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  #1  
Old 12-06-2017, 8:33 PM
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Default How to transact money During PPT/FFL

I can't find this anywhere on the boards, could be I'm just missing it... if so apologies.

The question for the folks doing this a bit. How do you successfully transact funds for something like a person to person live PPT ? Steps would be helpful.

1. DO the FFL handover
2. Check an ID (CA says to do this i think)
3. SIgh a receipt, write what happens if DROS rejects, etc...
4. GIve all the money right then up front and go separate ways.

Do you do partial amounts?
Do you do checks or cash ?
Is it cool to have someone at the FFL / gun shop inspect the gun before you move forward?

sorry, but I have just not done one of these.

thnx
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  #2  
Old 12-06-2017, 8:38 PM
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Normally, the people meet, the buyer inspects the firearm and if it is acceptable, they go to the FFL and the seller gets the money. Some FFLs get weird about the money and where the firearm gets inspected, but I don't get why, so ask the FFL.

The seller has to sign the DROS at the start.

Any other details can be arranged.
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Old 12-06-2017, 8:43 PM
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I meet at a FFL, hand the seller cash outside the store, walk in and do a PPT. Sometimes I hand cash while in the store. Hell, I've been know to paypal the total to a calgunner I had never met a month prior to even setting up a date to do a PPT. He held the firearms until he made a 6 hour trip down here to do the PPT. It really depends on how you want to do it. Of course, don't even suggest something stupid like paying part now and part after pick up.
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Old 12-06-2017, 9:00 PM
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Originally Posted by CSACANNONEER View Post
I meet at a FFL, hand the seller cash outside the store, walk in and do a PPT. Sometimes I hand cash while in the store. Hell, I've been know to paypal the total to a calgunner I had never met a month prior to even setting up a date to do a PPT. He held the firearms until he made a 6 hour trip down here to do the PPT. It really depends on how you want to do it. Of course, don't even suggest something stupid like paying part now and part after pick up.
^^I have done this.

But usually we meet at the LGS (Avoid big chains with stupid rules when possible) Inform Employee we are doing a PPT.

Make sure you have all your needed documents ready in advance.

I inspect the weapon (not with a microscope) and tell the LGS to start PPT.
I then hand the seller his cash in an envelope so he can inspect (count) it if he wishes and make a joke "Be careful, the ink is still wet". Or "Here's your roses"
Most chuckle, only one guy looked like he wanted to hit me.

LGS does the paperwork and we leave.

QED.
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Old 12-06-2017, 9:02 PM
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Originally Posted by CSACANNONEER View Post
I meet at a FFL, hand the seller cash outside the store, walk in and do a PPT. Sometimes I hand cash while in the store.
Exactly. OP, it doesn’t have to be complicated. But I do put the cash in an envelope. The coolest sellers take the envelope and put it in their pocket without counting it.
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Old 12-06-2017, 9:10 PM
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Originally Posted by Mayor McRifle View Post
Exactly. OP, it doesn’t have to be complicated. But I do put the cash in an envelope. The coolest sellers take the envelope and put it in their pocket without counting it.
^^TRUE^^^One called me later to tell me I overpaid his $15.00 (I didn't have change). I said have beer or two on me. His rifle (now mine) was so BAAAD it was worth it.
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Old 12-06-2017, 9:11 PM
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Cash in hand before any paperwork gets started. And I like to have my sellers count it, because if there is any question as to the count of bills I want it addressed and resolved right then, and not later. So I ask them to count it.

Most FFLs are OK with cash changing hands in the store, but some are not so you need to handle it outside.
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Old 12-07-2017, 1:10 PM
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Originally Posted by Mayor McRifle View Post
Exactly. The coolest sellers take the envelope and put it in their pocket without counting it.
With all due respect, please do not come into my store and tell me you want to buy that rifle on the shelf, hand me an envelope and not expect me to examine and count it.

Can you imagine a car dealer doing that...??

Just doesn't make sense...

And, honesty has nothing to with it. Mistakes happen.
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Old 12-07-2017, 1:40 PM
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Originally Posted by Tyke8319 View Post
With all due respect, please do not come into my store and tell me you want to buy that rifle on the shelf, hand me an envelope and not expect me to examine and count it.

Can you imagine a car dealer doing that...??

Just doesn't make sense...

And, honesty has nothing to with it. Mistakes happen.
Some people dont get sarcasm.

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Old 12-07-2017, 1:42 PM
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Quote:
Originally Posted by Tyke8319 View Post
With all due respect, please do not come into my store and tell me you want to buy that rifle on the shelf, hand me an envelope and not expect me to examine and count it.

Can you imagine a car dealer doing that...??

Just doesn't make sense...

And, honesty has nothing to with it. Mistakes happen.
We were talking about PPT's Not retailers.
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  #11  
Old 12-07-2017, 4:08 PM
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Communication in a text based medium often has problems.
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  #12  
Old 12-07-2017, 5:09 PM
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I would suggest first determining whether or not the chosen FFL delivers should the buyer end up an undetermined. Also, will the FFL return the firearm to the seller should the buyer's application be denied, if the seller 's status goes to undetermined.
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  #13  
Old 12-07-2017, 7:32 PM
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I've done quite a few PPT's, and my method is to inspect the gun and agree on a price with the seller. We then go into the store and do the PPT. After we are out of the store I hand the seller the money. It's my understanding that if money changes hands in the store it's considered an in-store transaction, and a whole 'nother set of rules apply. I pay in cash and count it right then. That way money hadn't changed hands and the PPT went south for some reason or another...

I also ask for the sellers DL#and a simple receipt. I sold to________ for __$____ 1ea. S/N______ MAKE____________ Model________

Seller Signs and dates it.

I've never had anyone complain, and it gives me a little evidence of the cash transaction...
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Old 12-07-2017, 7:36 PM
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Quote:
Originally Posted by CSACANNONEER View Post
Of course, don't even suggest something stupid like paying part now and part after pick up.
This.

It's not the seller's problem if you can't pass background.
Don't *expect* the seller to give you a refund if you don't clear BG.
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A just gov't will not be overthrown by force or violence because the people have no incentive to overthrow a just gov't. If a small minority of people attempt such an insurrection to grab power and enslave the people the RKBA of the whole is our insurance against their success.
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Old 12-07-2017, 7:39 PM
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It's my understanding that if money changes hands in the store it's considered an in-store transaction, and a whole 'nother set of rules apply.
Nope. That's a made-up policy from the FFL, there is no legal basis for it.
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A just gov't will not be overthrown by force or violence because the people have no incentive to overthrow a just gov't. If a small minority of people attempt such an insurrection to grab power and enslave the people the RKBA of the whole is our insurance against their success.
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  #16  
Old 12-07-2017, 8:19 PM
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Why does this seem to come up every year or so. I think the idea of people acting cloak and dagger in the parking lot is absurd. Simply come in and inspect the firearm here in the store after we've checked to make sure it's clear. If the buyer wants it then pay the seller for it and show me two IDs. There's already issues with public distrust of gun owners in CA. No need to further their cause by flashing your Ruger in my Parking lot.
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Old 12-07-2017, 8:37 PM
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I've typically handed over cash after filling out the 4473, but if the seller wanted payment first I wouldn't complain.

I've always paid cash.
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Old 12-07-2017, 9:02 PM
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Originally Posted by Cokebottle View Post
Nope. That's a made-up policy from the FFL, there is no legal basis for it.
Turners was/is known for this. Varies by FFL. Some get angry if you inspect guns in the lot. I am discreet if I do it.
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Old 12-07-2017, 9:23 PM
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Turners was/is known for this. Varies by FFL. Some get angry if you inspect guns in the lot. I am discreet if I do it.
And some get upset if you inspect it and/or pay inside.
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Old 12-08-2017, 12:19 AM
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Quote:
Originally Posted by Tyke8319 View Post
With all due respect, please do not come into my store and tell me you want to buy that rifle on the shelf, hand me an envelope and not expect me to examine and count it.

Can you imagine a car dealer doing that...??

Just doesn't make sense...

And, honesty has nothing to with it. Mistakes happen.
I've been on both sides of the seller being handed a roll of bills or an envelope and the seller not counting it. Sure, mistakes happen. If I choose not to count the money out of trust, it's on me if it's short. So what? I can do whatever I want to whether you approve of it or not. Hell, I could even do that in a retail setting if I felt like it. But, by all means, if you ever purchase a firearm from me, please insist that I count the payment immediately.
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Old 12-08-2017, 1:30 AM
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Inspection
Paperwork
Cash
Handshake
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Old 12-08-2017, 5:26 AM
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Originally Posted by Powder_Keg View Post
Inspection
Paperwork
Cash
Handshake

Yep... That^^^^
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Old 12-08-2017, 6:05 AM
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I never transact business inside a man's store.

He's in business to sell guns, not to provide me with a comfortable, air conditioned building to sell my guns. It's called respect.

Usually inspection and money exchanges hands in the parking lot.
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Old 12-08-2017, 6:57 AM
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Private party transfer. Not
Private party sale. Treat it accordingly.

Meet in parking lot, Seller takes firearm inside, hands it over.

As paperwork is being prepared ask the STAFF member if you can inspect. Proceed to inspect, happy? Start your form.

Once all is done, follow Seller out to the parking lot, exchange cash, BS for a minute if you want then shake hands and scoot.

Last edited by Calico1404; 12-08-2017 at 8:57 AM..
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Old 12-08-2017, 8:54 AM
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Quote:
Originally Posted by VictorFranko View Post
I never transact business inside a man's store.

He's in business to sell guns, not to provide me with a comfortable, air conditioned building to sell my guns. It's called respect.

Usually inspection and money exchanges hands in the parking lot.
The parking lot is still the same property and doing it there could cause more problems. To show respect, ask what the dealer prefers.
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Old 12-08-2017, 8:59 AM
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Only two things I would recommend as a seller in a PPT.

1. Count money in front of buyer.

Had a customer sell someone a Scar17 for about $3500, seller walks down the counter almost out of sight of buyer to count money, comes back and says its missing $300. They found the missing $300, it was still in envelope, but wonder how it would have gone if they didn't.

2. Get paid before you side sign dros.
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Last edited by gimmejr; 12-08-2017 at 9:04 AM..
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Old 12-08-2017, 9:06 AM
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The LGS I've been frequenting requires the transaction and inspection to be done outside the store, (usually in my car on the street, not the safest place IMHO).
I inspect the firearm.
I pay and/or get paid in CASH.
I bring my HSC, Drivers License and Car Registration.
Complete Paperwork.
Come back in 10 days to pick up.
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Old 12-08-2017, 9:12 AM
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Quote:
Originally Posted by kemasa View Post
The parking lot is still the same property and doing it there could cause more problems. To show respect, ask what the dealer prefers.
Please don't tell me what to do.
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Old 12-08-2017, 2:48 PM
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Quote:
Originally Posted by gimmejr View Post
Some people dont get sarcasm.
Seemed like a rather straight forward question from OP not given to a sarcastic response.



Quote:
Originally Posted by 71MUSTY View Post
We were talking about PPT's Not retailers.
I know exactly what the discussion is about. The "sarcastic" response implied it always "cool" when someone doesn't count funds when a transaction takes place.
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Old 12-08-2017, 3:02 PM
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I know exactly what the discussion is about. The "sarcastic" response implied it always "cool" when someone doesn't count funds when a transaction takes place.
Wow, this is the first post where "always" was used. I do think that it can be cool to not count or worry about the cash. But, other times, yea, I count it. It depends on my mood and the feeling I get from the deal.
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Old 12-08-2017, 3:03 PM
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Quote:
Originally Posted by Tyke8319 View Post
Seemed like a rather straight forward question from OP not given to a sarcastic response.





I know exactly what the discussion is about. The "sarcastic" response implied it always "cool" when someone doesn't count funds when a transaction takes place.
It wasn't sarcastic. Many people still operate on trust. We're talking about PPTs here. I don't deal with people I can't trust, or people who I wouldn't be able to contact if it turned out a mistake was made. You seem to be talking about retail transactions, not PPTs. But if it makes you feel better, I'll be sure to count the change you give me if I ever buy something from you.
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Old 12-08-2017, 3:44 PM
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Originally Posted by Mayor McRifle View Post
It wasn't sarcastic. Many people still operate on trust. We're talking about PPTs here. I don't deal with people I can't trust, or people who I wouldn't be able to contact if it turned out a mistake was made. You seem to be talking about retail transactions, not PPTs. But if it makes you feel better, I'll be sure to count the change you give me if I ever buy something from you.

Yes, same here. I operate on trust and I know who I can trust based on his itrader feedbacks and his communication. I don't count until I get home. Heck, I have made a few good friends here who I still meet up and go shooting occasionally.
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Old 12-08-2017, 4:48 PM
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Originally Posted by VictorFranko View Post
I never transact business inside a man's store.

He's in business to sell guns, not to provide me with a comfortable, air conditioned building to sell my guns. It's called respect.

Usually inspection and money exchanges hands in the parking lot.
This depends entirely on the owner of the store / facility. Respect for the store's preference is important. But . . .

I've only done one PPT (but would take the same approach in any circumstance). My seller had done numerous in the past. We agreed on the FFL, arranged to meet. I was a known quantity in the store, even if not having had done PPTs there before.

A conversation went something like this:

BUYER (before heading to FFL): "Is [FFL] good with exchanging cash in store and doing inspection in store, or will we need to do so outside?" (BUYER had been in store many times, but not done a PPT there)

SELLER: "They're fine with cash and inspections inside. Meet me inside, and we'll do it all there."

BUYER: "OK, great."

[. . .]

BUYER (in store): "Seller, do you mind if I inspect the firearm and load a few snap caps to test functionality?"

SELLER: "Not at all."

BUYER: (in store): "FFL, do you mind if I inspect the firearm and load a few snap caps to test functionality?"

FFL: "Not at all."

Inspect. Get paperwork started.

BUYER: "Here's the cash we agreed on."

SELLER: "Thanks." [Count or don't count]

BUYER and SELLER: chat about firearms, CGN, gun laws, general topics.

FFL: "Gentlemen, you're almost done. Seller - we have all we need form you. Thanks for stopping by and see you soon. Buyer - that'll be $35."

BUYER walks to register.

It seems like basic common sense - understand what your counter-party would like / prefer, and understand what your FFL would like / prefer / require. Then comply. Or don't do the transaction.
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  #34  
Old 12-08-2017, 6:01 PM
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Cokebottle Cokebottle is offline
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Join Date: Oct 2009
Location: Chino, CA
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Quote:
Originally Posted by Powder_Keg View Post
Inspection
Paperwork
Cash
Handshake
I alter the order a bit:
Inspection
Handshake
Cash
Paperwork

That way the seller can GTFO if he wants after doing his paperwork while I complete mine
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- Rich

Quote:
Originally Posted by dantodd View Post
A just gov't will not be overthrown by force or violence because the people have no incentive to overthrow a just gov't. If a small minority of people attempt such an insurrection to grab power and enslave the people the RKBA of the whole is our insurance against their success.
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  #35  
Old 12-08-2017, 6:47 PM
gothtac gothtac is offline
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Join Date: Nov 2017
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Default folks, great feedback here.

It certainly helps me and others I would imagine. Now I know what to do!

thanks!
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