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USCCA email concerning SB2

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  • MolonLabe2008
    Veteran Member
    • Jan 2008
    • 4043

    USCCA email concerning SB2

    Following is the Email I got from USCCA concerning SB2. I also called them and spoke to a representative and they said that if I use my gun to defend myself in a sensitive area, they will still cover any liability. I'm not a lawyer, so I don't know if this is good enough or if I'm missing something that they are not telling me. Any clarification from some legal minds out there would help.

    Hello,

    On January 1st, ?California SB2 ? Sensitive Places Requirement? went into effect in California. This law severely limits where people in California can legally carry a concealed weapon.

    Over the past couple days, we?ve been receiving many questions from USCCA Members about their self-defense liability coverage. The main question being ?

    Would I still have self-defense liability insurance if I defend myself in a ?sensitive place"?

    To be clear ?

    STATE RESTRICTIONS SUCH AS THOSE IN CALIFORNIA SB2, DO NOT IMPACT SELF-DEFENSE LIABILITY INSURANCE COVERAGE.

    Further ? we believe these regulations represent a direct effort to undermine the United States Supreme Court?s 2022 ruling in Bruen v. NYSPA. Plus, we believe they also will have untold negative impacts on law-abiding Californians who seek to protect themselves and their families.

    We are stunned that California would seek to do this as violent crime in California continues to rise. As the San Francisco Chronicle reported recently, ?California?s violent crime rate increased for the second year in a row in 2022, while violence in the United States overall declined.?

    It has become abundantly clear that the California Legislature and the California Department of Justice are not conforming to the state?s laws to properly comply with the Bruen decision. They have decided to double down on restrictive laws that further restrict the ability of law-abiding citizens and responsible gun owners to obtain CCW permits ? which do nothing to keep firearms out of criminals? hands.

    NOW IS THE TIME TO TAKE ACTION.

    I encourage you to get involved and speak out?

    SPEAK OUT AGAINST THIS ATTACK ON YOUR 2nd AMENDMENT RIGHTS.

    Take care and stay safe,

    Tims' Signature
    Tim Schmidt
    USCCA Chairman & Co-Founder
    Last edited by MolonLabe2008; 01-04-2024, 12:16 PM.
  • #2
    Jeepergeo
    Veteran Member
    • Feb 2012
    • 3506

    Perhaps there is double speak going on and someone is trying to triage arterial bleeding of enrollees.

    Here is my take.

    Gun use in a sensitive place will be aggressively prosecuted as a crime. Will the insurer cover you for criminal defense? Probably not. If they cover you through trial and the insured is ultimately found guilty, the insurer will probably demand reimbursement for all costs incurred in your defense. If the insurer elects to not defend you in the criminal proceeding, said insurer may take the position that you in fact have insurance, but it does not cover criminal defense.

    NOTHING said or written by the sales team or phone hotline means ANYTHING. Read your written policy and understand it...remember, it was written to sell the product so it has all sorts of wiley words to confuse you about what is actually covered.
    Benefactor Life Member, National Rifle Association
    Life Member, California Rifle and Pistol Association

    Comment

    • #3
      gabe123
      Member
      • Jul 2009
      • 487

      It will cover self defense charges ( for pulling the gun out, firing a round or not). It may not cover gun charges if you are caught for just carrying.

      Comment

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