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Calgunners in Service This forum is a place for our active duty and deployed members to share, request and have a bit of home where ever they are.

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  #41  
Old 06-14-2017, 11:24 PM
E Pluribus Unum's Avatar
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Quote:
Originally Posted by anavaet View Post
Since this is a volunteer program, what benefits are there to the state reservists i.e. VA home loans, GI Bill, USAA?
You should join the SMR for the notion of selfless service and nothing more because the hours are long, and most of it is on your own dime.

That being said, there are full time State Active Duty billets. There are paid missions. Many of the benefits given to CalGuard soldiers are given to us. College tuition assistance after 2 years; veteran home loans after 6 years, USAA membership, 10% discount at Home Depot, but none of that compares to the notion that you do your job better than those that are paid a lot more. If you join with the idea that you are going to get more than you put in, then you wont be happy.


Quote:
Originally Posted by amishfarmer View Post
Sooo since I've retired USAF I've been looking for a job where I can serve and part of something bigger than myself again. Is there any opportunities for a retired E-6 Aircraft Mechanic?
There are all KINDS of opportunities. THIS is the attitude one must have. THIS is the type of Airman, Soldier, or Sailor the CSMR is looking for.

I'm not in recruiting, and don't quote me, but depending on how long it's been since you ETS'd, you can probably keep your E6 rank... might lose a grade, but you wont be coming in as an E3, I promise you.

If you need a recruiter PM me.
__________________
Quote:
Originally Posted by Alan Gura
The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
Quote:
Originally Posted by hoffmang View Post
12050[CCW] licenses will be shall issue soon.

-Gene
Quote:
Originally Posted by Meplat View Post
Ignorance of the law is no excuse……..except for police.

Last edited by E Pluribus Unum; 06-14-2017 at 11:26 PM..
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  #42  
Old 06-15-2017, 8:32 PM
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Farmer / Flight - of course there is! The SMR has an Air Component, and though we don't get to wrench or safety-wire GE or P&W engines, there are still valuable missions for our airmen to accomplish alongside the ANG. PM me your email, and I can put you in contact with the team in NorCal who can tell you more. BTW - our Deputy Commander for the SMR is a retired USAF 1-star, so there is blue influence at HQ. You'd be able to keep virtually all your ABU and dress uniforms. Just a couple minor changes as per the Dept of the AF regs require of us.

Last edited by CrazyCobraManTim; 06-15-2017 at 8:33 PM.. Reason: misspelled.
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  #43  
Old 06-16-2017, 1:39 PM
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Sent you PM
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I"m just a PA native trying to understand CA laws
Quote:
Originally Posted by Bobby Ricigliano View Post
Got mah home def self def STFH close quarter blah blah humma Schumma herp a derp EMP EOW ready for Mad Max blah blah Red Dawn merca good2go hunker down bugout bag rock n roll preppd up for apocalypse Internet Walter Mitty cyber diahrrea gum flapping fantasy nonsense
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  #44  
Old 06-17-2017, 8:53 AM
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Farmer, thanks - I've replied to your PM and send the email. Check your inbox.

S/F,

Tim
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  #45  
Old 08-25-2017, 9:36 AM
epbrown1967 epbrown1967 is offline
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Hello! Is there a POC for Santa Barbara area?
Thank you!
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  #46  
Old 08-26-2017, 10:45 AM
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I tried joining USAA.was told state defense forces were not eligible.
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  #47  
Old 08-28-2017, 1:50 AM
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Quote:
Originally Posted by say12 View Post
I tried joining USAA.was told state defense forces were not eligible.
You have to have a Leave and Earnings Statement.

SMR on paid SAD get one every month. Anyone that goes on paid SAD, even for a short term will get one.

If you do your 1 drill per month and are not on paid SAD, you wont get it.
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Quote:
Originally Posted by Alan Gura
The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
Quote:
Originally Posted by hoffmang View Post
12050[CCW] licenses will be shall issue soon.

-Gene
Quote:
Originally Posted by Meplat View Post
Ignorance of the law is no excuse……..except for police.
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  #48  
Old 08-29-2017, 9:35 PM
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My unit drills 2 days a month. Very few of the us are paid SAD. When benefits were discussed nothing was said about SAD to qualify forthem.
Thanks for the reply.
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  #49  
Old 09-06-2017, 4:50 AM
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Quote:
Originally Posted by say12 View Post
My unit drills 2 days a month.
So does mine... what's your point?

Even units that drill two days per month, only one is required. We that have an increased drive to serve do so willingly. You don't get a browny button for it....
Quote:
Originally Posted by say12 View Post
Very few of the us are paid SAD.
You don't have to be on full-time SAD to get a LES. Anyone that goes on a single paid SAD mission will get one. All you have to do is go on one single paid mission and then apply at that point.

Quote:
Originally Posted by say12 View Post
When benefits were discussed nothing was said about SAD to qualify forthem.
Thanks for the reply.
Are you serious?

Quote:
Originally Posted by E Pluribus Unum
That being said, there are full time State Active Duty billets. There are paid missions. Many of the benefits given to CalGuard soldiers are given to us. College tuition assistance after 2 years; veteran home loans after 6 years, USAA membership, 10% discount at Home Depot, but none of that compares to the notion that you do your job better than those that are paid a lot more. If you join with the idea that you are going to get more than you put in, then you wont be happy.
Home Depot discounts and USAA membership are private corporations. You don't "Deserve" anything from them.

As it turns out, you picked the ONE thing that requires SAD. All normal SMR get everything else.

As said previously, you must stop looking at it as "what can I get".
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Quote:
Originally Posted by Alan Gura
The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
Quote:
Originally Posted by hoffmang View Post
12050[CCW] licenses will be shall issue soon.

-Gene
Quote:
Originally Posted by Meplat View Post
Ignorance of the law is no excuse……..except for police.
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  #50  
Old 09-06-2017, 7:21 AM
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I am not looking at "what i can get" ! The USAA membership was the first time i had applied for ANYTHING in regards to the CSMR. You do not know me! your reply is unnecessary and insulting!!
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  #51  
Old 09-07-2017, 5:53 PM
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Quote:
Originally Posted by say12 View Post
I am not looking at "what i can get" ! The USAA membership was the first time i had applied for ANYTHING in regards to the CSMR. You do not know me! your reply is unnecessary and insulting!!
No need to get butt-hurt. Just being matter-of-fact. And... odds are... we probably do know each other if you are at Los Al.
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Quote:
Originally Posted by Alan Gura
The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
Quote:
Originally Posted by hoffmang View Post
12050[CCW] licenses will be shall issue soon.

-Gene
Quote:
Originally Posted by Meplat View Post
Ignorance of the law is no excuse……..except for police.
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  #52  
Old 09-18-2017, 7:15 PM
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The CSMR is all about Selfless Service.

I Served 8 years in the CSMR and loved it. I served with ISC at Los Al for 6 years (all volunteer work, which I really enjoyed) then at JFHQ for 2 years with several Emergency State Active Duty paid orders.

Then finally gave up my CSMR SSG stripes for an Army National Guard gold bar in 25APR17. I took a Direct Commission from the Army National Guard and discharged from the CSMR recently.

I received the California National Guard Educational Assistance Award Program https://nationalguard.csac.ca.gov/ which paid for college. (Thank you National Guard, it was a blessing). This got me the Direct Commission in the Army National Guard after graduate school.

I do not believe CSMR service members qualify for the VA home loan program:
To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs. Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.
It's ultimately up to the VA to determine eligibility for the home loan program, but prospective borrowers can get a good idea by looking at the VA's basic eligibility guidelines.You have served 90 consecutive days of active service during wartime, OR
You have served 181 days of active service during peacetime, OR
You have more than 6 years of service in the National Guard or Reserves, OR
You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
https://www.veteransunited.com/va-lo...n-eligibility/

From reading this I do not believe I qualify for a VA home loan with my CSMR service, but will be able to qualify with my Army National Guard service in the future.

This is the requirements for the CALVET Home Loan program:
All veterans who served on active duty a minimum of 90 days (not including active duty for training purposes only), whether during wartime or peacetime, are eligible.

Eligibility requires service under honorable conditions.

There are no prior residency rules. A veteran may have entered service from outside California. National Guard or reservists who have been ordered to active duty, including Active Guard/Reserve (AGR) duty are eligible. https://www.calvet.ca.gov/HomeLoans/...igibility.aspx

I don't think CSMR service members are eligible for this either, but correct me if i'm wrong. Typically the word reserves refers to Army, AirForce, Marines, Navy and Coast Guard Reserves, title 10 eligible reserves. The only exception that I know of is the US Public Health Service, they also receive VA benefits.

If you can find the regulations that say a CSMR service member is eligible for a Home Loan I'm all ears! I'm currently looking for purchase my first home.

Last edited by tienquach82; 09-19-2017 at 6:38 AM..
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  #53  
Old 09-25-2017, 4:07 PM
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Quote:
Originally Posted by tienquach82 View Post
The CSMR is all about Selfless Service.

I Served 8 years in the CSMR and loved it. I served with ISC at Los Al for 6 years (all volunteer work, which I really enjoyed) then at JFHQ for 2 years with several Emergency State Active Duty paid orders.

Then finally gave up my CSMR SSG stripes for an Army National Guard gold bar in 25APR17. I took a Direct Commission from the Army National Guard and discharged from the CSMR recently.

I received the California National Guard Educational Assistance Award Program https://nationalguard.csac.ca.gov/ which paid for college. (Thank you National Guard, it was a blessing). This got me the Direct Commission in the Army National Guard after graduate school.

I do not believe CSMR service members qualify for the VA home loan program:
To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs. Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.
It's ultimately up to the VA to determine eligibility for the home loan program, but prospective borrowers can get a good idea by looking at the VA's basic eligibility guidelines.You have served 90 consecutive days of active service during wartime, OR
You have served 181 days of active service during peacetime, OR
You have more than 6 years of service in the National Guard or Reserves, OR
You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
https://www.veteransunited.com/va-lo...n-eligibility/

From reading this I do not believe I qualify for a VA home loan with my CSMR service, but will be able to qualify with my Army National Guard service in the future.

This is the requirements for the CALVET Home Loan program:
All veterans who served on active duty a minimum of 90 days (not including active duty for training purposes only), whether during wartime or peacetime, are eligible.

Eligibility requires service under honorable conditions.

There are no prior residency rules. A veteran may have entered service from outside California. National Guard or reservists who have been ordered to active duty, including Active Guard/Reserve (AGR) duty are eligible. https://www.calvet.ca.gov/HomeLoans/...igibility.aspx

I don't think CSMR service members are eligible for this either, but correct me if i'm wrong. Typically the word reserves refers to Army, AirForce, Marines, Navy and Coast Guard Reserves, title 10 eligible reserves. The only exception that I know of is the US Public Health Service, they also receive VA benefits.

If you can find the regulations that say a CSMR service member is eligible for a Home Loan I'm all ears! I'm currently looking for purchase my first home.
LT,
Yes sir, I appreciate your opinion on the matter. I am no longer on the Army side of the SMR, but when I was, my 1SG spoke several times of soldiers that had received the loans. I have implicit trust in the honesty of my 1SG so I find it hard to believe he would fabricate such stories, and since I have not yet been in for 6 years, I have not visited the possibility.

ALCON,

I've had several private messages regarding SMR getting home loans. I will post the reply here so that over time anyone reading this post will have the information.

When I was on the Army side, my 1SG spoke of several SMR that were able to partake in VA home loans. As with anything else, this is going to require documentation. Currently, I can't even get orders from HQ for the awards I am due, so good luck on getting documentation of 6 years of service, through 2 reorders and 3-4 CGs. That being said, there have been those that have fought the uphill battle and won. The pertinent information can be found here: https://www.benefits.va.gov/guardres...ional-tech.asp

Quote:
Originally Posted by The Website Above
VA Home Loan benefits help Servicemembers and Veterans purchase, retain, or adapt a home. National Guard and Reserve members may qualify for a VA-guaranteed home loan by meeting one of the following conditions:

Six years of service in the Selected Reserve, AND
Were discharged honorably, OR
Were placed on the retired list, OR
Were transferred to the Standby Reserve or an element of the Ready Reserve other than the Selected Reserve after service characterized as honorable, OR
Continues to serve in the Selected Reserve longer than six years, OR
Served for 90 days or more on active duty during a wartime period, OR
Were discharged or released from active duty for a service-connected disability
So, an SMR soldier that has been in longer than 6 years, and still serves should be eligible for said loans. I have not been in for 6 years so I am not willing to put in the work to make it happen.

My former 1SG knows of several that have received the loans; whether or not that was because they slipped through the cracks, or those soldiers were simply tenacious enough to jump through all of the hoops, I don't know.

If anyone has any information regarding the process, feel free to post here.

V/r,

EPU
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Quote:
Originally Posted by Alan Gura
The Second Amendment now applies to state and local governments. Our lawsuit is a reminder to state and local bureaucrats that we have a Bill of Rights in this country, not a Bill of Needs
Quote:
Originally Posted by hoffmang View Post
12050[CCW] licenses will be shall issue soon.

-Gene
Quote:
Originally Posted by Meplat View Post
Ignorance of the law is no excuse……..except for police.
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  #54  
Old 09-26-2017, 12:21 PM
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Were those CSMR soldiers prior Federal Service or National Guard? And were those home loans through the VA Federal Government or through Cal Vet California Government?

Best benefit that I received from the CSMR was wearing the uniform and serving the National Guard. I enjoyed Serving in the CSMR so much that I commissioned into the Army National Guard.

Last edited by tienquach82; 09-26-2017 at 1:05 PM..
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  #55  
Old 10-07-2017, 8:36 AM
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LT Quach - CONGRATS! I was probably at your Commissioning - if you did it at Camp SLO 2 months ago. I would have been the "weird" looking one in naval khaki's.

For the the rest of posters - let's focus on "Ask not What My Country Can Do for Me, but What I Can (or will) Do for My State". The rest will work itself out. We aren't Title 10 US Armed forces, and those that are prior Title 10 will enjoy (?) some hard-earned benefits above and beyond what Title 32 State Volunteer service members may be eligible for.

LT Out.
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  #56  
Old 10-07-2017, 8:40 AM
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PS - Selected Reserves = Army, Navy, Marine, Coast Guard and Air Force (not to mention US Health Services and NOAA). That's it.

SMR service members simply are not Title 10. If SHTF - could you be asked (voluntold) to join the US Armed Forces - absolutely! SMR members are not exempt from Selective Service and every abled bodied man between 18-45 are automatically part of the Unorganized Militia of the US of A. SMR service does not preclude Uncle Sam from grabbing you if Dear Leader or Iran decide to get frisky.
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  #57  
Old 10-12-2017, 9:15 AM
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Have any SMR seen this or have any info on it? I just saw it posted by NGAC a few weeks ago. Looks like the governor approved it on 21JUL17. Looks interesting...

AB-1711 State Military Reserve: Leave Benefits

https://leginfo.legislature.ca.gov/f...01720180AB1711
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  #58  
Old 10-12-2017, 12:52 PM
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Regarding the question about VA Home Loans for SMR service members, I personally do not believe that SMR qualify for any type of benefit coming from the VA or the federal government, HOWEVER, I too have heard of SMR members with no prior federal service being granted VA or "VA type" home loans and I know one such service member personally.

Myself and this service member served in the same unit and had discussed with me how he received "a home loan that is very similar to a VA home loan" using his CSMR service to qualify. He had served in the SMR without a break in service since 2010 and had no prior federal service, nor did he have a family member/spouse that had served in the military. Of course, my ears perked right up and when I asked him how he qualified without prior service, he told me he gave a copy of his orders and some other documentation (he had been on paid SAD at JFHQ for several months the year before) to whoever was servicing his loan and they took care of the rest.

After looking into it and conducting my own research, I believe that he may have utilized what is known as a CalVet 97 Home Loan. The "CalVet Home Loans Fact Sheet" available at www.calvet.ca.gov says this about the CalVet 97 product:


"CALVET 97 - This loan provides alternative financing for veterans or property types that fall outside the CalVet/VA loan requirements. If you need a loan that exceeds your available VA entitlement only a 3% down payment is required."


I strongly believe that this may possibly be the "VA type" home loan that he qualified for. The other possibility is that he was able to obtain some sort of low interest/low down payment home loan that was product sponsored by his bank that is specifically geared towards military members, if there is such a thing. While I don't believe that we in the SMR qualify for such things, and I've never really looked into if we did or did not, I will say that I have been serving in the CSMR going on 5 years now and I wouldn't be the least bit surprised if things like this started to become a reality for all SMR members given the leaps and strides that I have seen this organization make in the last few years. All this being said, I'm with tienquach82 in that the CSMR is all about selfless service and I am perfectly fine with earning nothing more than a pat on the back and an "atta boy" as payment for my service. In a way, it's kind of a bragging right :-)

Last edited by nevets; 10-12-2017 at 12:57 PM..
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