Originally Posted by jbohon
ok, so would it be better to buy bars? Do you still end up paying the same premium?
Bullion coins and bars are are the same. When you get into coinage, meaning currency, there are numismatic values that compound on top of the silver value.
I have recently seen some sterling (.925) bullion copies out there that are very unclearly marked as .925. If you are using the silver spot price as your buying basis, be sure that you are purchasing .999 fine silver.
If you do endeavor to purchase .925, a good rule of thumb is to purchase at 85% - 90% of spot.