View Full Version : How bout a million dollar insurance policy for owning a firearm ?

02-16-2009, 10:08 PM
Dem back Ill way introduced a bill aimed at just that.
When's Ca's version, and watch out for the fireworks..
Monday, Feb 16, 2009
Illinois — the land of Obama and the Blagojevich mafia — is serious about making the Second Amendment so expensive only the rich will be able to exercise it. Kenneth Dunkin, a former social worker and Democrat member of the Illinois House of Representatives, has introduced HB0687, entitled the “Firearm Owners ID-Insurance” bill. It is currently in the Rules Committee.

Dunkin’s bill amends the Firearm Owners Identification Card Act, a previous bill aimed at chipping away at the Second Amendment. Dunkin’s amendment states “that any person who owns a firearm in this State shall maintain a policy of liability insurance in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person.”

A million dollars!

Can you imagine the premium on such an insurance policy? It would be astronomical and out of the reach of most people in Illinois.

If the firearm owner cannot afford the insurance or decides that it is simply crazy and also unconstitutional and refuses to participate, “the Department of State Police shall revoke and seize a Firearm Owner’s Identification Card,” thus making the the firearm illegal and the owner a criminal.
Boy talk about a rebellion...

Hope the NRA is on top of this. We better be watching
out here as well.

02-16-2009, 10:19 PM
I will say the same thing here that I said on THR.us: IF this passes, and incorporation happens, it will PROBABLY be ruled unconstitutional as an infringement on the Second Amendment, a la poll taxes of yesteryear. Even without incorporation, I dont see this getting too much traction. Too much liability to the assembly critters in Illinois come reelection time.

The one upside to this is that if they decide to pass this, and it gets thrown out as unconstitutional, there is the slim possibility that FOID could go with it.

Dr Rockso
02-16-2009, 10:19 PM
I can't possibly imagine this going anywhere, but maybe I just don't know Illinois well enough. I'm sure the criminals would be lining up to buy that policy.

02-16-2009, 10:21 PM
Sounds like a lottery for a criminals family. Some law abiding gun owner shoots or kills a criminal and their family sues you for $1M+.