now, it ain't gonna be easy to find an exact replacement. Only new on-roster guns can be brought in.

Yeah, your insurance will cost a few dollars more, but if you loose your guns you will NOT find it easy to replace them....if at all.

[fullrearview]

[Fate]

Just don't use the "wife price."

[Call_me_Tom]

You can find many values by looking at GunBroker to see what the current market is doing.

Personally, since many guns can no longer be brought into this great State, I would consider doubling or tripling the insurance values. Remember if it ain't here now, it ain't gonna be easy to find an exact replacement. Only new on-roster guns can be brought in.

Yeah, your insurance will cost a few dollars more, but if you loose your guns you will NOT find it easy to replace them....if at all.

Thanks, I did that but I wanted to check on Cali prices. I also couldn't find squat on the Beretta Model 70 in 22.

[Czsp-01-9mm]

theres a beretta model 70s in 22lr on budsgunshop used for 349 so kinda ball park it from there i guess

[Call_me_Tom]

theres a beretta model 70s in 22lr on budsgunshop used for 349 so kinda ball park it from there i guess

Thanks...!

[hoss_hk]

Are you looking for ballpark numbers to get a certain level of blanket coverage, or are you trying to get "actual" numbers that your insurance company will pay you in the event of loss? You may need to get them appraised to get a value that your insurance company will reimburse.
You can also check hkpro.net for p7 info (search their for sale forum etc).

[Call_me_Tom]

I'm looking for ballpark numbers, on the high end is better.

[beetle]

I'm looking to insure the following handguns but I have no idea of their values. Any help will be appreciated.

Ruger Blackhawk Bisley .41 Magnum* *47-193XX* (customized 5.5" barrel) (1 holster)
*
Ruger Service Six .357 Magnum* * 160-623XX** (with Fuzzy Farrent custom sized ebony grips) (2 holsters)
*
Beretta Model 96 Vertex .40 Calibur and 9mm* *Ber 3349XX** (with 6 magazines)
*
Beretta Model*70 .22 Cailbur*** A6745XX* (with 2 magazines)
*
HK P7 9mm** 331XX*** (with 5 factory magazines) (2 holsters)
*
*

From the blue book of gun values. Note since you didn't state condition I'm going to use 95% -- in other words, reallly nice condition but has been shot before. I also didn't take into account the extras (holsters, etc).

Ruger Bisley. Based on the serial number 47- it sounds like a "new model" manufactured post 1973. I could not find a listing for "Blackhawk Bisley" so I'll present some options.

* Ruger Super Blackhawk Bisley: $435
* Ruger Bisley: $335 +15% for .45 mag cal = $385
* Ruger Blackhawk: $280

Ruger Service Six
I could not find a listing for Ruger Serviice Six. The value for a Police Service Six is $250.

Beretta Model 96 Vertec
$440.

Beretta Model 70
Puma or Cougar. $215
Model 70S: $300

HK P7
Didn't specify which model.
P7 PSP: $900
P7M8: $975
P7M13: $1875
P7M10: $2200

Factory Nickel or chrome will bring a premium.


Please note that blue book tends to be on the conservative side for gun values. It also take into account california premium. I'd bump these by 15-20% for insurance purposes.

hope this helps.

[Call_me_Tom]

From the blue book of gun values. Note since you didn't state condition I'm going to use 95% -- in other words, reallly nice condition but has been shot before. I also didn't take into account the extras (holsters, etc).

Ruger Bisley. Based on the serial number 47- it sounds like a "new model" manufactured post 1973. I could not find a listing for "Blackhawk Bisley" so I'll present some options.

* Ruger Super Blackhawk Bisley: $435
* Ruger Bisley: $335 +15% for .45 mag cal = $385
* Ruger Blackhawk: $280

Ruger Service Six
I could not find a listing for Ruger Serviice Six. The value for a Police Service Six is $250.

Beretta Model 96 Vertec
$440.

Beretta Model 70
Puma or Cougar. $215
Model 70S: $300

HK P7
Didn't specify which model.
P7 PSP: $900
P7M8: $975
P7M13: $1875
P7M10: $2200

Factory Nickel or chrome will bring a premium.


Please note that blue book tends to be on the conservative side for gun values. It also take into account california premium. I'd bump these by 15-20% for insurance purposes.

hope this helps.

That helped a lot!!! Thank you!

[DrewTheBrave]

As an insurance agent with years of experience in claims, I generally recommend appraisals for any firearms worth over $1,000. Ballpark figures are usually fine for anything under that. If the total value of your collection is worth over $10,000, you will want to appraise all of your guns. Most homeowners policies only cover $1,000 - 2,500 of firearms, $1,000 max per item. Renters insurance and many homeowners policies may have less or even no coverage for firearms. You can always add additional coverage, and you have several options if you decide to do so.

This is just a general recommendation, but everyone has a different situation and every policy is unique. Talk to your agent and be SURE that you have enough coverage. Just call your agent on the sly so your wife doesn't overhear what you actually paid

[keenkeen]

I'm looking for ballpark numbers, on the high end is better.

This approach means you pay more for the coverage when you pay your premium each year...then if you have a loss (theft or fire for example) they pay you what they figure is "current market value, with depreciation" and you have overplayed all those years for nothing.

For example, you can insure the wife's diamond ring for $25,000 for 15 years, and they will gladly take your premium. Then when there is a loss they will look at the rings stats and be happy to tell you it's only worth $6,800 and pay you that amount.

Realistic, appraised values are much better to use IMO...that way you are not overpaying for coverage they will never payout on.

YRMV...