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Calgunners in Service This forum is a place for our active duty and deployed members to share, request and have a bit of home where ever they are.

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  #1  
Old 05-03-2019, 2:06 PM
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Snoopy47 Snoopy47 is offline
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Default I wish I could talk to young soldiers before they join the USAR

I just had to sign a Letter of Acceptance with a waiver for a low Line Score for a new soldier.

It's done. Merely a formality on my end since the recruiters already got to the soldiers.

Anyway, one of the motivations for entry into the Reserves was for education benefits.

WHAT education benefits?????

Nothing Vests toward the GI Bill without Title 10 long term orders and deployments. The annual tuition assistance is nothing better than what other employers typically offer and they wont conflict with a school schedule or change things dramatically.

So they are going to get out of Basic, and essentially have no education benefits, and stuck in a system that will jack them up the next 6 years in actually trying to get an education in terms of scheduling.

Because of the low line score this soldier couldn't go Active Duty.

WTF........... So the reserves can take them??????????

*******
I was fine with the waiver, because the soldier is still in high school, so a few points for such a young person shouldn't hinder them as they mature into their 20's. I'd be hesitant if the person was 25+

Anyway............. Wish I could have been there to tell the kid, hey, you know, why don't you study up a few months, take the ASVAB again, and go Active Duty. Your life will be vastly different. Put college on pause for three years while Active. Knock out a year's worth of on-line school over those three years, get out, and finish your BA/BS with essentially a full ride and California BAH for 36 months ($150K)

Just take the ASVAB again, and don't be so eager.
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  #2  
Old 05-19-2019, 7:19 PM
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Man thats sad.

I kinda was in the same boat before i went active. I thought the reserves was the best way to go and get free school. However, when I took a look at it, Reserve and NG Education benefits suck right out of the gate. Decided to go Active and within 1 enlistment, I am 1 semester away from my BS.

We really do need to help the next generation of Joes, not only for their sake, but also for the organization as a whole.
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Old 05-20-2019, 8:50 AM
tomk556 tomk556 is online now
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It’s a weird situation. I do recall in basic training that a lot of the kids with waivers for ASVAB were reserve. On the one hand I get the point about a reserve recruiter selling him a pos so the recruiter gets an applicant. At the same time, I remember a good recruiter pointing out to me once that if they don’t get to some of these kids right away, by 19 or 20 they’ll have done so many drugs or been arrested and can’t pass MEPS.
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Old 06-08-2019, 10:50 AM
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As a high school teacher teaching JROTC temporarily and 17 years CAARNG and now USAR, I can tell you, this isn't going to bode well for the new breed. In part I blame recruit command...they push for quotas so hard that people who wouldn't otherwise qualify are being given these "waivers" just to get numbers.

No more 20 year pensions, if I understand the new system correctly, and Snoopy is right: the education benefits are not the panacea everyone thinks they are.

Must have 36 months T10 (or there is ONE specific case of T32 that counted) and they should (although it's NOT required) be deployments. You have to know what code on the bottom of the orders counts. It's that far in the weeds.

Many times, I try to tell the kids the same thing...stop trying out of high school. Get the ASVAB after you've gotten some higher math and maturity. Maybe even go to a junior college and get an AA degree first, which helps with enlisted promotions.

I have had to admonish recruiters coming to my school about not telling kids the requirements in full; ie hiding the realities. I then take the kids aside and speak to them candidly about all of this. The recruiters hate me...I'm not good for them.

There's one kid in my high school who has to wait because he was heavily into MJ while in high school and the recruiter couldn't get him to pass the blood tests. The kid is a fail and is going to get thrown out of the military anyway, but that's beside the point.

kevman0154: it's not help they need. It's a swift kick in the arse. The previous generations of military saw the greater good served as they served. The current pool of possibilities in high school is so wrapped up in themselves that soon they may be asked to go to war and they're going to look at their SGTs and go "WTF?! Are you kidding? Pfffttt...not me!"
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Old 06-08-2019, 12:51 PM
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I wish you could have given me a waiver lol I got a 98 on the asvab. But apparently they frown on siezures, so it was not my path unfortunately.
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Old 06-10-2019, 11:19 AM
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Quote:
Originally Posted by Supersapper View Post
.....

No more 20 year pensions, if I understand the new system correctly.....
Don't get me started on that..............

OK............ I started...........

While the change in the retirement system is about neutral for ACTIVE DUTY, the new system is a 401K matching contribution system. So if ACTIVE it's OK, they match your contributions over the entire month you work.

But if you are a RESERVIST and you contribute they match you on the days you were drilling. So you are getting a prorated contribution based on 2 days of pay. So you are essentially contributing JACK!!!!!!!!!!!!

So this goes both ways for Enlisted and Officers. So while a CPT ($600) might get paid twice as much as a SGT ($300) for a drill weekend, that's only on two DAYS. So over the period of a month who really cares about 5% on $300.

Now we are only talking about an additional $15.00 more a month a CPT might get put in his retirement account over a SGT.

WHO GIVES A SH@T????????????

*********

I'm on the OLD system. Active duty gets 1 point per day for a total a 360 points a year.

Those who drill on weekends get a total a FOUR points (two a day). It's not a lot of points. There is a CAP of only 48 of these points a year. But for my time I'm basically getting TWICE the retirement benefit as Active Duty.

All in............ If I don't deploy again, AND I make it to LTC I could see $1500 a month in pension for what effectively is marginal work commitment.

This is a HUGE RETENTION INCENTIVE!!!!!!!!!!!!!!!! My spouse is looking at getting only $2200 a month for her old type retirement pension from her company, but that was for 20 years of FULL TIME WORK. I'll be looking at 70% of that for 1/3 the work.

If I came now, I'd be looking at next to nothing, having the same headaches I currently do, and the constant reminder if I walked away I'd lose next to nothing.

This is all going to catch up with us in two enlistment cycles. Soldiers are going to be looking down at the re-enlistment contracts and asking themselves:

"Why should I sign this again?" For the retirement? But don't I get to take my 401K WITH ME when I leave? Yes......... Well then see you later......

The only financial lever the army now has are up front re-enlistment bonuses. So expect to see some insane numbers.

For example............... re-enlistment of PVT's who are MOS qualified as warehouse clerks are getting $20K as reservists. What is is going to cost to keep a Civil Affairs (they deploy a lot and isn't an entry level MOS) SGM not on the old system?
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Last edited by Snoopy47; 06-10-2019 at 11:22 AM..
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  #7  
Old 06-11-2019, 2:28 PM
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Quote:
Originally Posted by Snoopy47 View Post
Don't get me started on that..............

OK............ I started...........

While the change in the retirement system is about neutral for ACTIVE DUTY, the new system is a 401K matching contribution system. So if ACTIVE it's OK, they match your contributions over the entire month you work.

But if you are a RESERVIST and you contribute they match you on the days you were drilling. So you are getting a prorated contribution based on 2 days of pay. So you are essentially contributing JACK!!!!!!!!!!!!

So this goes both ways for Enlisted and Officers. So while a CPT ($600) might get paid twice as much as a SGT ($300) for a drill weekend, that's only on two DAYS. So over the period of a month who really cares about 5% on $300.

Now we are only talking about an additional $15.00 more a month a CPT might get put in his retirement account over a SGT.

WHO GIVES A SH@T????????????

*********

I'm on the OLD system. Active duty gets 1 point per day for a total a 360 points a year.

Those who drill on weekends get a total a FOUR points (two a day). It's not a lot of points. There is a CAP of only 48 of these points a year. But for my time I'm basically getting TWICE the retirement benefit as Active Duty.

All in............ If I don't deploy again, AND I make it to LTC I could see $1500 a month in pension for what effectively is marginal work commitment.

This is a HUGE RETENTION INCENTIVE!!!!!!!!!!!!!!!! My spouse is looking at getting only $2200 a month for her old type retirement pension from her company, but that was for 20 years of FULL TIME WORK. I'll be looking at 70% of that for 1/3 the work.

If I came now, I'd be looking at next to nothing, having the same headaches I currently do, and the constant reminder if I walked away I'd lose next to nothing.

This is all going to catch up with us in two enlistment cycles. Soldiers are going to be looking down at the re-enlistment contracts and asking themselves:

"Why should I sign this again?" For the retirement? But don't I get to take my 401K WITH ME when I leave? Yes......... Well then see you later......

The only financial lever the army now has are up front re-enlistment bonuses. So expect to see some insane numbers.

For example............... re-enlistment of PVT's who are MOS qualified as warehouse clerks are getting $20K as reservists. What is is going to cost to keep a Civil Affairs (they deploy a lot and isn't an entry level MOS) SGM not on the old system?
Totally agree on all points. The new system is really hinky for the reservist MDAY/TPU soldier. I am old system too. My last RPAS indicated that if I retired tomorrow, I'd be getting about $1600 per month, with $3300 or so at 60. I am 48 now. One note....I believe that you get 365 points per year. Retirement at 20 years, IIRC, is 7300 total points, which is exactly 365 x 20.

Not sure about the change being neutral for Active Duty. Remember...under the old system at 20 years an LTC will probably net about $5K per month beginning at retirement (42-44 yo?). For the same LTC under the new system, he is now relying on someone managing a portfolio of his for the next 20 years. Does the Army Finance Branch now have a retirement investment branch like Charles Schwab? If so, maybe I'd consider it. But if it's more like Uncle Sam's Money Management, ticker USMM, do you trust your future to an over worked, underpaid SPC to make those life changing money management decisions? I just don't know.

As far as reenlistment bonuses go, if you look at it holistically, the bonuses aren't much either. $20K for another 4 years is $5K per year. A pittance; Esp. when a Civil Affairs SGT gets deployed all of the time and it interferes with his civilian job. I know...I know...that's illegal and all, but we all know it happens. It's just that some employers are really dumb about it and they get caught. Never mind the tax hit he takes if it jumps him into the next bracket.

I agree also that new TPU/MDAY Soldiers are coming into a system that simply does not benefit them at all.

To me, this is simply a political move that has the expedient explanation of saving dollars over the long term.
__________________
"I see dumb people. They are walking around like regular people. They don't see each other. They only see what they want to see. They don't know they're dumb."

"How often do you see them?"

"All the time. They're everywhere." ***in tears***


Ask me about low cost Commander memberships to Frontsight!

Quote:
Originally Posted by ar15barrels View Post
Don't attempt to inject common sense into an internet pissing contest.
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