Ninety,
The mere fact that use of a speakerphone is announced would not automatically mean the expectation of privacy is gone. If there is one person on one end, and two people on speaker on the other end, those three would likely expect the conversation to be private between the three individuals.
A conference call is a good example of something that could also go either way. Let's say the conference call is between 10 high level executives from the same company at 10 different locations, who are discussing important trade secrets regarding their company. These individuals have a reasonable expectation of privacy, and would reasonably expect the conversation was not recorded.
On the other hand, if two individuals are sitting in a busy restaurant having a discussion, it would not be reasonable for them to believe their conversation would not be overheard. Therefore, they have no reasonable expectation of privacy.
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-- Sir Robert Peel
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