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  #1  
Old 10-16-2022, 6:29 PM
1029FD 1029FD is offline
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Default Retirees: LEOSA/HR218 Insurance advice

After almost 27 years at LASD I'm joining the retired ranks this December. I'm looking for insurance recommendations just in case I end up using a firearm in self-defense. Without the department coverage, it would be foolish not to have protection, especially in these times. You're thoughts? Thanks in advance.

Last edited by 1029FD; 10-16-2022 at 6:30 PM.. Reason: Correct wording
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  #2  
Old 10-16-2022, 6:38 PM
iguy iguy is offline
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PORAC RAM is the best insurance available.
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  #3  
Old 10-16-2022, 6:46 PM
SB1942 SB1942 is offline
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Quote:
Originally Posted by iguy View Post
PORAC RAM is the best insurance available.
^^This^^ And, congrats!

https://porac.org/about/committees/r...te-membership/
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  #4  
Old 10-16-2022, 7:34 PM
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TrailerparkTrash TrailerparkTrash is offline
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I’ve heard CCW safe is excellent. They don’t have a “recoupment clause” which several other companies do. If they have a recoupment clause, avoid it like the plague and find somebody else.

I’m not sure if PORAC RAM has that or not.
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  #5  
Old 10-17-2022, 11:39 AM
1029FD 1029FD is offline
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Thank you. I will check these 2 out.
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  #6  
Old 10-17-2022, 1:20 PM
PeteH PeteH is offline
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Quote:
Originally Posted by 1029FD View Post
Thank you. I will check these 2 out.
I bought the CCW safe HR 218 policy.
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  #7  
Old 10-17-2022, 8:38 PM
Frank1911 Frank1911 is offline
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Quote:
Originally Posted by 1029FD View Post
After almost 27 years at LASD I'm joining the retired ranks this December. I'm looking for insurance recommendations just in case I end up using a firearm in self-defense. Without the department coverage, it would be foolish not to have protection, especially in these times. You're thoughts? Thanks in advance.
Congratulations 1029FD! What unit will you be leaving?

Sent from my SM-S906U using Tapatalk
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  #8  
Old 10-18-2022, 10:00 AM
L-2 L-2 is offline
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I also have "CCW Safe";
https://ccwsafe.com/plans/
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  #9  
Old 10-18-2022, 4:56 PM
yardsale yardsale is offline
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FOP is also recommended.
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  #10  
Old 10-18-2022, 9:32 PM
1029FD 1029FD is offline
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Frank1911- I'm retiring out of Airport Court/Scheduling.
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  #11  
Old 10-19-2022, 7:21 AM
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Another vote for PORAC-RAM coverage.
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  #12  
Old 10-19-2022, 6:53 PM
3S16 3S16 is offline
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Plus one more for PORAC RAM. Have had it for 18 years.
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  #13  
Old 10-25-2022, 3:40 PM
oddjob oddjob is offline
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I just applied for PORAC/RAM after being retired for 13 years. Is it me or the web site a little awkward to navigate?
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  #14  
Old 10-25-2022, 4:56 PM
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It is a little awkward. Basically, you have to sign up as it is a two part. In my dealing with PORAC the staff has always been very helpful. Of course it could just be you. :-)
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  #15  
Old 10-29-2022, 11:07 PM
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I have a policy thru Texas Law Shield. Very reasonably priced with good coverage.
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