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gabe123
05-13-2010, 3:49 PM
Hello everybody,

Can I rent a safe deposti box at the bank to store my guns while I'm on a business trip? Is there any bank policy against this type of things?

I'm not comfortable bringing a gun into a bank. If anyone think I have a pistol inside an evelop, that might lead to some big misunderstanding.

What about transporting a gun from the parking lot to the bank? IS there anything I have to be careful about?

Thanks.

G17GUY
05-13-2010, 3:54 PM
The bank might have a rule against such thing. However; as long as there is no state law against it I don't think it's that big of a deal

tpuig
05-13-2010, 3:58 PM
Where are you located?

http://losaltosvault.com/

dantodd
05-13-2010, 3:59 PM
Any handguns have to be in a locked container when transported from your car into the bank per California law.

vhram
05-13-2010, 4:01 PM
some banks have metal detectors you walk thru to get in . I bet a bag full of guns in a bag would get you alot of attention you dont want. Id ask your bank first.

a1c
05-13-2010, 4:12 PM
Ask the bank for its policy - they have a form detailing it.

BillPear
05-13-2010, 4:13 PM
Jason Bourne does;)

But seriously I had that same concern when transporting my guns through a casino in Las Vegas, my wife pointed out that they were in a locked Pelican and might has well have been camera equiprment. Ask the Bank your considering.

Cobrafreak
05-13-2010, 5:13 PM
I knew a highway patrol officer once that had a trophy Highway Patrol .357 magnum in a presentation case in the local banks vault.

tuolumnejim
05-13-2010, 5:31 PM
Call the bank you want to go through and ask, seems pretty simple.

bohoki
05-13-2010, 5:57 PM
some banks have metal detectors you walk thru to get in . I bet a bag full of guns in a bag would get you alot of attention you dont want. Id ask your bank first.

not many infact none ive seen have metal detectors

how would a person bring in rolled coin or their gold bars?

i keep a 9 in a safe deposit box just to have one off site

the box is slightly too small so it is in the box with the slide separated from the frame

also keep a box of ammo in there too

AndrewMendez
05-13-2010, 6:02 PM
One of the benefits of the safe deposit box is the bank doesn't know what is in it. Leave it locked from your car to the bank, and make sure you cover it with something to conceal it is a gun. I think a completely separate locked container would be the best advice. Oh and keep the ammo somewhere else, I don't think storing it with the gun is illegal, probably not the best of ideas though.

Plisk
05-13-2010, 6:11 PM
some banks have metal detectors you walk thru to get in . I bet a bag full of guns in a bag would get you alot of attention you dont want. Id ask your bank first.

My bank's metal detector is funny, there are 3 metal things I usually carry with me. My CRKT folder, my Gerber multi-tool, and my Surefire 6PD. It's only when I have all 3 on me does the detector go off, but never with only 2.

Dump1567
05-13-2010, 6:14 PM
IIRC, BofA policy states no firearms in safe deposit boxes.

I guess it depends on the bank.

Telperion
05-13-2010, 6:22 PM
The policy (probably written to satisfy their insurance), in a sense does not matter, since the bank does NOT want to know what is in your box. They go through a lot of effort to stay ignorant of the contents.

If you have bulky things you want to transport without encumbering yourself and drawing attention, they make these things call "briefcases" that you might find helpful.

Window_Seat
05-13-2010, 6:26 PM
Safe Deposit Boxes, they are about as safe against LEAs, IRS, BATF, etc. as:

http://ihasahotdog.files.wordpress.com/2009/03/funny-dog-pictures-box-safe1.jpg

Seriously...:p

This would be nice to know, incase of SHTF stuff, rather than a SDB for things we would like to be able to keep from those who have that "C" word on their minds. OTOH, I've heard the statement of "when it's time to hide them, that's when it's time to bring them out".

Erik.

todd2968
05-13-2010, 6:30 PM
I would break them down then at the least they could say they were gun parts

The Director
05-13-2010, 6:38 PM
Bad idea. Get a gun safe.

Blademan21
05-13-2010, 6:38 PM
Policy may have changed from 25 years ago. I used to store 12 handguns in my safe deposit box when I would go to Europe. I would bring them in a thick briefcase and enter the vault alone,make my deposit with the clerk's back to me and I was done. That was before I had a large safe at home. My bank at the time was BofA. Some banks have private areas form vault customers. Might check that out as well.

DParker
05-13-2010, 6:43 PM
I have kept a handgun in my safe deposit box. They don't know what you put in there and will give you privacy while you access it. Shouldn't be a problem unless you walk in with them visible.

CCWFacts
05-13-2010, 7:32 PM
I would not do it. Safe deposit boxes are far less safe than people imagine.

Yes, criminals can't get into them, but the banks, and the state of California, can, and do, and they take stuff from them all the time. Getting it back is nearly impossible.

Safe deposit boxes not so safe actually (http://abcnews.go.com/m/screen?id=4832471)

San Francisco resident Carla Ruff's safe-deposit box was drilled, seized, and turned over to the state of California, marked "owner unknown."

"I was appalled," Ruff said. "I felt violated."

Unknown? Carla's name was right on documents in the box at the Noe Valley Bank of America location. So was her address -- a house about six blocks from the bank. Carla had a checking account at the bank, too -- still does -- and receives regular statements. Plus, she has receipts showing she's the kind of person who paid her box rental fee. And yet, she says nobody ever notified her.

"They are zealously uncovering accounts that are not unclaimed," Ruff said.

To make matters worse, Ruff discovered the loss when she went to her box to retrieve important paperwork she needed because her husband was dying. Those papers had been shredded.

And that's not all. Her great-grandmother's precious natural pearls and other jewelry had been auctioned off. They were sold for just $1,800, even though they were appraised for $82,500.

ChrisTKHarris
05-13-2010, 7:55 PM
OP did you watch last week's episode of 24 where Dana Walsh pulls out a handgun out of her safety deposit box and this is what spurred the idea?

anthonyca
05-13-2010, 8:12 PM
I would not do it. Safe deposit boxes are far less safe than people imagine.

Yes, criminals can't get into them, but the banks, and the state of California, can, and do, and they take stuff from them all the time. Getting it back is nearly impossible.

Safe deposit boxes not so safe actually (http://abcnews.go.com/m/screen?id=4832471)

Good post. Thank you. I noticed the part in bold below. Our governmentreally cares for us right. My friends father just had a medical emergancy due to another government agency (VA) and it is very easy for your finances to get out of wack. There are many reasons why some one would not pay a safe deposite bill for a year, many not the persons fault.

Good thing this didn't pass............yet.

California law used to say property was unclaimed if the rightful owner had had no contact with the business for 15 years. But during various state budget crises, the waiting period was reduced to seven years, and then five, and then three. Legislators even tried for one year. Why? Because the state wanted to use that free money.

Flyin Brian
05-13-2010, 8:50 PM
I just had some personal experience with this and it shocked the hell out of me. I opened a checking account at the same bank that I have my mortgage through and I never used it. It had $100 in it and I hadn't done anything with it for over 3 years. Last week some guy calls and says the government is trying to take my money and I should stop by the bank to straighten it out. So I go in and he shows me my account is in "escheat" mode, which I had never heard of before. I closed the account and got my money but it sure shocked the heck out of me that the state was ready to steal my money if I had not been called by the bank.






Good post. Thank you. I noticed the part in bold below. Our governmentreally cares for us right. My friends father just had a medical emergancy due to another government agency (VA) and it is very easy for your finances to get out of wack. There are many reasons why some one would not pay a safe deposite bill for a year, many not the persons fault.

Good thing this didn't pass............yet.

California law used to say property was unclaimed if the rightful owner had had no contact with the business for 15 years. But during various state budget crises, the waiting period was reduced to seven years, and then five, and then three. Legislators even tried for one year. Why? Because the state wanted to use that free money.

duldej
05-13-2010, 9:15 PM
i'm a courageous guy but i would never do that. i've thought of it, though.
that would be foolish.

nick
05-13-2010, 9:18 PM
What I don't understand is the grounds on which the state lays claim to one's "unclaimed" money. I understand the legal grounds - the state says that it can by passing a law. But since I still think that there should be some moral grounds behind a law (otherwise it's a plain old tyranny), it's the moral grounds behind this that I wonder about. What's the moral justification for having a law like this?

To give an example, if I put some money in the bank and leave it there for 50 years (and the account is either free or the fees are being paid out of the account's principal or interest), what business of state's is it that I haven't touched that money for 50 years? And if I forgot about it, or died and didn't pass the account number over to my heir, once again, what business of state's is it? It's not the state's money. That is, unless we decide that all property in our society is communal property, I can see how it would be justified from that perspective.

Jason_2111
05-13-2010, 10:14 PM
Not too long ago, my wife got a safe deposit box with B of A.
It's to put in photo's, papers, etc.
I looked at the size, and immediately thought it'd hold a pistol or two no problem, but when we were reading/signing the papers to set it up, it specifically listed firearms and ammo as "prohibited" items.

B of A policy at the least.
OP should be able to just call the bank and ask. :)

Glock22Fan
05-13-2010, 10:24 PM
Jason Bourne does;)

But seriously I had that same concern when transporting my guns through a casino in Las Vegas, my wife pointed out that they were in a locked Pelican and might has well have been camera equiprment. Ask the Bank your considering.

There is no problem with firearms in a locked case in casinos, unless you make one.

Stopping overnight in L.V. while passing through on a hunting trip, I asked the clerk if it would bug them if I carried a couple of cased hunting rifles through the casino to my room, as I did not like leaving them in my car. He flipped a bit, so I did not tell him about the two handguns in the case I was carrying, nor about the one on my hip.

I've also carried in other L.V. hotels (on the strip) while there on business trips.

I should note that I have a NV CCW which lists all my handguns, .380 and above, and all of these are registered with LVMPD, but my Glock22 was the only handgun I actually carried on my hip there.

Never had any problems (except for the rifles), never been asked any questions.

stitchnicklas
05-13-2010, 10:27 PM
thats what gun safes and insurance is for,but you can carry the gun in a locked case with the slide/cylinder apart to make a obvious effort

sd_shooter
05-14-2010, 5:31 AM
I've done it.

- Find a bank that does not prohibit storing firearms. Here in San Diego, the SD Credit Union is cool about it. (Don't ask about about the policy, just get the brochure and read it at home....) Even the smallest size lock box will hold a hand gun, especially if you field strip it.
- Before bringing your gun into the bank, stick it in a backpack or other soft case and lock it. Don't put it into an envelope, it's not a locked container! No need to haul in a big Pelican case either, try not to be obvious.
- Go into the private viewing room when you transfer your belongings into the box. Put a packet of desiccant into the box to make sure things stay dry.

No problemo!

Decoligny
05-14-2010, 7:32 AM
Any handguns have to be in a locked container when transported from your car into the bank per California law.

And which California law would this be? Cite please.

You can legally walk into a bank while unloaded open carrying. (Beware of Gun Free School Zones)

In unincorporated areas where discharge of a firearm is not prohibited, you can legally walk into a bank while loaded open carrying.

You cannot as the OP stated, walk in to the bank with a gun in an envelope unless you have a CCW. That violates PC 12025 as it is a concealed firearm and doesn't meet the exemptions listed in either 12026.1 or 12026.2.

If the OP wants to put a gun in a safe deposit box, and the bank has posted no rules against it, then the safest way is to bring the gun into the bank in a locked briefcase. Then when left alone with the safe deposit box, open the briefcase, put it in, and lock the box. The bank has no business really in what you put into the safe deposit box. It is an absolutely private matter. That's why they have a small private room/area where you are put whatever you want to inside the box, in PRIVACY.

Decoligny
05-14-2010, 7:34 AM
One of the benefits of the safe deposit box is the bank doesn't know what is in it. Leave it locked from your car to the bank, and make sure you cover it with something to conceal it is a gun. I think a completely separate locked container would be the best advice. Oh and keep the ammo somewhere else, I don't think storing it with the gun is illegal, probably not the best of ideas though.

There is nothing in the Penal Code that makes storing ammunition with a firearm illegal.

The only issue would be if the gun were actually loaded.

stag1500
05-14-2010, 8:35 AM
If there ever is a SHTF situation, I doubt the banks are going to be open so you can retrieve your firearm. And if you're ever declared an enemy of the state, they'll freeze your box and once again, you will not be able to retrieve your firearm. Save your money and just bury it somewhere so that you can get to it whenever you want. My $0.02 worth.

PanchoVilla
05-14-2010, 10:06 AM
I think the idea isn't to store your ONLY handgun in the safe deposit box, but if you have 4 or 5 of them and you have a safe deposit box it might be nice to have one stored somewhere offsite from your home.

Mac Attack
05-14-2010, 10:12 AM
I have my 3 suppressors in my bank's safety deposit box in GA. I don't think the Bank had any rules around what I can store in my box except for anything perishable.

Midian
05-14-2010, 10:49 AM
What's a bank ever done for you?

You'll trust them to hold one of your guns?

bohoki
05-14-2010, 1:39 PM
What's a bank ever done for you?

You'll trust them to hold one of your guns?

well if it matters its a cheapie i bought for like $200

The Duke
05-14-2010, 1:46 PM
Definitely MAKE SURE TO ASK THE BANK!!! Don't just do it because they lack a metal detector or because it will be in a carry bag and they won't know.

Banks are increasing security all the time. If they've got a 'no gun' policy you don't know about and you stick your gun in their safe deposit box, you might get in trouble on the way out if they install the double door, locking gun detectors at some point in the future. Then you will have the joy of being surrounded by swat and having to lie face down for a good part of your afternoon.

Union Bank does NOT allow guns in their safes. I know because I have tried.

gabe123
05-14-2010, 2:25 PM
I would not do it. Safe deposit boxes are far less safe than people imagine.

Yes, criminals can't get into them, but the banks, and the state of California, can, and do, and they take stuff from them all the time. Getting it back is nearly impossible.




Well ... I'm not trying to hide it from the government. My piece is legally owned and registered. I just don't want to leave it at home while I'm away. It might get stolen and used in a crime before I come back to report it stolen.

gabe123
05-14-2010, 2:31 PM
Bad idea. Get a gun safe.

I think the safe would be the first thing bad guys would want to open....

gabe123
05-14-2010, 2:43 PM
And which California law would this be? Cite please.

You can legally walk into a bank while unloaded open carrying. (Beware of Gun Free School Zones)

In unincorporated areas where discharge of a firearm is not prohibited, you can legally walk into a bank while loaded open carrying.

You cannot as the OP stated, walk in to the bank with a gun in an envelope unless you have a CCW. That violates PC 12025 as it is a concealed firearm and doesn't meet the exemptions listed in either 12026.1 or 12026.2.

If the OP wants to put a gun in a safe deposit box, and the bank has posted no rules against it, then the safest way is to bring the gun into the bank in a locked briefcase. Then when left alone with the safe deposit box, open the briefcase, put it in, and lock the box. The bank has no business really in what you put into the safe deposit box. It is an absolutely private matter. That's why they have a small private room/area where you are put whatever you want to inside the box, in PRIVACY.


Okay, so I can put my locked gun in an envelop, put it in a locked computer case and transport it to the bank in the trunk of my car. When I already inside the bank, with the safe deposit box, I can open my laptop case, pull out the envelop, and put it int he box. The gun was never in plain sight, yet transported in a locked container.

Now. What if it's against my bank policy to have firearm in safe deposit box? Good chance they will never find out. But if they do, then what? I assume that I can loose all my business with the bank, but is there anything else they can do? I don't want trouble with the law...

CCWFacts
05-14-2010, 2:44 PM
Well ... I'm not trying to hide it from the government. My piece is legally owned and registered. I just don't want to leave it at home while I'm away. It might get stolen and used in a crime before I come back to report it stolen.

That's not the point. I assume it's 100% legal. That does not prevent the bank / state from seizing it as being "abandoned", auctioning it for pennies on the dollar, and (maybe) eventually sending you a check. Likewise, if there's some kind of emergency situation, the bank could also civilly seize it, or deny you access to it, even if it's legal. Don't like it? You'll have to sue them.

I would not want to rely on that kind of storage. I would rather have my own safe to protect it from criminals vs. relying on the bank, but having it at risk for many kinds of civil seizures.

That article I linked to had an example of a woman who had a box at BofA, and they took everything in it, including absolutely irreplaceable family treasures and documents, and sent her a check for a $1,800 or so. She was a customer at the bank, maintaining an active account and everything. Now her only recourse is to try to to sue. Note that it's not at all a question of legality. Her stuff was clearly legal (some pearls, documents) and clearly within the bank's policy.

No thanks.

gabe123
05-14-2010, 2:48 PM
I think the idea isn't to store your ONLY handgun in the safe deposit box, but if you have 4 or 5 of them and you have a safe deposit box it might be nice to have one stored somewhere offsite from your home.

It's my only handgun. But I'm under the assumpsion that losing a handgun would get in my deeper crap than a shotgun. In the mean time, the bad guys will have to deal with American classic 12ga , in stead of my Euro trash 9mm.

Rob454
05-14-2010, 8:52 PM
My step dad had a old revolver in a safety deposit box. Bank never said anything.

postal
05-14-2010, 11:12 PM
I think the safe would be the first thing bad guys would want to open....


Nope- Just whatever teller is available when they get to the front of the line- Takeover, all the tellers.

Seriously bad takeover by people who know, probably all the tellers and the "daysafe/s". But even the daysafe might take a little longer than a robber would want to spend in a bank.

No one wants to go into a vault- too easy to lock you in there... generally pretty darn bullet proof too, so if you were in there, you're not a threat to anyone NOT in there....

Probably the only way you could get into a vault after hours and actually get valuables, would be in Vallejo due to their fine police department with excellent coverage to keep their subjects perfectly safe at all times. Or immediately following a decent earthquake, as a quake would set off ALMOST EVERY high tech burgler alarm in the area, and PD and alarm companies would all believe them to be false alarms.

Kharn
05-15-2010, 4:00 AM
Storing NFA weapons in safe deposit boxes is relatively common, you wouldn't believe how big of a box you need to store an M2 or M60 receiver, but AR receivers, silencers, etc will fit in a regular one. Make sure your home owner's insurance covers the items in the box and you're good to go.