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  #1  
Old 01-14-2019, 12:07 AM
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Default statefarm firearm insurance + serial number

i wouldn't mind going with them. i need a little more than the 2k or 3k as part of home insurance. but i'm concerned about providing serial numbers. the only good thing is i can just list out the value of the ARs which were assembled from various parts. if need be, gun store nearby did appraisal for them.

i am still reading about eastern insurance since they come up as one who doesn't need serials and are now taking more modern firearms. but they'll probably online only? or thru phone and nothing local?

NRA... i can't seem to get a definitive if they need serials or not, and who does the underwriting.

thoughts of CG?
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  #2  
Old 01-14-2019, 12:35 AM
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I'm with Collect Insure. They've been great...although I've never had to file a claim (knock on wood). No serial numbers required. But between Collect Insure and the NRA, one of them had a serial number requirement for any gun over $5K. I just can't remember which one it is/was...as I don't own any individual piece over $5K.

Note that if you happen to already be a member of the NRA, you get $2K worth of insurance simply for being an NRA member. But you have to activate it.
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  #3  
Old 01-14-2019, 12:39 AM
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scbauer scbauer is offline
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My USAA Valuable Personal Property (VPP) policy covers my guns. They don’t require a serial number, but it’s one of the recommended items (make, model, caliber, serial #, and you can upload photos.
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Old 01-14-2019, 12:59 AM
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Quote:
Originally Posted by L84CABO View Post
Note that if you happen to already be a member of the NRA, you get $2K worth of insurance simply for being an NRA member. But you have to activate it.
Are you sure? I thought that went away?
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Old 01-14-2019, 5:34 AM
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I have State Farm. I have a personal sporting goods article which is designed for guns basically. I provided my serial numbers. I’d rather be safe then sorry.
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Old 01-14-2019, 6:13 AM
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I’m not saying you’re wrong, I’ve just never gotten the concern about seria numbers. Like when someone blacks it out in an ad. It’s not like a social security number or something easily connected to you. I really don’t know though.
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Old 01-14-2019, 8:07 AM
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I did an $8k extended policy through State Farm that was designed to cover jewelry or other valuables. They just had me photo my collection laid out and told me to keep photos on a thumb drive in a safe place.
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Old 01-14-2019, 9:36 AM
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ok.. i still would prefer to "not" give serials due to personal info handling these days. we're in a hostile state for 2a supporters.

but... at least i'ts a company i'm familiar with.
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Old 01-14-2019, 10:55 AM
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Quote:
Originally Posted by high_revs View Post
...we're in a hostile state for 2a supporters.

but... at least i'ts a company i'm familiar with.
And I am sure Mad Maxine is familiar with them too. She is the chair for a finance committee who intends to put pressure on institutions to refuse 2a.
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Old 01-14-2019, 10:57 AM
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State Farm will insure up to 6k-8k without serial numbers. Atleast that’s what I signed up for.
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Old 01-14-2019, 4:01 PM
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Quote:
Originally Posted by scbauer View Post
My USAA Valuable Personal Property (VPP) policy covers my guns. They donít require a serial number, but itís one of the recommended items (make, model, caliber, serial #, and you can upload photos.
Didn't know USAA covered guns..I will have to check my policy

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  #12  
Old 01-14-2019, 4:50 PM
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Quote:
Originally Posted by Califpatriot View Post
Are you sure? I thought that went away?
You may be right. I certainly don't recall them ever notifying me that they were cancelling their offer.
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  #13  
Old 01-14-2019, 10:09 PM
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My StateFarm agent told me point blank the NRA policy was better than what they could do.
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  #14  
Old 01-15-2019, 6:47 AM
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The NRA policy has some warranties that limit the coverage you should read the policy so you know what is covered and when.
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  #15  
Old 01-15-2019, 8:40 AM
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Quote:
Originally Posted by LeadFarmer74 View Post
State Farm will insure up to 6k-8k without serial numbers. Atleast thatís what I signed up for.
Quote:
Originally Posted by deadcoyote View Post
I did an $8k extended policy through State Farm that was designed to cover jewelry or other valuables. They just had me photo my collection laid out and told me to keep photos on a thumb drive in a safe place.
Same here.
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