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Concealed Carry Discussion General discussion regarding CCW/LTC in California |
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#41
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Found this thread. Thank you. I'll be following suit.
Sent from my GAU-7 using Tapatalk
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#42
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#43
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Hi,
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* Access to our 24-hour Emergency Hotline * Critical Response Team onsite response * Bail coverage to $500K * Vetting of attorneys by National Trial Counsel * No cap on attorney fees covered upfront * No cap on investigation fees covered upfront * No cap on expert witness fees covered upfront * All trial costs covered upfront * Firearm replacement during trial * Coverage for spouse and children under 18 (in-home only) * Up to $250/day loss-of-wages during criminal or civil trial * Licensed counseling coverage up to 10 sessions (or $1,500) * Crime-scene cleanup in-home up to $3K (only if needed and other benefits or services that are standard with all plans) * Appeals and expungement coverage of costs However, there is no coverage for civil liability with CCW Safe. It's an add-on. This is where USCCA comes in offering twice the civil liability coverage in the basic plan: https://www.deltadefense.com/offers/...art&#sds-chart Self-Defense Liability Insurance for Claims Expenses & Damages (Self-Defense Liability Insurance Policy issued to the USCCA by Universal Fire & Casualty Insurance Company) $2,000,000 - Each Claim Limit $750 - Per Day for Loss of Earnings [Higher than CCW Safe] (Subject to Each Claim Limit) Self-Defense Liability Insurance for Defense Expenses Self-Defense Liability Insurance Policy issued to the USCCA by Universal Fire & Casualty Insurance Company $250,000 - Defense Expense Limit [CCW Safe is not capped] $6,000 - Incidental Expense Limit [Have not determined what "incidentals" are, clean up?] (Subject to Defense Expense Limit) $50,000 - Cost of Bail Bond Limit [CCW Safe is 10x more] (Subject to Defense Expense Limit) Basically, CCW Safe for any criminal charges and USCCA for civil lawsuits, plus the higher loss of earnings benefit. CCW Safe basic plan (Defender) - $209/year. USCCA basic plan (Gold) - $299/year. Sure, it's probably more than I'll ever need. But quite often, anything worth doing is worth overdoing. Thank you for your indulgence, BassCliff
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Truth is not a popularity contest. Springfield Armory XD9 4" Service Model, Kahr Arms CW9, Walther P22CA, Heritage Arms Rough Rider .22LR/WMR John 3:16-17 |
#44
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#45
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Heavy hitter
Hi,
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Thank you for your indulgence, BassCliff
__________________
Truth is not a popularity contest. Springfield Armory XD9 4" Service Model, Kahr Arms CW9, Walther P22CA, Heritage Arms Rough Rider .22LR/WMR John 3:16-17 |
#46
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I have CCW safe for ~4 years now with $1,000,000 bail uplift. They grandfathered my price so I am still paying a crazy cheap rate from 4 years ago.
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#48
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You all that don't already have CCW ins. should read this old thread...
https://www.calguns.net/calgunforum/....php?t=1389615 But, especially addressing having dual coverage, should read from post #70 on... https://www.calguns.net/calgunforum/...0&postcount=70
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Boston Strong! |
#49
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This is probably stupid, and I'm just some idiot on a keyboard.
But what never got me to trust USCCA is the amount of money spend on advertising. Youtube and Instagram ads aren't cheap. I just worry about companies that have such bloated advertising budgets I don't trust it. That's why I didn't sign up for USCCA when a rep came to my CCW class and worked the room. My wife and I are going CCW Safe.
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Lockdown 2.3.21 Applied | 4.14.21 Interview | 5.19.21 LiveScan & Training | 6.23.21 Issued 3.30.23 Renewal | 8.xx.23 Interview | 8.xx.23 Training | 9.xx.23 Issued Mrs. Lockdown 4.20.21 Applied | 6.4.21 LiveScan Clears | 7.22.21 Interview & Training Submitted | 11.9.21 Issued 4.3.23 Renewal | 9.xx.23 Interview | 8.xx.23 Training | 9.xx.23 Issued |
#50
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#51
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Thanks Sent from my iPhone using Tapatalk
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NRA LifeTime Member |
#53
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Code still works! Just signed up for my CCW Safe Defender, today. I will also be renewing my USCCA membership next week. Sent from my iPhone using Tapatalk |
#54
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Just curious but did u do any add-ons on the ccw safe defender plan or keep it to the basic minimum? i recently added ccw safe (defender plan) but wasn’t sure i sure if i needed any add-ons since i was keeping my uscca plan. thanks.
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Life member: NRA, CRPA, SAF |
#55
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I actually did. I added the coverage to increase bail cover by $1M. That was the only add-on I added. I’m alone keeping my USCCA for the civil liability coverage and the lost of wages benefit. Both of which is significant better than what CCW Safe has to offer. CCW Safe coverage on the criminal defense side won me over. Sent from my iPhone using Tapatalk |
#56
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I think that there may be an error or misleading statement in the chart post #41. For CCW Safe and others, it states that there is 50 state coverage, while at the same time excluding availability in WA, NY & NJ. I have CCW Safe and it is my understand that not only do they not offer memberships in WA, they also will not provide coverage for an incident that occurs in WA. Has to do with the dip**** Insurance Commissioner in WA.
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#57
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For those who are still looking or deciding USCCA has recently changed your coverage limits:
•$2M annually vs $2M each claim previously •$100K for bail bond vs. $50k previously •No limit legal defense/investigation expense vs $250K previously — I think this one of the most important change •$10K max for incidental expenses (up to $750/day) vs. $750/day with my no cap but tied into your legal expenses limit previously Most of these changes, are good changes, IMO. However, the language regarding USCCA’s rights to recover money from you in the event of a conviction is still a concern for many here. Sent from my iPhone using Tapatalk |
#58
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Good info. I just activated CCW Safe Defender using the PROTECT10 coupon code.
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LA County CCW Renewal Progress 4/01/21: Mailed CCW app w/GC: Yellow. 4/14/21: $30 App Fee check deposited 5/25/21: Request for interview 6/03/21: Interview completed and Livescan submitted w/CA and FBI completed 6/14/21: Firearms Livescan: completed 8/16/21: Request to complete firearms training 8/22/21: Gun training completed/Certs submitted 10/11/21: Call to pickup 10/13/21: CCW permit picked up |
#59
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December 19th 2021
Just used code KC10OFF for 10% Purchased Ultimate Plan with Annual Payment & KC10OFF code price was 20% less than monthly payment plan |
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