Just to follow up, I found out with Chico Rod & Gun you just show up at 5:30-6:00 pm on the first or third Friday of the month and take the CCW class (you can also sign up for Saturday classes). I took the class yesterday, 40 bucks (two guns), great class, great people, done deal. I go in to BCSO on Monday to get my permit. It will be 20 days from application to permit in hand. $25 bucks cheaper than Safer Arms and no arrogance to deal with!
Researchers at the Cato Institute have reviewed eight years worth of news reports about shooting in self-defense and conclude, "the vast majority of gun owners are ethical and competent, and tens of thousands of crimes are prevented each year by ordinary citizens with guns."