I've had it happen two times. It's quick and reasonably easy to fix. Personally, I didn't start moving my money around.
I think Thor's hammer was an 45-70 lever action loaded with Garrett cartridges.
I find that 90% of the questions asked here have been answered 20 or more years ago by Jeff in hid Gargantuan Gunsite Gossip books.
"Taking a rifle to a gunfight is the equivalent of taking a chainsaw to a knife fight." Lt. Col. Grossman in On Combat (Sec 2, Ch 1)